Byline Bancorp, Inc.

Byline Bancorp, Inc.

BY·NYSE

$32.74

-2.0%
Financial ServicesBanks - Regional

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. It operates through 43 branch locations in the Chicago metropolitan area and one branch in Brookfield, Wisconsin. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$1.49B
EPS2.9000
P/E Ratio11.29
Earnings Date07/23/2026
3Y+77.0%
5Y+114.0%
10Y+422.0%
3Y+48.0%
5Y+247.0%
10Y+95.0%
3Y-36.0%
5Y+29.0%
10Y+3213.0%
Byline Bancorp, Inc.

Byline Bancorp, Inc. Profit Bridge

BY · NYSE
Revenue629.49M
Cost of Goods Sold (213.27M)
Gross Profit416.22M
Operating Expenses (233.26M)
Operating Income182.96M
Interest Expense (186.87M)
Other Income/Expense-9.70M
Pretax Income173.25M
Income Tax (43.20M)
Net Income130.05M
Net Income
130.05M

Profitability Analysis

Gross Margin

66.1%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

29.1%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

20.7%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

24.9%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Byline Bancorp, Inc. Income Statement

BY • NYSE

Byline Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015
REVENUE
629.5M
621.4M
532.5M
356.5M
316.1M
293.5M
311.7M
2.2B
1.2B
120.5M
96.3M
GROSS PROFIT
(213.3M)
(244.9M)
(180.5M)
(60.1M)
(13.5M)
(80.9M)
(2.4B)
(1.1B)
(551M)
(18.1M)
(13.6M)
416.2M
376.5M
352M
296.4M
302.6M
212.6M
1.6B
1.1B
654M
102.4M
82.7M
OPERATING INCOME
(233.3M)
(215.4M)
(206.3M)
(181.7M)
(178.4M)
(160.9M)
(898M)
(106M)
(49M)
(289.2M)
(847.6M)
(133M)
(145.1M)
(130.8M)
(120.9M)
(103M)
(91M)
(98.7M)
(65M)
(48M)
(51.2M)
(47.5M)
183M
161.1M
145.7M
114.7M
124.2M
51.7M
695M
1B
605M
5.5M
-14.7M
PRE-TAX INCOME
(186.9M)
(217.9M)
(148.9M)
(36.2M)
(12.5M)
(24.3M)
(48.5M)
(28.3M)
(13.9M)
(7.7M)
(6.6M)
385.3M
348M
330.6M
265.3M
236.4M
215M
216.3M
178.6M
122.9M
90.6M
76.6M
(100.3M)
(70.3M)
(75.5M)
(60.8M)
(75.4M)
(69.9M)
(794M)
(41M)
(1M)
(246.6M)
(815.6M)
-9.7M
0.0
0.0
0.0
0.0
0.0
0.0
102M
-108M
0.0
0.0
173.3M
161.1M
145.7M
114.7M
124.2M
51.7M
77.3M
55.4M
40.8M
5.5M
-14.7M
NET INCOME
(43.2M)
(40.3M)
(37.8M)
(26.7M)
(31.4M)
(14.2M)
(20.3M)
(14.2M)
(19.1M)
-61.2M
(307K)
130.1M
120.8M
107.9M
88M
92.8M
37.5M
57M
41.2M
21.7M
66.7M
-15M

SEC Filings

BY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 03, 2026
June 02, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 22, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 20, 2026
April 17, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 11, 2025
December 11, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
S-4/A

S-4/A (Amended)

N/A

October 31, 2025
October 31, 2025
 
Showing 1 to 10 of 207 filings