Equifax Inc.

Equifax Inc.

EFXยทNYSE

$170.16

-3.4%
IndustrialsConsulting Services

Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$20.53B
EPS5.3600
P/E Ratio31.75
Earnings Date07/21/2026
3Y+113.0%
5Y+71.0%
10Y+106.0%
3Y-42.0%
5Y+13.0%
10Y-72.0%
3Y-487.0%
5Y-231.0%
10Y-191.0%
EFX

Equifax Inc. Cash Conversion Engine

EFX ยท NYSE
Net Income664.30M
Depreciation & Amortization726.90M
Stock-Based Compensation78.40M
Change in Working Capital117.10M
Others-1.20M
Capital Expenditures-481.40M
Free Cash Flow1.13B

Cash Flow Quality Analysis

FCF Conversion Rate

170.8%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

29.8%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+39.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$117.10M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Equifax Inc. Cash Flow Statement

EFX โ€ข NYSE

Equifax Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
664.3M
607.3M
551.7M
700.2M
748.5M
526.2M
-378.1M
317M
598M
495.1M
434.8M
374M
359.9M
280.8M
241.7M
274.8M
240.5M
279M
272.7M
274.5M
726.9M
680.6M
619.8M
568.6M
489.6M
399.3M
337.3M
315.9M
290.9M
268.7M
200M
204.2M
190.3M
163.4M
164.9M
167.8M
158.8M
155.4M
127.7M
82.8M
30.2M
-66.9M
-70.2M
88.1M
9.3M
66.5M
-82.7M
1.3M
-44.1M
-13M
-28.7M
-9.6M
-9.7M
-26.5M
3.6M
100K
14.7M
7.7M
7.9M
-2.6M
78.4M
81.6M
71.8M
62.6M
54.9M
54.7M
49.7M
42.5M
38.3M
37.1M
38.4M
38.1M
32.2M
28M
24.4M
21.8M
19.6M
19.9M
17.6M
17.4M
-1.2M
0.0
-13.8M
-36.8M
58.8M
-149.5M
0.0
0.0
0.0
-35.9M
-15.2M
-17.7M
-16.6M
37M
25.1M
-30.6M
-1.3M
800K
-400K
19.1M
117.1M
21.9M
-42.5M
-625.6M
-26.3M
49M
387.6M
-4.5M
-67.1M
71M
139.8M
27.2M
12.9M
13.6M
-51M
-81.3M
-13.9M
-14.7M
24.4M
-1.7M
1.6B
1.3B
1.1B
757.1M
1.3B
946.2M
313.8M
672.2M
816M
784.5M
742.1M
616.2M
566.3M
496.3M
408.7M
352.6M
418.4M
444.7M
449.9M
374.3M
INVESTING ACTIVITIES
-481.4M
-511.5M
-601.3M
-624.5M
-469M
-421.3M
-399.6M
-321.9M
-218.2M
-167M
-146.2M
-86.4M
-83.3M
-66M
-75M
-99.8M
-70.7M
-110.5M
-118.5M
-52M
-74.1M
(0.0)
-276.9M
-335M
-2.9B
-71.4M
-297.9M
-145.2M
-139.9M
-1.8B
-1.6M
-342.9M
-50.3M
-1B
-129.1M
-82.6M
-199.4M
-31.1M
-300M
-34.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-10.8M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-1.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4M
0.0
0.0
0.0
4.9M
0.0
0.0
5.6M
8.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-400K
-554.3M
-511.5M
-878.2M
-959.5M
-3.4B
-492.7M
-697.5M
-461.5M
-349.5M
-2B
-147.8M
-429.3M
-133.6M
-1.1B
-204.1M
(1M)
-270.1M
-141.6M
-422.3M
-86.8M
FINANCING ACTIVITIES
-927.5M
78.2M
32.3M
16.9M
-69.9M
41.7M
0.0
0.0
-77.1M
0.0
-196.3M
-301.6M
-11.9M
-85.1M
-142.3M
-167.5M
-23.8M
-155.7M
-718.7M
-189.1M
76.2M
-704.6M
-77.6M
491.5M
920.3M
997.6M
746.5M
-64.7M
29.9M
1.3B
-331M
89.9M
-282.3M
718.1M
7.7M
-159.8M
-70.8M
-155.3M
688.8M
-52.2M
-232.8M
-193.2M
-191.8M
-191.1M
-190M
-189.5M
-188.7M
-187.9M
-187.4M
-157.6M
-137.8M
-121.2M
-106.7M
-86M
-83.7M
-40.3M
-24.2M
-20.5M
-20.7M
-20.3M
-927.5M
(0.0)
(0.0)
(0.0)
-69.9M
(0.0)
(0.0)
(0.0)
-77.1M
(0.0)
-196.3M
-301.6M
-11.9M
-85.1M
-142.3M
-167.5M
-23.8M
-155.7M
-718.7M
-215.2M
24.4M
-26.8M
-69.1M
-43.6M
-42.7M
-39M
100K
-58.4M
-29.1M
20.2M
26.1M
49.5M
67.8M
59.3M
16.8M
27.2M
10.5M
15.8M
33M
6.6M
-1.1B
-846.4M
-306.2M
273.7M
617.7M
810.8M
557.9M
-311M
-263.7M
1.2B
-639M
-283.4M
-333.1M
606.3M
-195.9M
-335.3M
-108.3M
-319.1M
-17.6M
-255M
CASH FLOW SUMMARY
9.2M
-13.5M
-800K
-10.8M
-14.2M
19M
3.5M
-12.5M
4.3M
33.4M
-17.3M
-11.1M
-10.5M
100K
-400K
-2M
4.9M
-10.8M
3.8M
0.0
10.9M
-46.9M
-68.4M
60.5M
-1.5B
1.3B
177.7M
-112.8M
207.1M
36M
-35M
-107.6M
89.1M
19.1M
8.3M
16.3M
44.9M
-23.4M
13.8M
30.3M
169.9M
216.8M
285.2M
224.7M
1.7B
401.3M
223.6M
336.4M
129.3M
93.3M
128.3M
235.9M
146.8M
127.7M
119.4M
103.1M
58.2M
81.6M
67.8M
37.5M
180.8M
169.9M
216.8M
285.2M
224.7M
1.7B
401.3M
223.6M
336.4M
129.3M
93.3M
128.3M
235.9M
146.8M
127.7M
119.4M
103.1M
58.2M
81.6M
67.8M
1.1B
813M
515.5M
132.6M
865.8M
524.9M
-85.8M
350.3M
597.8M
617.5M
595.9M
529.8M
483M
430.3M
333.7M
252.8M
347.7M
334.2M
331.4M
322.3M

SEC Filings

EFX - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 13, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 21, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
May 07, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2025

N/A

October 21, 2025
October 21, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 21, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

July 22, 2025
June 30, 2025
2025
Showing 1 to 10 of 447 filings