First American Financial Corporation

First American Financial Corporation

FAFยทNYSE

$64.58

+0.26%
Financial ServicesInsurance - Specialty

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.

At a Glance

Live Snapshot
Market Cap$6.58B
EPS6.0200
P/E Ratio10.73
Earnings Date07/22/2026
3Y+22.0%
5Y-12.0%
10Y+94.0%
3Y+269.0%
5Y+3.0%
10Y+139.0%
3Y-144.0%
5Y+44.0%
10Y+54.0%
FAF

First American Financial Corporation Cash Conversion Engine

FAF ยท NYSE
Net Income621.80M
Depreciation & Amortization216.20M
Stock-Based Compensation0.00
Change in Working Capital-222.20M
Others335.00M
Capital Expenditures-188.30M
Free Cash Flow762.50M

Cash Flow Quality Analysis

FCF Conversion Rate

122.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

19.8%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+12.3%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$222.20M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

First American Financial Corporation Cash Flow Statement

FAF โ€ข NYSE

First American Financial Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007
OPERATING ACTIVITIES
621.8M
132.6M
216.8M
265M
1.2B
700.5M
709.8M
475.9M
421.9M
343.5M
288.9M
234.2M
187.1M
301.7M
78.6M
129M
134.3M
-72.5M
-122.4M
216.2M
207.4M
188.5M
167M
158.4M
149M
129M
125.9M
128.1M
99M
85.6M
85.6M
74.9M
75M
76.9M
78.9M
82.5M
95.2M
94.8M
0.0
0.0
0.0
0.0
0.0
-9.7M
-36.8M
85.7M
27.3M
3.7M
27.2M
9.2M
17.6M
-61.4M
2.9M
-10.3M
-25.5M
93.5M
68.7M
0.0
52M
49.1M
67.3M
53.6M
52M
42.5M
41.1M
37.4M
34.1M
24.3M
19.3M
22.3M
14.8M
15M
15.2M
14.6M
8.3M
10.8M
335M
284.5M
171.8M
621.7M
-313.9M
67.7M
23.5M
-865K
-30M
9.3M
38M
-18.9M
24.9M
-34.3M
429.2M
328.9M
386.6M
509.6M
875.9M
(67.1M)
(22.1M)
(121M)
(191.1M)
(339.7M)
(193M)
(179M)
(91.7M)
(126.2M)
(116.3M)
(89.1M)
(72M)
(120.3M)
(87.3M)
(23.9M)
(21.8M)
(25M)
(49.2M)
(142.3M)
-222.2M
221M
-271.9M
-341M
72.7M
125.1M
45.1M
65.4M
47.5M
-221K
87.3M
31.3M
51.7M
133.9M
-468.7M
-386.1M
-362.7M
-528.9M
-988.4M
950.8M
897.5M
354.3M
780M
1.2B
1.1B
913.1M
793.2M
632.1M
489.4M
551.3M
360.6M
378.5M
429.7M
133.8M
155.5M
229.7M
105.2M
-60.6M
INVESTING ACTIVITIES
-188.3M
-218.3M
-263.4M
-260M
-160.5M
-114.1M
-107M
-118.2M
-134.2M
-132.3M
-123.7M
-97.2M
-87.1M
-83.9M
-69.8M
-88.7M
-42.3M
-88.6M
-128.7M
-5.1M
-13.3M
-24.7M
-278M
-186.8M
-461.6M
-120.7M
-79.2M
-83M
-106.7M
-26.7M
-163.3M
-5.8M
-32.5M
-6.9M
-15.8M
-50.4M
-39M
-69.4M
-3B
-6.3B
-1.5B
-3.1B
-6.3B
-2.9B
-2.3B
-3.2B
-2B
-2.1B
-2.1B
-2B
-1.5B
-1.8B
-1B
-1.5B
-965.1M
-1B
-623.9M
2B
5.5B
2.6B
3.2B
3.1B
2.5B
2.3B
2.1B
1.8B
1.7B
1.3B
1.3B
1.1B
1.5B
998M
1.3B
897.4M
397.7M
486.2M
-293.3M
539.7M
-202.5M
122M
196M
-446.2M
-217.8M
-558K
-8.3M
9.9M
12.7M
82.5M
44.2M
25.2M
54.2M
44.9M
71.4M
-32.2M
-33.6M
-1.5B
-458.7M
(599.5M)
-395M
-3.4B
-1.4B
-452.2M
-1.2B
-387.2M
-610.1M
-974.4M
-836.7M
-465.2M
-434.6M
-30.3M
-279M
-89M
-805.5M
-369.5M
FINANCING ACTIVITIES
-115.3M
-68.5M
-72.7M
-440.7M
-99.2M
-139M
-2M
-18.8M
0.0
-454K
0.0
0.0
-64.6M
0.0
-2.5M
0.0
0.0
0.0
0.0
258.1M
230.3M
-69.2M
-169.6M
644.6M
515M
196M
1.3M
-5.5M
154.8M
-5.2M
269.4M
80.9M
-70.5M
1.1M
32M
-44.7M
-15.2M
-88.2M
-223M
-220.7M
-216.6M
-217M
-213M
-198.7M
-188.4M
-178.5M
-159.3M
-131.5M
-108.5M
-89.9M
-51.3M
-44.7M
-25.2M
-142.5M
-92.4M
-21.3M
-68.8M
-122.3M
-68.5M
-72.7M
-440.7M
-99.2M
-138.6M
-2M
-18.8M
(0.0)
-454K
(0.0)
(0.0)
-64.6M
(0.0)
-2.5M
(242.5M)
(0.0)
(0.0)
(0.0)
244.6M
-2.3B
1.8B
451.3M
1.8B
-63.4M
-450.6M
710.8M
292.9M
84M
380.1M
657.6M
287.8M
328.9M
-388.5M
331.4M
-153.6M
554.2M
-57.3M
164.4M
-2.3B
1.4B
-376M
2.1B
113.9M
-445.1M
514.7M
128M
106.8M
266.4M
837.1M
252.8M
213.7M
-414M
220.9M
-281.3M
517.6M
-214.3M
CASH FLOW SUMMARY
13.1M
-16.6M
4.9M
-13M
-400K
6.1M
3M
-7.4M
8.1M
-7.2M
-6M
-5.8M
-1.8M
105K
0.0
0.0
0.0
0.0
0.0
-330.8M
-1.9B
2.4B
-4M
-47.5M
-210.5M
18.8M
79.9M
381.1M
-21.2M
-162.8M
355.2M
164.3M
208.9M
-310.4M
97.4M
-140.6M
-182.7M
-644.4M
1.7B
3.6B
1.2B
1.2B
1.3B
1.5B
1.5B
1.4B
1B
1B
1.2B
834.8M
670.5M
418.3M
728.7M
631.3M
723.7M
906.4M
1.6B
1.4B
1.7B
3.6B
1.2B
1.2B
1.3B
1.5B
1.5B
1.4B
1B
1B
1.2B
834.8M
627.2M
418.3M
728.7M
583M
723.7M
906.4M
762.5M
679.2M
90.9M
520M
1.1B
970.6M
806.1M
675M
497.9M
357.2M
427.6M
263.4M
291.3M
345.8M
64M
66.8M
187.4M
16.5M
-189.4M

SEC Filings

FAF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 24, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 30, 2026
May 12, 2026
2026
10-K

10-K 2025 FY

FY

February 18, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 24, 2025
September 30, 2025
2025
Showing 1 to 10 of 220 filings