Byline Bancorp, Inc.

Byline Bancorp, Inc.

BYยทNYSE

$33.41

-2.0%
Financial ServicesBanks - Regional

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. It operates through 43 branch locations in the Chicago metropolitan area and one branch in Brookfield, Wisconsin. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$1.52B
EPS2.9000
P/E Ratio10.05
Earnings Date07/23/2026
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Byline Bancorp, Inc. Street Expectations Map

BY ยท NYSE

Wall Street analysts project that BY stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 40.00, with estimates ranging from a low of 40.00 to a high of 40.00.

Lowest Target
40.00
19.72%
Consensus Target
40.00
19.72%
Highest Target
40.00
19.72%

The consensus 1-year price target stands at 40.00, with estimates ranging from a low of 40.00 to a high of 40.00.

Analyst Consensus Analysis

Upside Potential

+19.7%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Byline Bancorp, Inc. Forward Estimates of Revenue

BY ยท NYSE
Latest Revenue
629.49M
FY 2025
Avg Estimate
455.33M
FY 2026
Estimate Range
451.17M - 459.49M
Analyst Spread

Forward Growth Analysis

Projected Growth-27.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Byline Bancorp, Inc. Forward Estimates of Net Income

BY ยท NYSE
Latest Net Income
130.05M
FY 2025
Avg Estimate
130.62M
FY 2026
Estimate Range
129.50M - 131.73M
Analyst Spread

Forward Growth Analysis

Projected Growth+0.4%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Byline Bancorp, Inc. Forward Estimates of EPS

BY ยท NYSE
Latest EPS
2.90
FY 2025
Avg Estimate
$2.97
FY 2026
Estimate Range
$2.95 - $3.00
Analyst Spread

Forward Growth Analysis

Projected Growth+2.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Byline Bancorp, Inc. Forward Estimates of EBIT

BY ยท NYSE
Latest EBIT
182.96M
FY 2025
Avg Estimate
129.63M
FY 2026
Estimate Range
128.44M - 130.81M
Analyst Spread

Forward Growth Analysis

Projected Growth-29.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Byline Bancorp, Inc. Forward Estimates of EBITDA

BY ยท NYSE
Latest EBITDA
187.86M
FY 2025
Avg Estimate
135.97M
FY 2026
Estimate Range
134.73M - 137.22M
Analyst Spread

Forward Growth Analysis

Projected Growth-27.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Byline Bancorp, Inc. Forward Estimates of SG&A Expense

BY ยท NYSE
Latest SG&A Expense
132.99M
FY 2025
Avg Estimate
132.43M
FY 2026
Estimate Range
131.22M - 133.64M
Analyst Spread

Forward Growth Analysis

Projected Growth-0.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Byline Bancorp, Inc. Insider Positioning

BY ยท NYSE

During the last 12 months, insiders have purchased $43K and sold $237K worth of BY shares, resulting in $195K of net selling activity.

3 Months

Bought

400

12.45K

Sold

0

0.00

Net Activity

+12K

+$12K

3-6 Months

Bought

919

30.09K

Sold

4.5K

145.78K

Net Activity

-116K

-$116K

6-9 Months

Bought

0

0.00

Sold

3.4K

91.72K

Net Activity

-92K

-$92K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
DBF

Doran Brian F

Officer: General Counsel

750 sharesโ€ข1 transactions

$25K

2
HMJS

Herseth Mary Jo S.

Director

300 sharesโ€ข1 transactions

$9K

3
CPR

Cabrera Phillip R.

Director

169 sharesโ€ข1 transactions

$5K

4
KWG

Kistner William G

Director

100 sharesโ€ข1 transactions

$3K

Top Sellers

1
BJ

Barkidjija John

Officer: Head Of Cre & Specialty Fin

4.5K sharesโ€ข1 transactions

$146K

2
AT

Abraham Thomas

Officer: President, Sbc

3.4K sharesโ€ข1 transactions

$92K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $195K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.18:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$12K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

4 insider buyers vs. 2 sellers. More insiders buying than selling indicates positive sentiment.