$84.62
-2.0%Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
AX โข NYSE
| Axos Financial, Inc. Cash Flow Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
432.9M | 450M | 307.2M | 240.7M | 215.7M | 183.4M | 155.1M | 152.4M | 134.7M | 119.3M | 82.7M | 56M | 40.3M | 29.5M | 20.6M | 21.1M | 7.1M | 4.2M | 3.3M | 3.3M | |
29M | 27.1M | 23.4M | 24.6M | 30.4M | 35M | 16.5M | 8.6M | 6.1M | 4.8M | 3.3M | 2.9M | 1.9M | 1.3M | 618K | 235K | 171K | 132K | 2.2M | 2.3M | |
-28M | 33.1M | -19.6M | -9.4M | -8.8M | -6.6M | -8.7M | 17M | -2.2M | -6.6M | -8.8M | -2M | -4.6M | -2.3M | -226K | -4.4M | -1.5M | -1.7M | 418K | 22K | |
42M | 35.2M | 26.1M | 21.2M | 20.7M | 21.9M | 23.4M | 20.4M | 14.5M | 11.3M | 6.6M | 4.4M | 3.3M | 2.5M | 2.2M | 866K | 651K | 776K | 0.0 | 0.0 | |
-65M | -117.5M | 4.8M | 42.5M | 48.1M | -2.5M | 13.9M | -11.6M | 39.9M | 43.8M | 46.3M | -40.1M | -32.3M | -93.2M | -22.7M | -28.7M | -6M | 989K | -591K | -58K | |
(153.7M) | (200.8M) | (131.4M) | (99.7M) | (92.5M) | (80.4M) | (64.1M) | (79.6M) | (102.5M) | (89.2M) | (68.5M) | (37.3M) | (35.8M) | (15.3M) | (13.7M) | (20.2M) | (6.7M) | (0.0) | (0.0) | (0.0) | |
79.4M | -122.4M | -145.1M | -103M | 106.5M | 52.8M | 4.1M | -19M | 5.4M | -5.7M | -14M | 269K | 7.2M | 5.9M | 3.7M | -4.1M | -10.7M | 5M | -3.5M | -3M | |
490.3M | 305.5M | 196.7M | 216.6M | 412.6M | 284.1M | 204.4M | 167.9M | 198.5M | 166.9M | 116.1M | 21.3M | 15.8M | -56.3M | 4.1M | -15M | -10.2M | 9.4M | 1.8M | 2.5M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-54.2M | -36M | -30.2M | -21.5M | -10.4M | -12.3M | -20.1M | -11.8M | -8.8M | -10.2M | -5.1M | -3.2M | -3.9M | -2.6M | -3.2M | -420K | -216K | -281K | -108K | -87K | |
(0.0) | (0.0) | -5.5M | -54.6M | (0.0) | (0.0) | (67.3M) | -70M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-41.7M | -22M | -41.7M | -150.2M | -122.3M | -304.9M | -146.9M | -100.5M | -249.9M | -161.4M | -10.5M | -83M | -79.5M | -78.4M | -284M | -223.8M | -310.6M | -496.4M | -379.3M | -119.2M | |
100.3M | 106.2M | 58M | 131.9M | 74.7M | 325.7M | 109.6M | 192.1M | 468.5M | 95M | 90.1M | 88.1M | 90.9M | 118.4M | 340.2M | 311.6M | 203.5M | 360.1M | 134.6M | 41.5M | |
-1.8B | -2.6B | -2.4B | -2.7B | -808.7M | -1.4B | -941.8M | -1B | -998.6M | -1.5B | -1.4B | -1.3B | -519M | -367.4M | -564.2M | -159.4M | 8.3M | -134.2M | 53.9M | -48.7M | |
-1.8B | -2.6B | -2.4B | -2.8B | -866.8M | -1.3B | -931.7M | -1B | -788.7M | -1.5B | -1.4B | -1.3B | -511.6M | -329.9M | -511.2M | -71.9M | -98.9M | -270.7M | -190.8M | -126.5M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-58.2M | -96.3M | -49M | -14.5M | -21.9M | -38.9M | -56.4M | -35.2M | -6.5M | 21.3M | 76M | 42.1M | 25.6M | 33.6M | 926K | 16.9M | 12K | 3.8M | 88.9M | -898K | |
-43.2M | -36.1M | -111.8M | -10.7M | 97.7M | -149.3M | 30.6M | -203M | -102M | 25M | -157M | 319.6M | 168.4M | 117M | 122M | -240M | 24M | 171.6M | -9M | 63.5M | |
(0.0) | (0.0) | (0.0) | (0.0) | -103K | -386K | -232K | -309K | -309K | -309K | -309K | -309K | -1.1M | -969K | -309K | -611K | -594K | -312K | -312K | -360K | |
-58.2M | -96.3M | -49M | -14.5M | -21.9M | -38.9M | -56.4M | -35.2M | -6.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -1M | (0.0) | -1.1M | -1.3M | |
1.4B | 2.2B | 3.2B | 3.1B | -534.3M | 2.3B | 987.9M | 1.1B | 855.9M | 1.6B | 1.4B | 889.4M | 469.2M | 263M | 375.3M | 320.4M | 77.8M | 22.8M | 123.8M | 63.2M | |
1.3B | 2.1B | 3B | 3.1B | -458.6M | 2.2B | 961.8M | 837.4M | 747M | 1.6B | 1.3B | 1.3B | 662.1M | 412.6M | 497.9M | 96.7M | 101.2M | 237.9M | 203.4M | 125.5M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-9.4M | -196.3M | 807.4M | 536.9M | -912.7M | 1.1B | 234.5M | -20.7M | 156.8M | 263.9M | 67.3M | -46.1M | 166.3M | 26.4M | -9.2M | 9.8M | -7.9M | -23.4M | 14.4M | 1.5M | |
2.2B | 2.4B | 1.6B | 1B | 2B | 857.4M | 622.9M | 643.5M | 486.7M | 222.9M | 155.6M | 201.7M | 35.4M | 9.1M | 18.2M | 8.4M | 16.3M | 39.7M | 25.3M | 23.8M | |
2.2B | 2.2B | 2.4B | 1.6B | 1B | 2B | 857.4M | 622.9M | 643.5M | 486.7M | 222.9M | 155.6M | 201.7M | 35.4M | 9.1M | 18.2M | 8.4M | 16.3M | 39.7M | 25.3M | |
436.1M | 269.5M | 166.5M | 195.1M | 402.1M | 271.8M | 184.3M | 156.1M | 189.7M | 156.7M | 111M | 18.2M | 11.8M | -58.8M | 965K | -15.4M | -10.4M | 9.1M | 1.7M | 2.4M |
AX - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 30, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 23, 2026 | March 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 02, 2026 | February 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | January 29, 2026 | December 31, 2025 | 2025 |
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