Equifax Inc.

Equifax Inc.

EFXยทNYSE

$174.58

-0.87%
IndustrialsConsulting Services

Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$21.06B
EPS5.3600
P/E Ratio32.57
Earnings Date07/21/2026
3Y+3.0%
5Y+23.0%
10Y+78.0%
3Y-6.0%
5Y+11.0%
10Y+81.0%
3Y+19.0%
5Y+48.0%
10Y+74.0%
efx

Equifax Inc. Funding & Solvency Profile

EFX ยท NYSE
Cash & Cash Equivalents180.80M
Net Receivables1.01B
Inventory0.00
Other Current Assets74.50M
Total Current Assets1 B
Property, Plant & Equipment1.93B
Goodwill & Intangible Assets6.84B
Long-Term Investments0.00
Other Non-Current Assets1.68B
Total Non-Current Assets4 B
Total Assets
11.86B

Financial Health Analysis

Current Ratio

0.60x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

1.50x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

-923200000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

12% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Equifax Inc. Balance Sheet

EFX โ€ข NYSE

Equifax Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
180.8M
169.9M
216.8M
285.2M
224.7M
1.7B
401.3M
223.6M
336.4M
129.3M
93.3M
128.3M
235.9M
146.8M
127.7M
119.4M
103.1M
58.2M
81.6M
67.8M
180.8M
169.9M
216.8M
285.2M
224.7M
1.7B
401.3M
223.6M
336.4M
129.3M
93.3M
128.3M
235.9M
146.8M
127.7M
119.4M
103.1M
58.2M
81.6M
67.8M
1B
957.6M
908.2M
857.7M
727.6M
630.6M
532.1M
469.1M
444.8M
433.3M
349.8M
337.2M
309.7M
317M
284.4M
262.6M
258.7M
253.4M
295.8M
244.8M
1B
957.6M
908.2M
857.7M
727.6M
630.6M
532.1M
469.1M
444.8M
433.3M
349.8M
337.2M
309.7M
317M
284.4M
262.6M
258.7M
253.4M
295.8M
244.8M
144.2M
134.9M
142.5M
134.3M
108.4M
104.1M
88.1M
100M
94.3M
60.2M
39.3M
35.7M
34.5M
26.2M
24.6M
26.1M
27.6M
22.9M
25.8M
21.5M
74.5M
98.2M
88.8M
93.3M
60.2M
59M
187.9M
109.6M
122.9M
50.1M
79.2M
103.9M
68.3M
39.7M
15.6M
21.1M
27.4M
19.3M
21.8M
11.1M
1.4B
1.4B
1.4B
1.4B
1.1B
2.5B
1.2B
902.3M
998.4M
672.9M
561.6M
605.1M
648.4M
529.7M
452.3M
429.2M
416.8M
353.8M
425M
345.2M
NON-CURRENT ASSETS
1.9B
1.9B
1.8B
1.6B
1.3B
1.1B
947.6M
764.8M
567M
466.9M
366.8M
300.6M
288.9M
283.7M
292.9M
298.4M
319.3M
286.3M
259.5M
161.9M
6.7B
6.5B
6.8B
6.4B
6.3B
4.5B
4.3B
4.1B
4.2B
4B
2.6B
2.6B
2.4B
2.3B
2B
1.9B
1.9B
1.8B
1.8B
842M
94.8M
1.6B
2B
1.9B
2B
1.1B
1.1B
1.2B
1.3B
1.4B
922.6M
1B
1.1B
1.2B
645.8M
689.5M
782.5M
777.3M
860.2M
337.4M
6.8B
8.2B
8.8B
8.3B
8.3B
5.6B
5.4B
5.3B
5.5B
5.4B
3.5B
3.7B
3.5B
3.5B
2.6B
2.6B
2.7B
2.5B
2.7B
1.2B
0.0
0.0
88.9M
74.5M
127.7M
127.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7B
343.4M
217.3M
218.7M
225.4M
277.9M
304.2M
162.4M
142M
131.3M
79.5M
114M
138.8M
165.1M
161.9M
101.8M
88.7M
82.9M
144.6M
104.1M
10.5B
10.4B
10.9B
10.2B
9.9B
7.1B
6.7B
6.3B
6.2B
6B
3.9B
4.1B
3.9B
4B
3.1B
3B
3.1B
2.9B
3.1B
1.4B
11.9B
11.8B
12.3B
11.5B
11B
9.6B
7.9B
7.2B
7.2B
6.7B
4.5B
4.7B
4.5B
4.5B
3.5B
3.4B
3.6B
3.3B
3.5B
1.8B
LIABILITIES
CURRENT LIABILITIES
206.4M
138.2M
197.6M
250.8M
211.6M
159.1M
148.3M
175.7M
110.3M
81M
40.6M
20.3M
19.9M
25.1M
27.5M
24.6M
35.9M
29.9M
31.1M
23.5M
206.4M
138.2M
197.6M
250.8M
211.6M
159.1M
148.3M
175.7M
110.3M
81M
40.6M
20.3M
19.9M
25.1M
27.5M
24.6M
35.9M
29.9M
31.1M
23.5M
286.1M
466.9M
413.8M
367.7M
495.4M
502.1M
319.6M
344.2M
280.3M
308.1M
251.9M
187.4M
185.6M
189.6M
