EIG - NYSE

Employers Holdings, Inc.

EIG·NYSE

$43.90

+0.62%

Financial ServicesInsurance - Specialty

Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. It offers workers' compensation insurance to small businesses in low to medium hazard industries. The company markets its products through independent local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$971.34M

EPS0.4500

P/E Ratio97.56

Earnings Date07/29/2026

3.44B

Assets

-3%

3Y-8.0%

5Y-12.0%

10Y-9.0%

2.48B

Total Liabilities

3Y-11.0%

5Y-8.0%

10Y-15.0%

955.70M

Total Equity

-11%

3Y+1.0%

5Y-21.0%

10Y+14.0%

Employers Holdings, Inc. Funding & Solvency Profile

EIG · NYSE

Current Assets

Cash & Cash Equivalents159.80M

Net Receivables758.60M

Inventory0.00

Other Current Assets200.00K

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment10.20M

Goodwill & Intangible Assets106.90M

Long-Term Investments1.29B

Other Non-Current Assets47.80M

Total Non-Current Assets1 B

Total Assets

3.44B

Financial Health Analysis

Current Ratio

0.82x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

2.60x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-424600000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

57% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Employers Holdings, Inc. Balance Sheet

EIG • NYSE

Employers Holdings, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	159.8M	68.3M	226.4M	89.2M	75.1M	160.4M	154.9M	101.4M	73.3M	67.2M	56.6M	103.6M	34.5M	140.7M	252.3M	119.8M	191.6M	202.9M	149.7M	80M
Short-Term Investments	1B	2.1B	686.8M	2.3B	2.4B	2.5B	0.0	25M	4M	2.6B	2.5B	2.4B	2.3B	2.1B	0.0	0.0	0.0	75M	0.0	8M
Cash & Short-Term Investments	1.2B	2.2B	913.2M	2.4B	2.4B	2.7B	154.9M	126.4M	77.3M	2.6B	2.5B	2.6B	2.4B	2.3B	252.3M	119.8M	191.6M	277.9M	149.7M	88M
Net Receivables	758.6M	799.6M	807.4M	790.1M	742.4M	749.7M	0.0	0.0	0.0	0.0	966.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	727M	779.1M	793.2M	757.2M	728.5M	736.3M	0.0	0.0	0.0	0.0	937M	0.0	0.0	1B	1.1B	110M	120M	91.3M	36.4M	51.3M
Other Receivables	31.6M	20.5M	14.2M	32.9M	13.9M	13.4M	13.2M	32M	31.4M	31.1M	29.2M	26.4M	25.1M	19.1M	4.1M	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-651.9M	-1.6B	-4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	200K	200K	0.0	200K	14.7M	-3.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	2B	3B	1.7B	3.2B	3.2B	0.0	993.5M	1B	77.3M	83.2M	56.6B	103.6M	34.5M	140.7M	252.3M	119.8M	191.6M	277.9M	149.7M	88M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	10.2M	11.5M	11.6M	23.5M	28.9M	36.5M	37.8M	18.2M	13.9M	22.2M	24.9M	21M	16.6M	14.7M	11.4M	11.7M	13.1M	14.1M	14.1M	15.6M
Goodwill	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	36.2M	0.0	0.0
