EIG - NYSE
Employers Holdings, Inc.
$43.90
+0.62%Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. It offers workers' compensation insurance to small businesses in low to medium hazard industries. The company markets its products through independent local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.
At a Glance
Live SnapshotEmployers Holdings, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Historical Financial Data
Base year metrics used for projections
Projection Settings
Forecast period and terminal assumptions
DCF Valuation Summary
Calculation flow from present value to intrinsic value per share
Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $26.6M | $15.8M | $9.4M | $5.6M | $3.3M | $2.0M | $1.2M | $696.6K | $414.1K | $246.1K |
| Maintenance CapEx | -$261.5K | -$155.5K | -$92.4K | -$54.9K | -$32.6K | -$19.4K | -$11.5K | -$6.9K | -$4.1K | -$2.4K |
| Owner Earnings | $26.3M | $15.6M | $9.3M | $5.5M | $3.3M | $2.0M | $1.2M | $689.7K | $410.0K | $243.7K |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $24.4M | $13.4M | $7.4M | $4.1M | $2.2M | $1.2M | $677.1K | $372.6K | $205.1K | $112.9K |
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Snapshot
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Earnings Call
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Analyst Expectations
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