Fiserv, Inc.

Fiserv, Inc.

FIยทNYSE

$63.80

+0.0000%
TechnologyInformation Technology Services

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

At a Glance

Live Snapshot
Market Cap$34.31B
EPS5.4100
P/E Ratio37.97
Earnings Date02/04/2026
Fiserv, Inc.

Fiserv, Inc. Fair Value Envelope

FI ยท NYSE

Our analysis suggests that FI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $63.8, this represents a potential HIDDEN relative to our calculated worth for Fiserv, Inc..

Intrinsic Value
Current Price: $63.8

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$1,188.1B
+ Cash & Equivalents$1.2B
Firm Value$1,189.3B
- Debt$25.0B
Equity Value$1,164.4B
/ Shares Outstanding537,852,000B
DCF Value$2.2K
UNDERVALUED BY 3293%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$8.9B
$11.9B
$16.0B
$21.5B
$28.8B
$38.6B
$51.8B
$69.5B
$93.2B
$125.0B
Maintenance CapEx
-$420.9M
-$564.5M
-$757.2M
-$1.0B
-$1.4B
-$1.8B
-$2.5B
-$3.3B
-$4.4B
-$5.9B
Owner Earnings
$8.5B
$11.4B
$15.2B
$20.4B
$27.4B
$36.8B
$49.3B
$66.2B
$88.8B
$119.0B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$7.8B
$9.7B
$12.1B
$15.0B
$18.7B
$23.2B
$28.8B
$35.8B
$44.4B
$55.1B
Terminal Value represents 78.9% of Enterprise Value