Intangible Assets	70.7M	73.2M	13.6M	61.9M	13.6M	13.6M	13.5M	7.7M	7.9M	8.2M	8.5M	9M	9.7M	10.6M	11.7M	13.3M	15.4M	18.2M	0.0	0.0
Goodwill & Intangible Assets	106.9M	109.4M	49.8M	98.1M	49.8M	49.8M	49.7M	43.9M	44.1M	44.4M	44.7M	45.2M	45.9M	46.8M	47.9M	49.5M	51.6M	54.4M	0.0	0.0
Long-Term Investments	1.3B	366.4M	91.5M	263.4M	382.8M	2.7B	2.7B	2.7B	2.7B	2.6B	2.5B	2.4B	2.3B	2.1B	2B	2.1B	2B	2B	1.7B	1.7B
Tax Assets	14.3M	38.3M	64.1M	62.7M	0.0	0.0	55M	26.9M	28.7M	59.4M	67.9B	49.7M	58.1M	26.2M	22.1M	38.1M	43.5M	81M	59.7M	73.8M
Other Non-Current Assets	47.8M	50.1M	3.2B	84.1M	136.3M	-2.8B	-55M	-26.9M	-2.7B	-2.6B	67B	-2.4B	-2.3B	-2.1B	-2B	-2.1B	-2B	-2B	-1.7B	-1.7B
Total Non-Current Assets	1.5B	575.7M	3.4B	531.8M	597.8M	0.0	2.8B	2.8B	86.7M	126M	137.5B	116M	120.6M	87.7M	81.4M	99.3M	108.2M	149.5M	73.9M	89.4M
Other Assets	0.0	0.0	-1.6B	0.0	0.0	3.9B	173.8M	126.8M	3.7B	3.6B	-190.3B	3.6B	3.5B	3.3B	3.1B	3.3B	3.4B	3.3B	3B	3B
Total Assets	3.4B	3.5B	3.6B	3.7B	3.8B	3.9B	4B	3.9B	3.8B	3.8B	3.8B	3.8B	3.6B	3.5B	3.5B	3.5B	3.7B	3.8B	3.2B	3.2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	83.3M	87M	92.1M	86.9M	66.2M	65.9M	29.8M	37.1M	79M	73M	76.6M	66.7M	64M	60.3M	43.9M	35.9M	39.8M	36.9M	20.7M	46.4M
Accounts Payable	23.4M	21.2M	26.1M	28.7M	24.1M	22.9M	29.8M	37.1M	23.7M	24.2M	24.1M	20.4M	18.7M	19.5M	15M	18.6M	19M	36.9M	6.8M	22.2M
Other Payables	59.9M	65.8M	66M	58.2M	42.1M	43M	0.0	0.0	-23.7M	-24.2M	52.5M	46.3M	-18.7M	40.8M	28.9M	17.3M	20.8M	0.0	13.9M	24.3M
Accrued Expenses	0.0	0.0	66M	0.0	0.0	0.0	0.0	0.0	55.3M	48.8M	52.5M	0.0	45.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	19M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	65.8M	66M	58.2M	42.1M	43M	48.6M	57.3M	55.3M	48.8M	52.5M	46.3M	45.3M	40.8M	28.9M	17.3M	20.8M	11M	13.9M	24.3M
Deferred Revenue	391.9M	402.2M	0.0	339.5M	0.0	0.0	24.8M	35.7M	-1.1M	-1.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	1.9B	1.9B	1.3B	2.1B	2.4B	-65.9M	-29.8M	-37.1M	-134.3M	-121.8M	-129.1M	-20.4M	-109.3M	-58.5M	-41.9M	-31.9M	-35.7M	-25.8M	-13.2M	-39.7M
Total Current Liabilities	2.4B	2.4B	1.5B	2.5B	2.5B	0.0	29.8M	37.1M	55.3M	48.8M	52.5B	46.3M	45.3M	1.9M	2M	4M	4.1M	11M	7.5M	6.8M
NON-CURRENT LIABILITIES
Long Term Debt	16M	0.0	0.0	182.5M	0.0	20M	0.0	20M	20M	32M	32M	92M	102M	112M	122M	132M	132M	182M	0.0	0.0
Deferred Revenue (Non-Current)	88M	94M	99.2M	106.1M	114.4M	125.4M	137.1M	149.6M	163.6M	174.9M	189.5M	207M	249.1M	281M	353.2M	370.3M	388.6M	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	7.7M	15.5M	55M	29.3M	-163.6M	-174.9M	31.8B	-207M	-249.1M	-281M	-353.2M	-370.3M	-388.6M	0.0	0.0	0.0
Other Non-Current Liabilities	-15M	-17M	2.4B	-22.9M	-42.8M	-180.8M	2.6B	2.7B	2.7B	2.7B	2.8B	3B	2.7B	2.6B	-122M	2.5B	2.7B	3.1B	2.8B	2.9B
