First American Financial Corporation

First American Financial Corporation

FAFยทNYSE

$64.58

+0.26%
Financial ServicesInsurance - Specialty

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.

At a Glance

Live Snapshot
Market Cap$6.58B
EPS6.0200
P/E Ratio10.73
Earnings Date07/22/2026
3Y-2.0%
5Y+5.0%
10Y+34.0%
3Y+136.0%
5Y-11.0%
10Y+81.0%
3Y+22.0%
5Y-12.0%
10Y+94.0%
First American Financial Corporation

First American Financial Corporation Profit Bridge

FAF ยท NYSE
Revenue7.45B
Cost of Goods Sold (326.60M)
Gross Profit7.12B
Operating Expenses (6.29B)
Operating Income826.20M
Interest Expense (157.00M)
Other Income/Expense0.00
Pretax Income826.20M
Income Tax (201.00M)
Net Income621.80M
Net Income
621.80M

Profitability Analysis

Gross Margin

95.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

11.1%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

8.4%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

24.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

First American Financial Corporation Income Statement

FAF โ€ข NYSE

First American Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007
REVENUE
7.4B
6.1B
6B
7.6B
9.2B
7.1B
6.2B
5.7B
5.8B
5.6B
5.2B
4.7B
5B
4.5B
3.8B
3.9B
4B
4.4B
6.1B
GROSS PROFIT
(326.6M)
(2.4B)
(2.3B)
(3.3B)
(3.6B)
(2.8B)
(2.3B)
(2.3B)
(2.3B)
(2.3B)
(2.1B)
(1.9B)
(2.2B)
(1.8B)
(1.6B)
(1.5B)
(346.7M)
(509.6M)
(875.9M)
7.1B
3.8B
3.7B
4.3B
5.6B
4.3B
3.9B
3.5B
3.5B
3.3B
3B
2.8B
2.8B
2.8B
2.2B
2.4B
3.7B
3.9B
5.2B
OPERATING INCOME
(6.3B)
(3.6B)
(3.4B)
(4B)
(4B)
(3.4B)
(3B)
(2.9B)
(3B)
(2.8B)
(2.6B)
(2.4B)
(2.5B)
(2.3B)
(2.1B)
(2.2B)
(3.5B)
(4B)
(5.4B)
(0.0)
(2.1B)
(2B)
(2.3B)
(2.4B)
(1.9B)
(1.8B)
(1.7B)
(1.7B)
(1.7B)
(1.6B)
(1.4B)
(1.5B)
(1.3B)
(1.2B)
(1.2B)
(2.4B)
(2.8B)
(3.9B)
826.2M
165.4M
274.4M
325.7M
1.6B
923M
905M
609.5M
445.3M
477.6M
432.8M
350.6M
310.7M
467.4M
130.3M
212.1M
204.3M
-115.9M
-208.8M
PRE-TAX INCOME
(157M)
(149.6M)
(132.5M)
(93M)
(72.4M)
(57M)
(48M)
(41M)
(36M)
(32.2M)
(29.1M)
(19.2M)
(15.3M)
(9.1M)
(12.1M)
(14.9M)
(19.8M)
(27.2M)
(42.6M)
-157M
387.7M
413.2M
264.4M
118.9M
149M
250M
196.4M
110.9M
-32.2M
-29.1M
-19.2M
-15.3M
-9.1M
-12.1M
-14.9M
-19.8M
-27.2M
-42.6M
(6.3B)
(1.5B)
(1.4B)
(1.6B)
(1.6B)
(1.5B)
(1.2B)
(1.1B)
(1.3B)
(1.2B)
(999.9M)
(969.7M)
(988.5M)
(971.6M)
(896.5M)
(944.7M)
(1B)
(1.2B)
(1.5B)
826.2M
165.4M
274.4M
325.7M
1.6B
923M
905M
609.5M
445.3M
477.6M
432.8M
350.6M
310.7M
467.4M
130.3M
212.1M
204.3M
-115.9M
-208.8M
NET INCOME
(201M)
(32.8M)
(58.9M)
(60.4M)
(392.2M)
(223M)
(195M)
(133.6M)
(23.5M)
(134.1M)
(143.9M)
(116.3M)
(123.6M)
(165.7M)
(51.7M)
(83.2M)
(70.1M)
-43.4M
-86.4M
621.8M
131.1M
216.8M
263M
1.2B
696M
707M
474.5M
423M
343M
288.1M
233.5M
186.4M
301M
78.3M
127.8M
122.4M
-84M
-143M

SEC Filings

FAF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 24, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 30, 2026
May 12, 2026
2026
10-K

10-K 2025 FY

FY

February 18, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 24, 2025
September 30, 2025
2025
Showing 1 to 10 of 220 filings