Byline Bancorp, Inc.

Byline Bancorp, Inc.

BYยทNYSE

$32.74

-2.0%
Financial ServicesBanks - Regional

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. It operates through 43 branch locations in the Chicago metropolitan area and one branch in Brookfield, Wisconsin. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$1.49B
EPS2.9000
P/E Ratio11.29
Earnings Date07/23/2026
3Y+31.0%
5Y+51.0%
10Y+193.0%
3Y+27.0%
5Y+50.0%
10Y+188.0%
3Y+66.0%
5Y+57.0%
10Y+231.0%
by

Byline Bancorp, Inc. Funding & Solvency Profile

BY ยท NYSE
Cash & Cash Equivalents60.18M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets1 B
Property, Plant & Equipment57.99M
Goodwill & Intangible Assets200.52M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets58 M
Total Assets
9.65B

Financial Health Analysis

Current Ratio

0.31x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.61x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3296525000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

15% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Byline Bancorp, Inc. Balance Sheet

BY โ€ข NYSE

Byline Bancorp, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015
ASSETS
CURRENT ASSETS
60.2M
563.1M
226.1M
179.4M
157.9M
83.4M
80.7M
121.9M
58.3M
46.5M
44.9M
1.4B
1.2B
1.3B
1.2B
1.5B
1.4B
1.2B
817.7M
583.2M
608.6M
767.7M
1.5B
1.7B
1.6B
1.4B
1.6B
1.5B
1.3B
939.5M
641.6M
655.1M
812.6M
0.0
787.3M
736.8M
557.7M
386.8M
387M
236.9M
207.5M
221.7M
165.8M
124.9M
0.0
40.7M
43.9M
29.8M
18.9M
20.7M
13.3M
10.9M
7.7M
6.9M
5.3M
0.0
746.7M
692.9M
527.9M
368M
366.3M
221.7M
196.6M
214M
159M
119.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-3.5M
0.0
0.0
0.0
1.5B
2.5B
2.3B
1.9B
2B
1.9B
1.5B
1.1B
863.2M
820.9M
937.5M
NON-CURRENT ASSETS
58M
70.3M
79.1M
68.2M
74.2M
86.7M
96.1M
98.6M
95.2M
102.1M
115.2M
200.5M
181.7M
181.7M
148.4M
148.4M
148.4M
148.4M
127.5M
54.6M
52M
25.7M
0.0
16.4M
21.8M
10.5M
17.2M
24.3M
31.9M
33.4M
16.8M
19.8M
22.3M
200.5M
198.1M
203.5M
158.9M
165.6M
172.6M
180.3M
161M
71.3M
71.8M
48M
0.0
6.4B
6B
4.9B
4.2B
4.1B
3.6B
3.4B
2.2B
2.2B
1.3B
41.8M
56.5M
50.1M
68.2M
50.3M
40.2M
38.3M
35.6M
47.4M
67.8M
0.0
0.0
269.8M
266.7M
246.8M
168.5M
68.5M
70.9M
62.2M
48.8M
56.5M
47M
300.3M
7B
6.6B
5.5B
4.7B
4.5B
4B
3.8B
2.5B
2.5B
1.5B
7.9B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.7B
9.5B
8.9B
7.4B
6.7B
6.4B
5.5B
4.9B
3.4B
3.3B
2.5B
LIABILITIES
CURRENT LIABILITIES
0.0
21.1M
22.2M
4.5M
262K
1.5M
3.7M
3.5M
1.3M
2.4M
1.1M
0.0
21.1M
22.2M
4.5M
262K
1.5M
3.7M
3.5M
1.3M
2.4M
1.1M
0.0
0.0
0.0
131.7M
58.7M
74M
43.5M
42.6M
42.6M
41.8M
34.5M
0.0
32.1M
51.9M
15.4M
29.7M
42M
49.6M
34.2M
31.2M
37.9M
12.7M
0.0
0.0
0.0
0.0
0.0
215.8M
0.0
0.0
0.0
0.0
0.0
4.8B
7.5B
7.2B
5.7B
5.2B
4.8B
4.1B
3.7B
2.4B
2.5B
2.2B
4.8B
7.5B
7.3B
5.8B
5.2B
4.9B
4.2B
3.8B
2.5B
2.6B
2.2B
NON-CURRENT LIABILITIES
564.9M
731.6M
487.7M
736M
600.4M
343.8M
527.3M
461.8M
389.2M
340.6M
62.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19.8M
0.0
0.0
0.0
3.1B
150.6M
138.8M
0.0
0.0
371.9M
0.0
0.0
0.0
0.0
0.0
3.6B
893.2M
640.7M
750.4M
616.1M
715.7M
527.3M
461.8M
389.2M
340.6M
62.7M
0.0
10.9M
14.3M
14.4M
15.6M
0.0
0.0
0.0
0.0
0.0
0.0
8.4B
8.4B
7.9B
6.6B
5.9B
5.6B
4.8B
4.3B
2.9B
2.9B
2.3B
SHAREHOLDERS' EQUITY
-65.9M
-46.9M
-49.7M
-51.1M
-31.6M
-1.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.4M
10.4M
10.4M
10.4M
10.4M
25.4M
15M
471K
455K
451K
389K
387K
384K
379K
361K
292K
312M
193.7M
760.7M
717.8M
710.5M
598.3M
593.8M
587.2M
581M
546.8M
391.6M
313.6M
1M
645.7M
533.9M
429M
335.8M
271.7M
191.1M
159M
102.5M
61.3M
50.9M
-15.8M
-73.1M
-113.7M
-100.1M
-117.6M
-8.3M
18M
-700K
-9.5M
-5.1M
-7.3M
-5.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-312M
0.0
1.3B
1.1B
990.2M
765.8M
836.4M
805.5M
750.1M
650.7M
458.6M
382.7M
188.3M
1.3B
1.1B
990.2M
765.8M
836.4M
805.5M
750.1M
650.7M
458.6M
382.7M
188.3M
SUMMARY
9.7B
9.5B
8.9B
7.4B
6.7B
6.4B
5.5B
4.9B
3.4B
3.3B
2.5B
1.4B
7.6B
7.3B
6.1B
5.7B
5.6B
4.8B
4.3B
2.8B
2.8B
2.1B
564.9M
774.7M
553.8M
765.8M
645.8M
385.8M
577M
495.9M
420.3M
378.5M
75.4M
504.8M
211.5M
327.6M
586.5M
487.8M
302.4M
496.2M
374.1M
362M
332M
30.5M
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977
45,859,977

SEC Filings

BY - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 03, 2026
June 02, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 22, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 20, 2026
April 17, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 11, 2025
December 11, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
S-4/A

S-4/A (Amended)

N/A

October 31, 2025
October 31, 2025
ย 
Showing 1 to 10 of 207 filings