Total Non-Current Liabilities	92.9M	81.2M	2.5B	279.3M	95.9M	0.0	154.9M	169.6M	2.8B	2.9B	2,942.5B	3B	3B	3B	3B	3B	3.2B	3.3B	2.8B	2.9B
Other Liabilities	0.0	0.0	-1.5B	0.0	0.0	2.7B	2.7B	2.7B	0.0	0.0	-2,992B	0.0	0.0	0.0	1.8M	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	3.9M	4.2M	5.9M	13.6M	16.6M	19.9M	17.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2.5B	2.5B	2.5B	2.8B	2.6B	2.7B	2.8B	2.9B	2.9B	2.9B	3B	3.1B	3.1B	3B	3B	3B	3.2B	3.3B	2.8B	2.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-933.8M	-746.5M	-704.8M	-627.7M	-597.3M	-555.1M	-455.3M	-388.2M	-383.7M	-383.7M	-362.6M	-362.6M	-362.6M	-362.6M	-320.8M	-228.1M	-163.7M	-89.2M	-75M	0.0
Common Stock	600K	600K	600K	600K	600K	600K	397M	389.4M	381.8M	600K	600K	549K	547K	542K	540K	538K	536K	535K	535K	0.0
Additional Paid-In Capital	427.8M	424.2M	419.8M	414.6M	410.7M	404.3M	396.4M	388.8M	381.2M	372M	357.2M	346.6M	338.1M	326M	319M	314.2M	311.3M	306M	302.9M	0.0
Retained Earnings	1.5B	1.5B	1.4B	1.3B	1.3B	1.2B	1.2B	1B	842.2M	777.2M	682M	595.3M	502.2M	445.9M	358.1M	319.3M	266.5M	194.5M	104.5M	274.6M
Accumulated Other Comprehensive Income/Loss	7.3M	-82.5M	-86M	-138.9M	60.6M	115.1M	65.3M	-13.7M	107.4M	74.5M	83.6M	106.9M	90.4M	129.5M	116.7M	84.1M	83.8M	32.8M	46.5M	29.2M
Total Stockholders' Equity	955.7M	1.1B	1B	944.2M	1.2B	1.2B	1.2B	1B	947.7M	840.6M	760.8M	686.8M	568.7M	539.4M	473.6M	490.1M	498.4M	444.7M	379.5M	303.8M
Total Equity	955.7M	1.1B	1B	944.2M	1.2B	1.2B	1.2B	1B	947.7M	840.6M	760.8M	686.8M	568.7M	539.4M	473.6M	490.1M	498.4M	444.7M	379.5M	303.8M
SUMMARY
Total Liabilities & Equity	3.4B	3.5B	3.6B	3.7B	3.8B	3.9B	4B	3.9B	3.8B	3.8B	3.8B	3.8B	3.6B	3.5B	3.5B	3.5B	3.7B	3.8B	3.2B	3.2B
Total Investments	2.3B	2.5B	778.3M	2.6B	2.7B	2.8B	2.7B	2.7B	2.7B	2.6B	2.5B	2.4B	2.3B	2.1B	2B	2.1B	2B	2.1B	1.7B	1.7B
Total Debt	38.9M	4.2M	5.9M	196.1M	16.6M	39.9M	17.8M	20M	20M	32M	32M	92M	102M	112M	122M	132M	132M	182M	36.4M	0.0
Net Debt	-120.9M	-64.1M	-220.5M	106.9M	-58.5M	-120.5M	-137.1M	-81.4M	-53.3M	-35.2M	-24.6M	-11.6M	67.5M	-28.7M	-130.3M	12.2M	-59.6M	-20.9M	-113.3M	-80M
Shares Outstanding	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739	24,090,739

SEC Filings

EIG - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 29, 2026	May 28, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 16, 2026	May 28, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 19, 2026	February 19, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	October 31, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 04, 2025	July 30, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 01, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 335 filings

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