$18.63
-0.11%First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2021, the company operated 118 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio; corporate banking centers in Pittsburgh, Pennsylvania, as well as Columbus, Canton, and Cleveland, Ohio; and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake, as well as Lewis Center, Ohio. It also operates 136 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
FCF โข NYSE
| First Commonwealth Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
152.3M | 142.6M | 157.1M | 128.2M | 138.3M | 73.4M | 105.3M | 107.5M | 55.2M | 59.6M | 50.1M | 44.5M | 41.5M | 42M | 15.3M | 23M | -20.1M | 43.1M | 46.3M | 53M | |
6.6M | 5.7M | 4.1M | 10.6M | 11.4M | 11.7M | 10.4M | 8M | 9M | 7.1M | 7.6M | 13.7M | 11.1M | 7.9M | 9M | 10.7M | 9.8M | 10.4M | 5.2M | 8.6M | |
3M | 3.4M | 6.8M | -2M | 1.4M | -8.2M | 2.3M | 3.5M | 20.8M | 5.7M | 12.7M | 4.9M | 12.7M | 2.6M | -1.2M | -4.7M | -29.1M | -7.4M | -2.5M | -2.7M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.2M | 1.4M | 1M | 500K | 1.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
26.4M | -25.9M | -8.8M | 24.9M | -2.2M | 41.2M | -12M | 20.4M | 0.0 | 18.3M | 2.8M | 17.1M | 12.1M | 13.7M | 61.4M | 76.7M | 129.3M | 24.6M | 16.9M | 2.6M | |
(34.7M) | (32.2M) | (37.5M) | (34.3M) | (0.0) | (0.0) | (0.0) | (23.8M) | (27.9M) | (20M) | (8.3M) | (10.7M) | (3.1M) | (11.6M) | (5.9M) | (2.5M) | (0.0) | (0.0) | (0.0) | (0.0) | |
-908K | 3.7M | -8.4M | -10.2M | 16.1M | -12.5M | 1.7M | -4.1M | 430K | -1.4M | -498K | 2M | 8.3M | 12.6M | -385K | 5.2M | -32.7M | -1.8M | 3.9M | 3.4M | |
187.5M | 129.5M | 150.8M | 151.4M | 165M | 105.7M | 107.6M | 135.3M | 88.3M | 89.3M | 72.8M | 82.1M | 85.7M | 78.7M | 84.1M | 110.9M | 57.2M | 68.8M | 69.7M | 64.8M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-16.1M | -15.5M | -22M | -11.2M | -10.6M | -7.6M | -17.4M | -9.6M | -11.6M | -7.5M | -4.9M | -11M | -9.6M | -10.2M | -8.3M | -4.9M | -6.7M | -12.1M | -9.8M | -13.3M | |
(10.9M) | (0.0) | (14.5M) | (0.0) | (0.0) | (0.0) | (332.5M) | (705K) | (3.2M) | (479.5M) | -3.5M | -3M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (60.3M) | |
-354.6M | -492.6M | -338.6M | -200K | -1B | -496.9M | -138.9M | -352.6M | -253.3M | -174.1M | -405M | -339.6M | -539.9M | -605.4M | -723.8M | -387.1M | -211.5M | -313.6M | -344.1M | -217.2M | |
434.5M | 376.6M | 173.9M | 225.2M | 555.1M | 591.2M | 244.8M | 204.3M | 343.5M | 278M | 470.6M | 375.8M | 357.3M | 574.8M | 557.2M | 590.7M | 436M | 446M | 433.5M | 436.8M | |
-462.8M | 9.8M | -402M | -802.6M | -71.2M | -569.9M | -298.1M | -190.5M | -134.5M | -82.1M | -199.6M | -186.1M | -115.1M | -130.6M | 95M | 346.5M | -308.9M | -731M | 77M | 41M | |
-388.1M | -121.7M | -574.3M | -588.8M | -565.3M | -483.1M | (122.9M) | -347.7M | -52.8M | (493.8M) | -142.4M | -164.1M | -307.3M | -171.4M | -80M | (542.6M) | -90.9M | -610.7M | (156.5M) | (307.6M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-35.5M | -12.4M | -14.7M | -15.4M | -31.1M | -20.7M | -6M | -26M | -1.2M | -648K | -25.2M | -30.8M | -33.3M | -35.2M | 207K | 88.2M | 466K | 113.2M | -8.2M | 3.5M | |
43.6M | -442M | 51.1M | 233.2M | -30.2M | -85.6M | -460M | 77.4M | -161.3M | -639.4M | 329.8M | 431.4M | 223.7M | 159.3M | 67.5M | -746M | -127.9M | 423M | -184.4M | -384.9M | |
-55.5M | -52.6M | -50.8M | -44.6M | -43.6M | -43M | -39.4M | -34.8M | -30.5M | -24.9M | -25.1M | -26.2M | -22.3M | -18.8M | -12.6M | -5.3M | -29.7M | -49.4M | -49.6M | -48.5M | |
-35.8M | -12.6M | -15M | -15.6M | -31.3M | -20.9M | -6.3M | -26.2M | -1.5M | -864K | -25.4M | -31M | -33.4M | -36.2M | -9K | -9K | -18K | (0.0) | -10M | (0.0) | |
295M | 485.7M | 430.7M | 23M | 543.9M | 761.4M | 297.8M | 187.8M | 149.2M | 128.2M | -214.9M | -295.4M | 28.1M | 11.9M | -50.6M | -10M | 191.9M | 42.6M | 21.5M | 66.5M | |
247.6M | -21.3M | 416.3M | 196.2M | 439.1M | 612.2M | -207.7M | 204.1M | -43.9M | -536.8M | 64.6M | 79M | 196M | 117.2M | 4.5M | -673.2M | 34.7M | 529.4M | -220.6M | -363.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
47M | -13.6M | -7.3M | -241.1M | 38.8M | 234.7M | 22.9M | -8.3M | -8.4M | 46.2M | -5.1M | -2.9M | -25.5M | 24.5M | 8.6M | -19.7M | 993K | -12.5M | 5.7M | 9M | |
133.4M | 147M | 154.2M | 395.4M | 356.6M | 121.9M | 98.9M | 107.3M | 115.7M | 69.5M | 74.5M | 77.4M | 103M | 78.5M | 69.9M | 89.6M | 88.3M | 100.8M | 95.1M | 86.1M | |
180.4M | 133.4M | 147M | 154.2M | 395.4M | 356.6M | 121.9M | 98.9M | 107.3M | 115.7M | 69.5M | 74.5M | 77.4M | 103M | 78.5M | 69.9M | 89.2M | 88.3M | 100.8M | 95.1M | |
171.4M | 113.9M | 128.7M | 140.2M | 154.4M | 98.1M | 90.3M | 125.7M | 76.7M | 82.2M | 67.9M | 71.2M | 76.1M | 68.5M | 75.8M | 106M | 50.6M | 56.7M | 59.9M | 51.5M |
FCF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 19, 2026 | April 28, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 02, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 04, 2025 | November 01, 2025 | 2025 |
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