First American Financial Corporation

First American Financial Corporation

FAFยทNYSE

$64.58

+0.26%
Financial ServicesInsurance - Specialty

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.

At a Glance

Live Snapshot
Market Cap$6.58B
EPS6.0200
P/E Ratio10.73
Earnings Date07/22/2026
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First American Financial Corporation Street Expectations Map

FAF ยท NYSE

Wall Street analysts project that FAF stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 83.00, with estimates ranging from a low of 80.00 to a high of 85.00.

Lowest Target
80.00
23.88%
Consensus Target
83.00
28.52%
Highest Target
85.00
31.62%

The consensus 1-year price target stands at 83.00, with estimates ranging from a low of 80.00 to a high of 85.00.

Analyst Consensus Analysis

Upside Potential

+28.5%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

6.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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First American Financial Corporation Forward Estimates of Revenue

FAF ยท NYSE
Latest Revenue
7.45B
FY 2025
Avg Estimate
8.01B
FY 2026
Estimate Range
7.99B - 8.02B
Analyst Spread

Forward Growth Analysis

Projected Growth+7.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First American Financial Corporation Forward Estimates of Net Income

FAF ยท NYSE
Latest Net Income
621.80M
FY 2025
Avg Estimate
697.13M
FY 2026
Estimate Range
681.87M - 712.40M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.1%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First American Financial Corporation Forward Estimates of EPS

FAF ยท NYSE
Latest EPS
6.02
FY 2025
Avg Estimate
$6.68
FY 2026
Estimate Range
$6.58 - $6.87
Analyst Spread

Forward Growth Analysis

Projected Growth+11.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First American Financial Corporation Forward Estimates of EBIT

FAF ยท NYSE
Latest EBIT
983.20M
FY 2025
Avg Estimate
789.44M
FY 2026
Estimate Range
787.48M - 790.42M
Analyst Spread

Forward Growth Analysis

Projected Growth-19.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First American Financial Corporation Forward Estimates of EBITDA

FAF ยท NYSE
Latest EBITDA
1.20B
FY 2025
Avg Estimate
1.00B
FY 2026
Estimate Range
1.00B - 1.00B
Analyst Spread

Forward Growth Analysis

Projected Growth-16.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First American Financial Corporation Forward Estimates of SG&A Expense

FAF ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
1.97B
FY 2026
Estimate Range
1.97B - 1.98B
Analyst Spread

Forward Growth Analysis

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First American Financial Corporation Insider Positioning

FAF ยท NYSE

During the last 12 months, insiders have purchased $2.04M and sold $1.60M worth of FAF shares, resulting in $439K of net buying activity.

3 Months

Bought

0

0.00

Sold

12.5K

867.62K

Net Activity

-868K

-$868K

3-6 Months

Bought

30.0K

2.04M

Sold

0

0.00

Net Activity

+2.0M

+$2.04M

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

11.2K

731.00K

Net Activity

-731K

-$731K

Top Buyers

1
KPS

Kennedy Parker S

Director

30.0K sharesโ€ข1 transactions

$2.04M

Top Sellers

1
MMM

Mccarthy Margaret M

Director

10.1K sharesโ€ข2 transactions

$698K

2
DJL

Doti James L

Director

7.7K sharesโ€ข1 transactions

$501K

3
CLW

Cornehl Lisa W

Officer: Svp, Chief Legal Officer

5.8K sharesโ€ข1 transactions

$400K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Moderately bullish with $439K net buying. Insiders show cautious optimism through measured share purchases.

Buy/Sell Ratio

1.27:1

Positive buy/sell ratio. Buying exceeds or matches selling, indicating net positive insider sentiment.

Recent Trend (3 Months)

$868K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.