Axos Financial, Inc.

Axos Financial, Inc.

AXยทNYSE

$84.62

-0.56%
Financial ServicesBanks - Regional

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

At a Glance

Live Snapshot
Market Cap$4.81B
EPS7.6100
P/E Ratio11.12
Earnings Date07/29/2026
3Y+42.0%
5Y+79.0%
10Y+226.0%
3Y+40.0%
5Y+75.0%
10Y+220.0%
3Y+63.0%
5Y+118.0%
10Y+292.0%
ax

Axos Financial, Inc. Funding & Solvency Profile

AX ยท NYSE
Cash & Cash Equivalents1.93B
Net Receivables374.27M
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment0.00
Goodwill & Intangible Assets161.72M
Long-Term Investments21.06B
Other Non-Current Assets1.19B
Total Non-Current Assets22 B
Total Assets
24.78B

Financial Health Analysis

Current Ratio

0.11x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.25x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-18805976000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Axos Financial, Inc. Balance Sheet

AX โ€ข NYSE

Axos Financial, Inc. Balance SheetJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016Jun 2015Jun 2014Jun 2013Jun 2012Jun 2011Jun 2010Jun 2009Jun 2008Jun 2007Jun 2006
ASSETS
CURRENT ASSETS
1.9B
2B
2.2B
1.2B
715.6M
1.8B
511.1M
622.8M
628.2M
486.6M
222.8M
155.5M
196.3M
20.6M
5.8M
5.8M
3.4M
6.2M
13.3M
17.9M
66.1M
141.2M
233.1M
262.5M
187.3M
187.6M
227.5M
180.3M
264.5M
265.4M
163.4M
214.8M
185.6M
164.2M
145.7M
0.0
0.0
0.0
0.0
0.0
2B
2.1B
2.5B
1.5B
903M
1.9B
738.6M
803.1M
892.6M
752.1M
386.1M
370.3M
381.9M
184.8M
151.5M
5.8M
3.4M
6.2M
13.3M
17.9M
374.3M
287.5M
443.6M
417.4M
369.8M
220.3M
203.2M
0.0
20.8M
26.2M
20.3M
13.9M
9.8M
7.9M
6.6M
5M
5.9M
5.7M
6M
3.4M
234.9M
220.2M
309.3M
309.2M
326.2M
211.4M
188.4M
0.0
20.8M
26.2M
20.3M
13.9M
9.8M
7.9M
6.6M
5M
5.9M
5.7M
6M
3.4M
139.4M
67.2M
134.3M
108.2M
43.6M
8.9M
14.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4B
2.4B
2.9B
1.9B
1.3B
2.2B
941.8M
803.1M
913.4M
778.3M
406.4M
384.1M
391.6M
192.7M
158.1M
10.9M
9.3M
11.9M
19.3M
21.3M
NON-CURRENT ASSETS
0.0
0.0
0.0
105.4M
0.0
0.0
0.0
21.5M
16.7M
14M
8.6M
6.7M
6.4M
4.4M
3.2M
621K
436K
391K
242K
222K
97.7M
97.7M
97.7M
95.7M
71.2M
71.2M
71.2M
35.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
64M
73M
79.9M
85.9M
62.7M
64.8M
73.5M
42.8M
7.2M
3.9M
2.1M
562K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
161.7M
170.7M
177.6M
181.6M
133.9M
136.1M
144.7M
78.5M
7.2M
3.9M
2.1M
562K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
21.1B
19.2B
16.5B
14.1B
11.5B
10.7B
9.4B
8.5B
7.4B
6.6B
5.3B
3.9B
2.6B
2.1B
1.7B
1.3B
1.2B
1.1B
865.9M
673.3M
0.0
0.0
0.0
100.8M
0.0
0.0
0.0
18M
34.3M
39.2M
33M
25.2M
23.6M
15.1M
9.7M
6.2M
3.2M
918K
0.0
0.0
1.2B
1B
781.1M
1B
1.4B
823.6M
713.5M
148.4M
130.2M
155.7M
116.2M
70.4M
59.6M
61.9M
53.3M
59.8M
53.9M
39.6M
61.7M
43M
22.4B
20.4B
17.4B
15.5B
13B
11.7B
10.3B
8.7B
7.6B
6.8B
5.4B
4B
2.7B
2.2B
1.8B
1.4B
1.3B
1.2B
927.8M
716.5M
24.8B
22.9B
20.3B
17.5B
14.3B
13.9B
11.2B
9.5B
8.5B
7.6B
5.8B
4.4B
3.1B
2.4B
1.9B
1.4B
1.3B
1.2B
947.2M
737.8M
LIABILITIES
CURRENT LIABILITIES
350.6M
301.1M
445.5M
511.7M
535.4M
347.6M
238.6M
0.0
1.3M
1.7M
