EARN - NYSE

Ellington Credit Company

EARN·NYSE

$4.65

-0.75%

Financial ServicesAsset Management

Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS comprising non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Ellington Residential Mortgage REIT was incorporated in 2012 and is based in Old Greenwich, Connecticut.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$174.69M

EPS-0.4100

P/E Ratio-11.34

Earnings Date08/18/2026

386.93M

Assets

-53%

3Y-63.0%

5Y-68.0%

10Y-73.0%

66.83M

Total Liabilities

-89%

3Y-93.0%

5Y-94.0%

10Y-95.0%

153.82M

Total Equity

-21%

3Y+37.0%

5Y-8.0%

10Y-89.0%

Ellington Credit Company Funding & Solvency Profile

EARN · NYSE

Current Assets

Cash & Cash Equivalents57.73M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets0

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets0.00

Long-Term Investments308.36M

Other Non-Current Assets78.56M

Total Non-Current Assets387 M

Total Assets

386.93M

Financial Health Analysis

Debt-to-Equity Ratio

0.21x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

-166274000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

0% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Ellington Credit Company Balance Sheet

EARN • NYSE

Ellington Credit Company Balance Sheet	Mar 2026	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	57.7M	31.8M	38.5M	34.8M	69M	58.2M	35.4M	18.6M	56.1M	33.5M	40.2M	45.2M	50.1M	18.2M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	0.0	2.1M	379K	81.5M	75M	78.6M	14M	35M	0.0
Cash & Short-Term Investments	0.0	31.8M	38.5M	34.8M	69M	58.2M	35.4M	18.6M	56.1M	33.5M	40.2M	45.2M	50.1M	18.2M
Net Receivables	0.0	43.1M	58.9M	55.6M	93.2M	51.9M	45.1M	103.9M	54.1M	87.4M	193.1M	65.2M	99.8M	39K
Accounts Receivables	0.0	10.5M	4.5M	3.3M	4.5M	4.1M	5M	5.6M	5.8M	4.6M	4.3M	4.8M	4.8M	39K
Other Receivables	0.0	32.6M	54.4M	52.3M	88.7M	47.8M	40.1M	98.2M	48.4M	82.7M	188.8M	60.4M	95M	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-1.7B	-1.9B	-1.5B	0.0	-113.5M	-184.9M	-18.2M
Other Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	39K
Total Current Assets	0.0	75M	97.4M	90.4M	162.2M	110.1M	80.5M	103.9M	54.1M	87.4M	193.1M	65.2M	99.8M	38.9K
NON-CURRENT ASSETS
Long-Term Investments	308.4M	725.8M	847.8M	962.3M	1.3B	2.2B	1.4B	1.5B	1.7B	1.2B	1.2B	1.4B	1.3B	13.6M
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	1.5B	1.7B	1.9B	1.4B	0.0	0.0	0.0	0.0
Other Non-Current Assets	78.6M	23.3M	431K	935K	118M	-1.1B	-1.5B	-1.5B	-1.7B	-1.2B	314.4M	127.8M	185.1M	18.6M
Total Non-Current Assets	386.9M	749.1M	848.3M	963.2M	1.4B	1.1B	1.4B	1.7B	1.9B	1.4B	1.6B	1.5B	1.5B	32.2M
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	6.9M	-103.9M	-54.1M	-87.4M	-193.1M	-65.2M	-99.8M	-38.9K
Total Assets	386.9M	824.1M	945.7M	1.1B	1.6B	1.2B	1.5B	1.7B	1.9B	1.4B	1.6B	1.5B	1.5B	32.2M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	32.5M	57.3M	50.4M	2.8M	1.5M	27.3M	22.4M	13.3M	12.7M	105.4M	11.1M	31.5M	116K
Accounts Payable	0.0	32.5M	57.3M	50.4M	2.8M	1.5M	3.8M	6.3M	3.8M	3M	1.8M	1.3M	23.6M	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	23.5M	16.1M	9.5M	9.7M	-1.8M	9.8M	7.9M	116K
