First Commonwealth Financial Corporation

First Commonwealth Financial Corporation

FCFยทNYSE

$18.63

-0.11%
Financial ServicesBanks - Regional

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2021, the company operated 118 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio; corporate banking centers in Pittsburgh, Pennsylvania, as well as Columbus, Canton, and Cleveland, Ohio; and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake, as well as Lewis Center, Ohio. It also operates 136 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$1.89B
EPS1.4800
P/E Ratio12.59
Earnings Date07/28/2026
0.77%
Dividend Yield
-5%
3Y-20.0%
5Y-
10Y+1.0%
36.81%
Dividend Payout Ratio
18%
3Y-10.0%
5Y+38.0%
10Y-29.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
First Commonwealth Financial Corporation

First Commonwealth Financial Corporation Dividend History

FCF ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FCF Dividend Payment History

FCF ยท NYSE

Total Payments

50

Latest Dividend

$0.1400

Annual Amount

$0.6800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
May 8, 2026May 22, 2026
$0.1400
$0.1400
Quarterly+3.70%
Jan 27, 2026
Feb 6, 2026Feb 20, 2026
$0.1350
$0.1350
Quarterly0.00%
Oct 28, 2025
Nov 7, 2025Nov 21, 2025
$0.1350
$0.1350
Quarterly0.00%
Jul 29, 2025
Aug 8, 2025Aug 22, 2025
$0.1350
$0.1350
Quarterly0.00%
Apr 29, 2025
May 9, 2025May 23, 2025
$0.1350
$0.1350
Quarterly+3.85%
Jan 28, 2025
Feb 7, 2025Feb 21, 2025
$0.1300
$0.1300
Quarterly0.00%
Oct 29, 2024
Nov 8, 2024Nov 22, 2024
$0.1300
$0.1300
Quarterly0.00%
Jul 23, 2024
Aug 2, 2024Aug 16, 2024
$0.1300
$0.1300
Quarterly0.00%
Apr 23, 2024
May 3, 2024May 17, 2024
$0.1300
$0.1300
Quarterly+4.00%
Jan 30, 2024
Feb 9, 2024Feb 23, 2024
$0.1250
$0.1250
Quarterly0.00%
Oct 24, 2023
Nov 3, 2023Nov 17, 2023
$0.1250
$0.1250
Quarterly0.00%
Jul 25, 2023
Aug 4, 2023Aug 18, 2023
$0.1250
$0.1250
Quarterly0.00%
Apr 25, 2023
May 5, 2023May 19, 2023
$0.1250
$0.1250
Quarterly+4.17%
Jan 24, 2023
Feb 3, 2023Feb 17, 2023
$0.1200
$0.1200
Quarterly0.00%
Oct 25, 2022
Nov 4, 2022Nov 18, 2022
$0.1200
$0.1200
Quarterly0.00%
Jul 26, 2022
Aug 5, 2022Aug 19, 2022
$0.1200
$0.1200
Quarterly0.00%
Apr 26, 2022
May 6, 2022May 20, 2022
$0.1200
$0.1200
Quarterly+4.35%
Jan 25, 2022
Feb 4, 2022Feb 18, 2022
$0.1150
$0.1150
Quarterly0.00%
Oct 26, 2021
Nov 5, 2021Nov 19, 2021
$0.1150
$0.1150
Quarterly0.00%
Jul 27, 2021
Aug 6, 2021Aug 20, 2021
$0.1150
$0.1150
Quarterly0.00%
Apr 27, 2021
May 7, 2021May 21, 2021
$0.1150
$0.1150
Quarterly+4.55%
Jan 26, 2021
Feb 5, 2021Feb 19, 2021
$0.1100
$0.1100
Quarterly0.00%
Oct 27, 2020
Nov 6, 2020Nov 20, 2020
$0.1100
$0.1100
Quarterly0.00%
Jul 28, 2020
Aug 7, 2020Aug 21, 2020
$0.1100
$0.1100
Quarterly0.00%
Apr 28, 2020
May 8, 2020May 22, 2020
$0.1100
$0.1100
Quarterly0.00%
Jan 28, 2020
Feb 7, 2020Feb 21, 2020
$0.1100
$0.1100
Quarterly+10.00%
Oct 29, 2019
Nov 8, 2019Nov 22, 2019
$0.1000
$0.1000
Quarterly0.00%
Jul 23, 2019
Aug 2, 2019Aug 16, 2019
$0.1000
$0.1000
Quarterly0.00%
Apr 23, 2019
May 3, 2019May 17, 2019
$0.1000
$0.1000
Quarterly0.00%
Jan 29, 2019
Feb 8, 2019Feb 22, 2019
$0.1000
$0.1000
Quarterly+11.11%
Oct 23, 2018
Nov 2, 2018Nov 16, 2018
$0.0900
$0.0900
Quarterly0.00%
Jul 24, 2018
Aug 3, 2018Aug 17, 2018
$0.0900
$0.0900
Quarterly0.00%
Apr 24, 2018
May 4, 2018May 18, 2018
$0.0900
$0.0900
Quarterly+12.50%
Jan 23, 2018
Feb 2, 2018Feb 16, 2018
$0.0800
$0.0800
Quarterly0.00%
Oct 25, 2017
Nov 6, 2017Nov 17, 2017
$0.0800
$0.0800
Quarterly0.00%
Jul 26, 2017
Aug 7, 2017Aug 18, 2017
$0.0800
$0.0800
Quarterly0.00%
Apr 25, 2017
May 5, 2017May 19, 2017
$0.0800
$0.0800
Quarterly0.00%
Jan 25, 2017
Feb 6, 2017Feb 17, 2017
$0.0800
$0.0800
Quarterly+14.29%
Oct 26, 2016
Nov 7, 2016Nov 18, 2016
$0.0700
$0.0700
Quarterly0.00%
Jul 27, 2016
Aug 8, 2016Aug 19, 2016
$0.0700
$0.0700
Quarterly0.00%
Apr 26, 2016
May 6, 2016May 20, 2016
$0.0700
$0.0700
Quarterly0.00%
Jan 27, 2016
Feb 8, 2016Feb 19, 2016
$0.0700
$0.0700
Quarterly0.00%
Oct 28, 2015
Nov 9, 2015Nov 20, 2015
$0.0700
$0.0700
Quarterly0.00%
Jul 29, 2015
Aug 10, 2015Aug 21, 2015
$0.0700
$0.0700
Quarterly0.00%
Apr 28, 2015
May 8, 2015May 22, 2015
$0.0700
$0.0700
Quarterly0.00%
Jan 28, 2015
Feb 9, 2015Feb 20, 2015
$0.0700
$0.0700
Quarterly0.00%
Oct 29, 2014
Nov 10, 2014Nov 21, 2014
$0.0700
$0.0700
Quarterly0.00%
Jul 23, 2014
Aug 4, 2014Aug 15, 2014
$0.0700
$0.0700
Quarterly0.00%
Apr 22, 2014
May 2, 2014May 16, 2014
$0.0700
$0.0700
Quarterly0.00%
Jan 29, 2014
Feb 10, 2014Feb 21, 2014
$0.0700
$0.0700
Quarterly-
fcf

First Commonwealth Financial Corporation Payout Ratio Analysis

FCF ยท NYSE
Dividends Paid
-55.49M
2025
Net Income
152.30M
2025
Payout Ratio
36.43%
2025

Dividend Sustainability Analysis

Payout Ratio
36.43%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
32.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-5.5%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.