1.3M
1.4M
1.7M
1.8M
9.3M
2M
2.1M
2.4M
2.7M
1.2M
350.6M
301.1M
445.5M
511.7M
535.4M
347.6M
238.6M
0.0
1.3M
1.7M
1.3M
1.4M
1.7M
1.8M
9.3M
2M
2.1M
2.4M
2.7M
1.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.2M
7.1M
3M
4.5M
4M
0.0
0.0
0.0
30M
0.0
27.5M
0.0
152M
0.0
0.0
20M
35M
35M
45M
110M
354M
268M
130M
130M
130M
90M
0.0
20.8B
19.4B
17.1B
13.9B
10.8B
11.3B
9B
8B
6.9B
6B
4.5B
3B
2.1B
1.6B
1.3B
968.2M
648.5M
570.7M
547.9M
424.2M
21.2B
19.7B
17.6B
14.5B
11.4B
11.8B
9.2B
8B
6.9B
6.1B
4.5B
3.1B
2.2B
2B
1.6B
1.1B
785.1M
707M
640.7M
425.4M
NON-CURRENT LIABILITIES
372.7M
385.7M
451.8M
535.2M
574.9M
326.3M
627.4M
511.6M
694.5M
783M
758.2M
915.2M
595.6M
427.2M
174.7M
188.2M
428.1M
404.1M
232.4M
241.3M
549.6M
488.7M
410.9M
737.4M
938.5M
458.5M
298M
82.1M
52.2M
52M
43.9M
29.2M
23.3M
-234M
-7.1M
0.0
0.0
0.0
1.3M
898K
922.3M
874.4M
862.7M
1.3B
1.5B
784.8M
925.4M
593.6M
746.6M
835M
802M
944.3M
618.8M
193.2M
167.6M
188.2M
428.1M
404.1M
233.8M
242.2M
0.0
0.0
0.0
0.0
0.0
67.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.1B
20.6B
18.4B
15.8B
12.9B
12.6B
10.1B
8.6B
7.7B
6.9B
5.3B
4B
2.8B
2.2B
1.8B
1.3B
1.2B
1.1B
874.4M
667.6M
SHAREHOLDERS' EQUITY
-487.8M
-403.5M
-292.4M
-237M
-222.5M
-195.1M
-148.8M
-82.5M
-37.3M
-30.8M
-24.6M
-15.1M
-10.3M
-6.6M
-4.9M
-3.9M
-3.6M
-2.5M
-2.4M
-1.3M
0.0
0.0
0.0
0.0
0.0
5.1M
5.1M
5.1M
5.1M
5.1M
5.1M
5.1M
5.1M
24.5M
5.1M
5.1M
9.8M
8.8M
5.1M
5.2M
711K
702K
695K
689K
681K
673K
666K
658K
651K
645K
631K
154K
146K
123K
112K
108K
87K
86K
86K
85K
548.9M
510.2M
479.9M
453.8M
432.6M
411.9M
389.9M
366.5M
346.1M
331.2M
296M
207.6M
156.3M
105.7M
88.3M
84.6M
61.3M
60.7M
59.8M
59.1M
2.6B
2.2B
1.7B
1.4B
1.2B
1B
826.2M
671.3M
519.2M
384.8M
265.8M
183.5M
127.8M
88.4M
60.2M
39.9M
19.4M
15M
11.1M
8.1M
348K
-2.5M
-6.6M
-2.9M
2.5M
-937K
16K
-613K
487K
-7.3M
-9.4M
-10.4M
-10.8M
-5.4M
-971K
4M
1.9M
1M
-865K
-885K
2.7B
2.3B
1.9B
1.6B
1.4B
1.2B
1.1B
960.5M
834.2M
683.6M
533.5M
370.8M
268.3M
206.6M
147.8M
129.8M
88.9M
83.1M
72.8M
70.2M
2.7B
2.3B
1.9B
1.6B
1.4B
1.2B
1.1B
960.5M
834.2M
683.6M
533.5M
370.8M
268.3M
206.6M
147.8M
129.8M
88.9M
83.1M
72.8M
70.2M
SUMMARY
24.8B
22.9B
20.3B
17.5B
14.3B
13.9B
11.2B
9.5B
8.5B
7.6B
5.8B
4.4B
3.1B
2.4B
1.9B
1.4B
1.3B
1.2B
947.2M
737.8M
21.1B
19.4B
16.7B
14.4B
11.6B
10.9B
9.6B
8.7B
7.7B
6.9B
5.4B
4.1B
2.8B
2.3B
1.9B
1.3B
1.2B
1.1B
865.9M
673.3M
372.7M
415.7M
451.8M
562.7M
574.9M
478.3M
627.4M
511.6M
714.5M
818M
793.2M
960.2M
705.6M
781.2M
442.7M
318.2M
558.1M
534.1M
322.4M
241.3M
-1.6B
-1.6B
-1.8B
-639.8M
-140.8M
-1.3B
116.3M
-111.2M
86.3M
331.4M
570.4M
804.7M
509.3M
760.5M
436.8M
312.3M
554.7M
527.9M
309.1M
223.4M
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002
56,644,002

SEC Filings

AX - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 02, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 23, 2026
March 19, 2026
2026
8-K

8-K 2026

N/A

February 12, 2026
February 12, 2026
2026
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
10-Q

10-Q 2025 Q4

Q4

January 29, 2026
December 31, 2025
2025
Showing 1 to 10 of 467 filings