Accrued Expenses	0.0	0.0	1.2M	1.1M	1.2M	918K	588K	838K	728K	647K	533K	890K	996K	1.1M
Short Term Debt	166.3M	563M	729.5M	842.5M	1.1B	1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	-1.3B	-3B	-3.3B	-2.5B	-1.4B	-1.4B	-1.3B	0.0
Other Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	1.3B	1.5B	1.7B	1.3B	1.3B	1.3B	1.3B	0.0
Total Current Liabilities	166.3M	595.5M	788M	893.9M	1.1B	1B	3.8M	6.3M	3.8M	3M	1.8M	1.3M	23.6M	1.2M
NON-CURRENT LIABILITIES
Long Term Debt	54M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	1.3B	1.5B	1.7B	1.3B	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	-153.4M	34.8M	21.5M	47.3M	375.3M	10.7M	0.0	-1.5B	-1.7B	-1.3B	0.0	0.0	0.0	0.0
Total Non-Current Liabilities	-99.4M	34.8M	21.5M	47.3M	375.3M	10.7M	1.3B	1.5B	1.7B	1.3B	1.4B	1.4B	1.3B	1.2M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	-3.8M	-6.3M	-3.8M	-3M	-1.8M	-1.3M	-23.6M	-1.2M
Total Liabilities	66.8M	630.4M	809.5M	941.2M	1.4B	1B	1.3B	1.5B	1.7B	1.3B	1.4B	1.4B	1.3B	1.2M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	1K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	0.0	297K	186K	134K	131K	123K	124K	125K	134K	92K	92K	91K	91K	16.3K
Additional Paid-In Capital	0.0	348.6M	274.7M	240.9M	238.9M	229.6M	230.4M	230.9M	240.1M	181M	181M	181.3M	181.1M	32.7M
Retained Earnings	0.0	-155.2M	-138.6M	-128.7M	-84.8M	-63.3M	-69.6M	-77.2M	-47.5M	-39.4M	-36.3M	-18M	-14.1M	-1.7M
Accumulated Other Comprehensive Income/Loss	0.0	0.0	0.0	0.0	0.0	0.0	160.8M	153.8M	192.7M	141.7M	0.0	0.0	0.0	0.0
Other Total Stockholders' Equity	153.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	153.8M	193.7M	136.2M	112.4M	154.2M	166.4M	160.8M	153.8M	192.7M	141.7M	144.9M	163.4M	167.2M	31M
Total Equity	153.8M	193.7M	136.2M	112.4M	154.2M	166.4M	1.4B	1.6B	1.8B	1.4B	144.9M	163.4M	167.2M	31M
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	1.3B	1.5B	1.6B	1.2B	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	386.9M	824.1M	945.7M	1.1B	1.6B	1.2B	1.5B	1.7B	1.9B	1.4B	1.6B	1.5B	1.5B	32.2M
Total Investments	308.4M	725.8M	847.8M	962.3M	1.3B	2.2B	1.4B	1.5B	1.7B	1.2B	1.2B	1.4B	1.4B	13.6M
Total Debt	220.3M	563M	729.5M	842.5M	1.1B	1B	1.3B	612K	82M	75.3M	1.3B	1.3B	1.3B	0.0
Net Debt	162.5M	531.1M	691M	807.6M	995.8M	957.1M	1.3B	-18M	25.9M	41.8M	1.3B	1.3B	1.3B	-18.2M
Shares Outstanding	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195	37,559,195

SEC Filings

EARN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 20, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 11, 2026	May 07, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 08, 2026	April 07, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 31, 2026	March 30, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 26, 2026	March 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 09, 2026	March 09, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 04, 2026	March 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 09, 2026	February 09, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 09, 2026	January 08, 2026	2026	View Filing

Showing 1 to 10 of 263 filings

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