Assurant, Inc.

Assurant, Inc.

AIZยทNYSE

$248.42

-0.024%
Financial ServicesInsurance - Specialty

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$12.31B
EPS17.2900
P/E Ratio14.37
Earnings Date08/04/2026
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Assurant, Inc. Street Expectations Map

AIZ ยท NYSE

Wall Street analysts project that AIZ stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 273.75, with estimates ranging from a low of 246.00 to a high of 290.00.

Lowest Target
246.00
-0.97%
Consensus Target
273.75
10.20%
Highest Target
290.00
16.74%

The consensus 1-year price target stands at 273.75, with estimates ranging from a low of 246.00 to a high of 290.00.

Analyst Consensus Analysis

Upside Potential

+10.2%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

16.1% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

17.18x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Asymmetric upside: Strong return potential with favorable risk-reward profile. The limited downside relative to upside makes this an attractive risk-adjusted opportunity for growth-oriented portfolios.

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Assurant, Inc. Forward Estimates of Revenue

AIZ ยท NYSE
Latest Revenue
12.81B
FY 2025
Avg Estimate
13.50B
FY 2026
Estimate Range
13.11B - 13.81B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.3%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Assurant, Inc. Forward Estimates of Net Income

AIZ ยท NYSE
Latest Net Income
872.70M
FY 2025
Avg Estimate
1.09B
FY 2026
Estimate Range
1.05B - 1.12B
Analyst Spread

Forward Growth Analysis

Projected Growth+24.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Assurant, Inc. Forward Estimates of EPS

AIZ ยท NYSE
Latest EPS
17.29
FY 2025
Avg Estimate
$20.75
FY 2026
Estimate Range
$20.05 - $21.33
Analyst Spread

Forward Growth Analysis

Projected Growth+20.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Assurant, Inc. Forward Estimates of EBIT

AIZ ยท NYSE
Latest EBIT
1.20B
FY 2025
Avg Estimate
1.00B
FY 2026
Estimate Range
975.08M - 1.03B
Analyst Spread

Forward Growth Analysis

Projected Growth-16.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Assurant, Inc. Forward Estimates of EBITDA

AIZ ยท NYSE
Latest EBITDA
1.45B
FY 2025
Avg Estimate
1.24B
FY 2026
Estimate Range
1.20B - 1.26B
Analyst Spread

Forward Growth Analysis

Projected Growth-14.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Assurant, Inc. Forward Estimates of SG&A Expense

AIZ ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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Assurant, Inc. Insider Positioning

AIZ ยท NYSE

During the last 12 months, insiders have sold $9.95M worth of AIZ shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

31.6K

7.93M

Net Activity

-7.9M

-$7.93M

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

305

67.41K

Net Activity

-67K

-$67K

9-12 Months

Bought

0

0.00

Sold

9.1K

1.95M

Net Activity

-1.9M

-$1.95M

Top Buyers

No buying activity

Top Sellers

1
MK

Meier Keith

Officer: Evp, Chief Financial Officer

25.0K sharesโ€ข1 transactions

$6.36M

2
RJ

Rosenblum Jay

Officer: Evp, Chief Legal Officer

5.9K sharesโ€ข2 transactions

$1.32M

3
DK

Demmings Keith

Director, Officer: President And Ceo

4.6K sharesโ€ข2 transactions

$1.01M

4
DD

Dirienzo Dimitry

Officer: Svp, Cao, Controller

3.7K sharesโ€ข3 transactions

$864K

5
SS

Sengupta Subhashish

Officer: Evp, Chief People Officer

1.9K sharesโ€ข2 transactions

$400K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $9.95M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$7.93M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.