135.5M
61.9M
125.8M
111.8M
142.9M
103.9M
1B
687.7M
963.4M
967.2M
824.8M
1.1B
3.1M
4.9M
965.3M
585.4M
49.3M
380.4M
296.5M
283.3M
47.2M
20.7M
183.2M
31.9M
222.1M
330M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
29M
0.0
0.0
0.0
101.2M
115.5M
109.5M
132.9M
121.3M
108.3M
104M
98M
108.4M
110.7M
96.8M
73.4M
61.8M
57.9M
55.8M
58.7M
69.8M
65.7M
69.9M
62.7M
703.7M
403.2M
334.7M
296.6M
638.2M
612.5M
784.1M
204M
209.2M
174.4M
165.2M
161.6M
98.7M
90.6M
98.9M
153.6M
48.5M
78.7M
80.9M
62M
2.3B
1.8B
2B
2B
2.3B
2.5B
1.4B
826.8M
1.7B
1.3B
603.8M
823.1M
662.5M
646.5M
364.9M
319.5M
492.2M
318M
546.9M
582.1M
NON-CURRENT LIABILITIES
4.1B
4.3B
4.7B
4.8B
4.5B
3.3B
3.4B
2.6B
1.7B
2.1B
1.1B
1.1B
1.1B
1.4B
966M
978.9M
990.9M
1.2B
1.2B
173.9M
390.8M
351.6M
474.9M
460.3M
358.2M
332.3M
248M
316.2M
305.1M
325.4M
205.5M
241.5M
263.7M
227.7M
227.8M
244.2M
249.3M
215.3M
277.1M
70.8M
344.5M
353.9M
350.8M
279M
320.1M
308.8M
299.5M
223.9M
276.8M
270.9M
203.4M
229.3M
127.2M
230.3M
229.8M
182.6M
203.1M
216.1M
135.5M
125.7M
4.8B
5B
5.6B
5.6B
5.1B
3.9B
3.9B
3.2B
2.3B
2.7B
1.6B
1.6B
1.5B
1.9B
1.4B
1.4B
1.4B
1.6B
1.6B
370.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
29M
0.0
0.0
0.0
7.1B
6.8B
7.6B
7.6B
7.4B
6.4B
5.3B
4B
4B
3.9B
2.2B
2.4B
2.2B
2.6B
1.8B
1.7B
1.9B
1.9B
2.1B
952.5M
SHAREHOLDERS' EQUITY
-3.6B
-2.6B
-2.6B
-2.7B
-2.6B
-2.5B
-2.6B
-2.6B
-2.6B
-2.5B
-2.5B
-2.4B
-2.1B
-2.1B
-2.1B
-2B
-1.9B
-1.8B
-1.7B
-1.6B
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.6M
236.5M
235.6M
232.9M
2B
1.9B
1.8B
1.6B
1.5B
1.5B
1.4B
1.4B
1.3B
1.3B
1.3B
1.2B
1.2B
1.1B
1.1B
1.1B
1.1B
1.1B
1B
609.2M
6.4B
6B
5.6B
5.3B
4.8B
4.2B
4.1B
4.7B
4.6B
4.2B
3.8B
3.6B
3.3B
3.1B
2.9B
2.7B
2.5B
2.3B
2B
1.8B
-517.1M
-722.7M
-431.2M
-473.7M
-295.4M
-171.4M
-631.6M
-626.3M
-412M
-528.9M
-484.8M
-435.4M
-312.6M
-362M
-391.8M
-344.5M
-318.7M
-390.6M
-228.2M
-232.2M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-5.9M
-41.2M
-41.2M
-51.8M
0.0
0.0
4.6B
4.8B
4.5B
4B
3.6B
3.2B
2.6B
3.1B
3.2B
2.7B
2.3B
2.2B
2.3B
1.9B
1.7B
1.7B
1.6B
1.3B
1.4B
838.1M
4.7B
4.9B
4.7B
4B
3.6B
3.2B
2.6B
3.2B
3.2B
2.7B
2.4B
2.2B
2.3B
2B
1.7B
1.7B
1.6B
1.3B
1.4B
838.1M
114.4M
122.7M
153.4M
16.8M
16.8M
41.9M
44.3M
47.9M
64.6M
58.6M
39.5M
34.5M
40.3M
26M
19.7M
17M
13.8M
11.1M
0.0
0.0
SUMMARY
11.9B
11.8B
12.3B
11.5B
11B
9.6B
7.9B
7.2B
7.2B
6.7B
4.5B
4.7B
4.5B
4.5B
3.5B
3.4B
3.6B
3.3B
3.5B
1.8B
0.0
0.0
88.9M
74.5M
127.7M
127.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.1B
5B
5.7B
5.8B
5.3B
4.4B
3.4B
2.6B
2.7B
2.7B
1.2B
1.5B
1.4B
1.7B
1B
999.6M
1.2B
1.2B
1.4B
503.9M
4.9B
4.8B
5.5B
5.5B
5.1B
2.7B
3B
2.4B
2.4B
2.5B
1.1B
1.4B
1.2B
1.6B
885.5M
880.2M
1.1B
1.2B
1.3B
436.1M
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697
123,800,697

SEC Filings

EFX - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 13, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 21, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
May 07, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2025

N/A

October 21, 2025
October 21, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 21, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

July 22, 2025
June 30, 2025
2025
Showing 1 to 10 of 447 filings