Axos Financial, Inc.

Axos Financial, Inc.

AXยทNYSE

$84.62

-2.0%
Financial ServicesBanks - Regional

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

At a Glance

Live Snapshot
Market Cap$4.81B
EPS7.6100
P/E Ratio11.12
Earnings Date07/29/2026
12.02%
Return on Invested Capital
-15%
3Y+47.0%
5Y+42.0%
10Y+56.0%
16.15%
Return on Equity
-18%
3Y+10.0%
5Y+8.0%
10Y-7.0%
1.75%
Return on Assets
-11%
3Y+27.0%
5Y+32.0%
10Y+11.0%
Axos Financial, Inc.

Axos Financial, Inc. Management Team

AX ยท NYSE
MC

Ms. Candace L. Thiele

Executive Vice President & Chief Administrative Officer

female
MT

Mr. Thomas M. Constantine

Executive Vice President & Chief Credit Officer - Axos Bank

Compensation

$798,200

Born 1962(Age 64)
male
MD

Mr. Derrick K. Walsh CPA

Executive Vice President & Chief Financial Officer

Compensation

$886,500

Born 1982(Age 44)
male
MR

Mr. Raymond D. Matsumoto

Executive Vice President & Chief Operating Officer - Axos Bank

Compensation

$1,013,200

Born 1956(Age 70)
male
MD

Mr. David X. Park

Executive Vice President of Commercial Banking & Treasury Management - Axos Bank

Compensation

$985,195

Born 1984(Age 42)
male
MA

Mr. Andrew J. Micheletti CPA(inactive)

Executive Vice President of Finance

Compensation

$586,600

Born 1957(Age 69)
male
ME

Mr. Eshel Bar-Adon J.D.

Executive Vice President of Strategic Partnerships & Chief Legal Officer

Compensation

$671,400

Born 1955(Age 71)
male
MJ

Mr. John Charles Tolla

Executive Vice President, Chief Governance, Risk & Compliance Officer

Compensation

$819,000

Born 1977(Age 49)
male
MD

Mr. David X. Park

President of Commercial Bank

Compensation

$1,021,441

Born 1983(Age 43)
male
MB

Mr. Brian D. Swanson

President of Consumer Bank

Compensation

$885,250

Born 1980(Age 46)
male
MG

Mr. Gregory Garrabrants C.F.A., J.D.

President, Chief Executive Officer & Director

Compensation

$2,802,472

Born 1972(Age 54)
male
MA

Ms. Ann Gill

Senior Vice President & Chief Accounting Officer

female
ax

Axos Financial, Inc. Insider Positioning

AX ยท NYSE

During the last 12 months, insiders have sold $8.85M worth of AX shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

2.2K

182.35K

Net Activity

-182K

-$182K

3-6 Months

Bought

0

0.00

Sold

69.1K

6.82M

Net Activity

-6.8M

-$6.82M

6-9 Months

Bought

0

0.00

Sold

1.5K

135.79K

Net Activity

-136K

-$136K

9-12 Months

Bought

0

0.00

Sold

19.7K

1.71M

Net Activity

-1.7M

-$1.71M

Top Buyers

No buying activity

Top Sellers

1
GG

Garrabrants Gregory

Director, Officer: President And Ceo

43.3K sharesโ€ข1 transactions

$4.29M

2
MAJ

Micheletti Andrew J

Officer: Evp, Finance

14.0K sharesโ€ข1 transactions

$1.19M

3
CJJ

Court James John

Director

11.2K sharesโ€ข1 transactions

$1.13M

4
NM

Nick Mosich

Director

7.3K sharesโ€ข4 transactions

$672K

5
WD

Walsh Derrick

Officer: Evp, Chief Financial Officer

4.8K sharesโ€ข1 transactions

$490K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $8.85M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$182K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

AX - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2025

N/A

September 25, 2025
June 30, 2025
2025
DEF 14A

DEF 14A 2024

N/A

September 25, 2024
June 30, 2024
2024
DEF 14A

DEF 14A 2023

N/A

September 25, 2023
June 30, 2023
2023
DEF 14A

DEF 14A 2022

N/A

September 26, 2022
November 10, 2022
2022
DEF 14A

DEF 14A 2021

N/A

September 08, 2021
September 08, 2021
2021
DEF 14A

DEF 14A 2020

N/A

September 09, 2020
June 30, 2020
2020
DEF 14A

DEF 14A 2019

N/A

September 11, 2019
June 30, 2019
2019
DEF 14A

DEF 14A 2018

N/A

September 10, 2018
June 30, 2018
2018
DEF 14A

DEF 14A 2017

N/A

September 13, 2017
October 26, 2017
2017
DEF 14A

DEF 14A 2016

N/A

September 09, 2016
October 20, 2016
2016
Showing 1 to 10 of 21 filings