First Commonwealth Financial Corporation

First Commonwealth Financial Corporation

FCFยทNYSE

$18.63

-0.11%
Financial ServicesBanks - Regional

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2021, the company operated 118 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio; corporate banking centers in Pittsburgh, Pennsylvania, as well as Columbus, Canton, and Cleveland, Ohio; and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake, as well as Lewis Center, Ohio. It also operates 136 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$1.89B
EPS1.4800
P/E Ratio12.59
Earnings Date07/28/2026
3Y+26.0%
5Y+36.0%
10Y+85.0%
3Y+24.0%
5Y+35.0%
10Y+82.0%
3Y+48.0%
5Y+45.0%
10Y+107.0%
fcf

First Commonwealth Financial Corporation Funding & Solvency Profile

FCF ยท NYSE
Cash & Cash Equivalents103.28M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets103 M
Property, Plant & Equipment114.28M
Goodwill & Intangible Assets400.23M
Long-Term Investments11.31B
Other Non-Current Assets366.10M
Total Non-Current Assets12 B
Total Assets
12.37B

Financial Health Analysis

Current Ratio

0.37x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.96x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-177867000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Commonwealth Financial Corporation Balance Sheet

FCF โ€ข NYSE

First Commonwealth Financial Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
103.3M
133.4M
147M
154.2M
395.4M
356.6M
121.9M
98.9M
107.3M
115.7M
69.5M
74.5M
77.4M
103M
78.5M
69.9M
89.6M
88.6M
102.5M
96.1M
0.0
1.1B
1B
762.7M
1B
831.2M
902.3M
909.2M
731.4M
778.6M
886.6M
1.3B
1.3B
1.2B
1.1B
0.0
0.0
0.0
0.0
0.0
103.3M
1.3B
1.2B
916.9M
1.4B
1.2B
1B
1B
838.7M
894.3M
956M
1.4B
1.4B
1.3B
1.2B
69.9M
89.6M
88.6M
102.5M
96.1M
103.3M
1.3B
1.2B
916.9M
1.4B
1.2B
1B
1B
838.7M
894.3M
956M
1.4B
1.4B
1.3B
1.2B
69.9M
89.6M
88.6M
102.5M
96.1M
NON-CURRENT ASSETS
114.3M
116.1M
121M
115.1M
120.8M
125.5M
137.3M
80.5M
81.3M
67.5M
63.5M
65M
67.9M
69M
66.8M
67M
70.7M
72.6M
69.5M
68.9M
378.2M
363.7M
363.7M
303.3M
303.3M
303.3M
303.3M
274.2M
255.4M
186.5M
164.5M
161.4M
160M
160M
160M
160M
160M
160M
160M
160.4M
22M
19.6M
22.8M
9.2M
11.2M
13.5M
16.4M
13M
15M
12M
1.2M
1.7M
1.3M
2.4M
3.8M
5.4M
7.4M
10.2M
13.4M
16.9M
400.2M
383.4M
386.5M
312.5M
314.5M
316.8M
319.7M
287.2M
270.4M
198.5M
165.7M
163.1M
161.3M
162.3M
163.8M
165.3M
167.4M
170.2M
173.4M
177.2M
11.3B
9.4B
9.4B
8B
7.3B
7.1B
6.5B
6.2B
5.8B
5.2B
5.1B
4.5B
4.3B
4.2B
4B
5.2B
5.8B
5.8B
5.3B
5.5B
68.9M
0.0
0.0
0.0
39.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
366.1M
451M
433.2M
422.4M
353.6M
370.6M
320.3M
288.1M
292.3M
278.5M
295.7M
295.5M
324.8M
324.1M
353.7M
347.2M
341.7M
276.7M
237.1M
237.3M
12.3B
10.3B
10.3B
8.9B
8.1B
7.9B
7.3B
6.8B
6.5B
5.8B
5.6B
5B
4.8B
4.7B
4.6B
5.7B
6.4B
6.3B
5.8B
5.9B
12.4B
11.6B
11.5B
9.8B
9.5B
9.1B
8.3B
7.8B
7.3B
6.7B
6.6B
6.4B
6.2B
6B
5.8B
5.8B
6.4B
6.4B
5.9B
6B
LIABILITIES
CURRENT LIABILITIES
281.1M
80.1M
597.8M
372.7M
