$43.90
+0.62%Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. It offers workers' compensation insurance to small businesses in low to medium hazard industries. The company markets its products through independent local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.
Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.
Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.
Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
EIG โข NYSE
| Employers Holdings, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
858.2M | 880.7M | 850.9M | 713.5M | 703.1M | 711.4M | 835.9M | 800.4M | 799.3M | 779.8M | 752.1M | 773.5M | 723.6M | 579.2M | 464.2M | 415.6M | 495.9M | 396.8M | 429.9M | 520.3M | |
GROSS PROFIT | ||||||||||||||||||||
(581.8M) | (557.4M) | (505.7M) | (486.9M) | (391.3M) | (381.2M) | (0.0) | (158.5M) | (139.9M) | (136.1M) | (135.2B) | (129.2M) | (125.3M) | (100.7M) | (100.7M) | (106M) | (138.7M) | (102.5M) | (91.4M) | (87.8M) | |
276.4M | 323.3M | 345.2M | 226.6M | 311.8M | 330.2M | 835.9M | 641.9M | 659.4M | 643.7M | -134.4B | 644.3M | 598.3M | 478.5M | 363.4M | 309.6M | 357.2M | 294.3M | 338.5M | 432.4M | |
OPERATING INCOME | ||||||||||||||||||||
(264.4M) | (176.6M) | (196.8M) | (170.8M) | (164.8M) | (182.5M) | -643M | -629.4M | -514M | -501.4M | (134.6B) | -534.7M | -541.8M | -377.4M | -313.6M | -237.6M | -257.5M | -180.1M | -187.6M | -178.1M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (187.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (65.6M) | (45.5M) | (38.5M) | (36.2M) | (43.6M) | (0.0) | (0.0) | |
12M | 146.7M | 148.4M | 55.8M | 147M | 147.7M | 192.9M | 171M | 145.4M | 142.3M | 102.1M | 109.6M | 56.4M | 101M | 49.8M | 72M | 99.7M | 114.2M | 150.9M | 254.3M | |
PRE-TAX INCOME | ||||||||||||||||||||
(500K) | (100K) | (5.8M) | (3.5M) | (500K) | (400K) | (600K) | (1.5M) | (1.4M) | (1.6M) | (2.7M) | (3M) | (3.2M) | (3.5M) | (3.6M) | (5.7M) | (7.4M) | (2.1M) | (0.0) | (0.0) | |
-500K | -100K | -5.8M | -3.5M | -500K | -400K | -600K | -1.5M | -1.4M | -1.6M | -2.7M | -3M | -3.2M | -3.5M | -3.6M | -5.7M | -7.4M | -2.1M | 0.0 | 0.0 | |
(264.4M) | (176.6M) | (196.8M) | (170.8M) | (164.8M) | (182.5M) | -643M | -629.4M | -514M | -501.4M | (134.6B) | -534.7M | -541.8M | -443M | -359.1M | -276M | -293.7M | -223.8M | -187.6M | -178.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -642.1M | -630.9M | -655.3M | -639.1M | -652.7M | 216.2M | 109.4M | -3.5M | -4.8M | -11.8M | -15M | -12.9M | -6.4M | -600K | |
12M | 146.7M | 148.4M | 55.8M | 147M | 147.7M | 193.8M | 169.5M | 144M | 140.7M | 99.4M | 106.6M | 53.2M | 97.5M | 45.4M | 66.3M | 92.3M | 112.1M | 150.9M | 254.3M | |
NET INCOME | ||||||||||||||||||||
(1.2M) | (28.1M) | (30.3M) | (7.4M) | (27.7M) | (27.9M) | (36.7M) | (28.2M) | (42.8M) | (34M) | (5M) | (5.9M) | -10.7M | -9.3M | -2.4M | (3.5M) | (9.3M) | (10.3M) | (30.6M) | (82.7M) | |
10.8M | 118.6M | 118.1M | 48.4M | 119.3M | 119.8M | 157.1M | 141.3M | 101.2M | 106.7M | 94.4M | 100.7M | 63.8M | 106.9M | 47.8M | 62.8M | 83M | 101.8M | 120.3M | 171.6M |
EIG - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 28, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 16, 2026 | May 28, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 19, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | October 31, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 30, 2025 | October 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 04, 2025 | July 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 01, 2025 | June 30, 2025 | 2025 |
Continue your EIG research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.