Citizens, Inc.

Citizens, Inc.

CIA·NYSE

$5.49

-9.7%
Financial ServicesInsurance - Life

Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company also provides health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

At a Glance

Live Snapshot
Market Cap$277.54M
EPS0.2900
P/E Ratio16.59
Earnings Date08/06/2026

cia

Total Equity

Last Annual Value

234.99M

3-Year CAGR

23%

5-Year CAGR

-5%

10-Year CAGR

%

Citizens, Inc.

Citizens, Inc. Competitors Analysis of Total Equity

CIA · NYSE
CompanyTotal Equity
CAGR 3Y
CAGR 5Y
CAGR 10Y
234.99M
10.9%-6.0%-0.6% 
234.64M
N/AN/AN/A
212.77M
2901.6%N/AN/A
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NewtekOne, Inc.
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397.57M
16.9%-0.3%6.6%
PCB logo
PCB Bancorp
NASDAQ:PCB
390.03M
3.8%8.8%11.9%
169.74M
109.0%66.1%N/A
FSBW logo
FS Bancorp, Inc.
NASDAQ:FSBW
307.69M
5.2%4.4%14.3%
438.04M
102.7%N/AN/A
PLBC logo
Plumas Bancorp
NASDAQ:PLBC
261.08M
21.0%14.3%18.5%
341.71M
9.2%2.5%6.3%
240.72M
-1.3%-7.1%4.6%
Citizens, Inc.

Citizens, Inc. Fair Value Envelope

CIA · NYSE

Our analysis suggests that CIA has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $5.49, this represents a potential HIDDEN relative to our calculated worth for Citizens, Inc..

Intrinsic Value
Current Price: $5.49