138.3M
117.4M
201.9M
721.8M
707.5M
867.9M
1.5B
1.1B
626.6M
356.2M
312.8M
187.9M
958.9M
1.1B
354.2M
500M
0.0
9.7B
9.2B
8B
8B
7.4B
6.7B
5.9B
5.6B
4.9B
4.2B
4.3B
4.6B
4.6B
4.5B
4.6B
4.5B
4.3B
4.3B
4.3B
281.1M
9.8B
9.8B
8.4B
8.1B
7.6B
6.9B
6.6B
6.3B
5.8B
5.7B
5.4B
5.2B
4.9B
4.8B
4.8B
5.5B
5.4B
4.7B
4.8B
NON-CURRENT LIABILITIES
130.2M
257.9M
181.1M
175.8M
175.6M
226.9M
227.4M
177.8M
80.3M
80.9M
81.5M
161.6M
216.6M
280.2M
207.4M
204.5M
274.4M
289.2M
547.9M
593.4M
23M
0.0
0.0
0.0
0.0
0.0
0.0
2.4M
1.3M
1.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.3B
158.6M
168.3M
194.2M
132.6M
210.2M
139.5M
48M
44.3M
37.8M
59.1M
61.1M
56.1M
55.1M
57.7M
52.9M
38.3M
63.8M
65.5M
52.7M
10.5B
421.6M
355.1M
375.4M
314.9M
443.4M
373.6M
233.1M
132.2M
118.7M
140.6M
222.8M
272.7M
335.3M
265.1M
257.4M
312.8M
353M
613.4M
646.1M
41M
4.3M
4.9M
5.4M
5.9M
6.4M
6.8M
7.2M
7.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.8B
10.2B
10.1B
8.8B
8.4B
8B
7.3B
6.9B
6.4B
5.9B
5.8B
5.6B
5.5B
5.2B
5.1B
5.1B
5.8B
5.8B
5.3B
5.5B
SHAREHOLDERS' EQUITY
-251.3M
-218.4M
-208.8M
-196.4M
-183.2M
-153.8M
-134.9M
-130.9M
-127.2M
-127.8M
-127.7M
-103.6M
-73.4M
-41.8M
-7.3M
-7.7M
-16.6M
-17.9M
-22.7M
-15M
126.6M
123.6M
123.6M
113.9M
113.9M
113.9M
113.9M
113.9M
113.9M
105.6M
105.6M
105.6M
105.6M
105.6M
105.6M
105.5M
86.6M
86.6M
75.1M
75.1M
675.7M
631.4M
630.2M
497.4M
496.1M
494.7M
493.7M
492.3M
470.1M
366.4M
366M
365.6M
365.3M
365.4M
365.9M
366.5M
301.5M
303M
206.9M
208.3M
1.1B
971.1M
881.1M
774.9M
691.3M
596.6M
577.3M
511.4M
437.4M
412.8M
378.1M
353M
334.7M
315.6M
294.1M
291.5M
278.9M
309.9M
319.2M
322.4M
-64.6M
-102.5M
-111.8M
-137.7M
-8.8M
17.2M
5.6M
-11.3M
-6.2M
-7M
-2.4M
-4.5M
-20.6M
1.3M
2M
-2.5M
-6M
-21.3M
-9.7M
-19.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.6M
-3.6M
-5.6M
-7.6M
0.0
0.0
1.6B
1.4B
1.3B
1.1B
1.1B
1.1B
1.1B
975.4M
888.1M
749.9M
719.5M
716.1M
711.7M
746M
758.5M
749.8M
638.8M
652.8M
568.8M
571.4M
1.6B
1.4B
1.3B
1.1B
1.1B
1.1B
1.1B
975.4M
888.1M
749.9M
719.5M
716.1M
711.7M
746M
758.5M
749.8M
638.8M
652.8M
568.8M
571.4M
SUMMARY
12.4B
11.6B
11.5B
9.8B
9.5B
9.1B
8.3B
7.8B
7.3B
6.7B
6.6B
6.4B
6.2B
6B
5.8B
5.8B
6.4B
6.4B
5.9B
6B
11.3B
10.5B
10.4B
8.8B
8.4B
7.9B
7.4B
7.1B
6.6B
6B
6B
5.8B
5.6B
5.3B
5.2B
5.2B
5.8B
5.8B
5.3B
5.5B
452.3M
343.1M
784.6M
553.9M
320.6M
350.6M
436M
906.9M
795.4M
948.9M
1.6B
1.3B
843.2M
636.4M
520.2M
392.4M
1.2B
1.4B
902.1M
1.1B
349.1M
209.7M
637.6M
399.7M
-74.8M
-6M
314.2M
807.9M
688.1M
833.2M
1.5B
1.2B
765.7M
533.5M
441.7M
322.5M
1.1B
1.3B
799.6M
997.3M
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298
104,293,298

SEC Filings

FCF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 19, 2026
April 28, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 27, 2026
2026
8-K

8-K 2025

N/A

December 01, 2025
December 01, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 10, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 04, 2025
November 01, 2025
2025
Showing 1 to 10 of 461 filings