Assurant, Inc.

Assurant, Inc.

AIZยทNYSE

$248.42

-0.024%
Financial ServicesInsurance - Specialty

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$12.31B
EPS17.2900
P/E Ratio14.37
Earnings Date08/04/2026
3Y+26.0%
5Y+33.0%
10Y+80.0%
3Y+216.0%
5Y+98.0%
10Y+54.0%
3Y+207.0%
5Y+37.0%
10Y+1263.0%
Assurant, Inc.

Assurant, Inc. Profit Bridge

AIZ ยท NYSE
Revenue12.81B
Cost of Goods Sold (2.93B)
Gross Profit9.89B
Operating Expenses (8.80B)
Operating Income1.09B
Interest Expense (109.70M)
Other Income/Expense0.00
Pretax Income1.09B
Income Tax (214.70M)
Net Income872.70M
Net Income
872.70M

Profitability Analysis

Gross Margin

77.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

8.5%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

6.8%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

19.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Assurant, Inc. Income Statement

AIZ โ€ข NYSE

Assurant, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
12.8B
11.9B
11.1B
10.2B
10.2B
9.6B
9.5B
8B
6.3B
7.1B
10.3B
10.4B
9B
8.5B
8.3B
8.5B
8.7B
8.6B
8.5B
8.1B
GROSS PROFIT
(2.9B)
(2.8B)
(2.5B)
(2.4B)
(6B)
(5.9B)
(5.6B)
(4.6B)
(3.2B)
(0.0)
(0.0)
(5.9B)
(5.1B)
(5.1B)
(5.1B)
(3.6B)
(3.9B)
(4B)
(5.1B)
(4.7B)
9.9B
9.1B
8.6B
7.8B
4.1B
3.7B
3.9B
3.4B
3.1B
7.1B
10.3B
4.5B
3.9B
3.4B
3.2B
4.9B
4.8B
4.6B
3.3B
3.3B
OPERATING INCOME
(8.8B)
(8.2B)
(7.8B)
(7.5B)
(3.4B)
(3.1B)
(3.5B)
(3B)
(2.7B)
(6.7B)
(10.1B)
(3.7B)
(3.1B)
(2.7B)
(2.5B)
(4.3B)
(4.1B)
(4B)
(2.3B)
(2.3B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(4.8B)
(5.3B)
(0.0)
(0.0)
(0.0)
(2.3B)
(2.4B)
(2.4B)
(2.3B)
(2.2B)
(2.2B)
1.1B
927.3M
806.8M
349.9M
771.3M
578.1M
454.7M
333.5M
444.5M
906.2M
256.3M
744.1M
789.7M
757.8M
706.1M
606.4M
709.6M
563.3M
1B
1.1B
PRE-TAX INCOME
(109.7M)
(107M)
(108M)
(108.3M)
(111.8M)
(104.5M)
(110.6M)
(100.3M)
(49.5M)
(57.6M)
(55.1M)
(58.4M)
(77.7M)
(60.3M)
(60.4M)
(60.6M)
(60.7M)
(61M)
(61.2M)
(61.2M)
-109.7M
-107M
-108M
-108.3M
-111.8M
-104.5M
-110.6M
-100.3M
-49.5M
-57.6M
-55.1M
-58.4M
-77.7M
-60.3M
-60.4M
-60.6M
-60.7M
-61M
-61.2M
-61.2M
(8.8B)
(8.2B)
(7.8B)
(7.5B)
(3.4B)
(3.1B)
(3.5B)
(3B)
(2.7B)
(1.9B)
(4.8B)
(3.7B)
(3.1B)
(2.7B)
(175M)
(1.9B)
(1.7B)
(1.7B)
(61.2M)
(62.8M)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-2B
-6.2B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1B
927.3M
806.8M
349.9M
771.3M
578.1M
454.7M
333.5M
444.5M
848.6M
201.2M
744.1M
789.7M
757.8M
706.1M
606.4M
709.6M
563.3M
1B
1.1B
NET INCOME
(214.7M)
(167.1M)
(164.3M)
(73.3M)
(168.4M)
(58.7M)
(148.3M)
(80.9M)
-75.1M
(283.2M)
(59.6M)
(273.2M)
(300.8M)
(274M)
(167.2M)
(327.3M)
(279M)
(115.5M)
(357.3M)
(379.9M)
872.7M
760.2M
642.5M
276.6M
1.4B
440.8M
382.6M
251M
519.6M
565.4M
141.6M
470.9M
488.9M
483.7M
539M
279.2M
430.6M
447.8M
653.7M
717.4M

SEC Filings

AIZ - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 10, 2026
February 10, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
8-K

8-K 2025

N/A

August 18, 2025
August 14, 2025
2025
Showing 1 to 10 of 437 filings