Equifax Inc.

Equifax Inc.

EFXยทNYSE

$170.16

-3.4%
IndustrialsConsulting Services

Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

At a Glance

Live Snapshot
Market Cap$20.53B
EPS5.3600
P/E Ratio40.48
Earnings Date07/21/2026
Equifax Inc.

Equifax Inc. Fair Value Envelope

EFX ยท NYSE

Our analysis suggests that EFX has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $170.16, this represents a potential HIDDEN relative to our calculated worth for Equifax Inc..

Intrinsic Value
Current Price: $170.16

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

$
%
$
%
$
$

Projection Settings

Forecast period and terminal assumptions

%
%

DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$414.7B
+ Cash & Equivalents$180.8M
Firm Value$414.9B
- Debt$5.1B
Equity Value$409.8B
/ Shares Outstanding123,800,697B
DCF Value$3.3K
UNDERVALUED BY 1845%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$2.3B
$3.1B
$4.4B
$6.1B
$8.5B
$11.9B
$16.6B
$23.2B
$32.4B
$45.2B
Maintenance CapEx
-$134.3M
-$187.4M
-$261.5M
-$364.8M
-$509.0M
-$710.2M
-$990.8M
-$1.4B
-$1.9B
-$2.7B
Owner Earnings
$2.1B
$3.0B
$4.1B
$5.8B
$8.0B
$11.2B
$15.6B
$21.8B
$30.4B
$42.5B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$2.0B
$2.5B
$3.3B
$4.2B
$5.5B
$7.1B
$9.1B
$11.8B
$15.2B
$19.7B
Terminal Value represents 80.6% of Enterprise Value