AIZ - NYSE

Assurant, Inc.

AIZ·NYSE

$248.42

-0.024%

Financial ServicesInsurance - Specialty

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$12.31B

EPS17.2900

P/E Ratio14.37

Earnings Date08/04/2026

36.29B

Assets

3Y+10.0%

5Y-19.0%

10Y+22.0%

30.42B

Total Liabilities

3Y+5.0%

5Y-21.0%

10Y+19.0%

5.87B

Total Equity

15%

3Y+39.0%

5Y-1.0%

10Y+43.0%

Assurant, Inc. Funding & Solvency Profile

AIZ · NYSE

Current Assets

Cash & Cash Equivalents1.83B

Net Receivables8.60B

Inventory0.00

Other Current Assets0.00

Total Current Assets13 B

Non-Current Assets

Property, Plant & Equipment841.70M

Goodwill & Intangible Assets13.36B

Long-Term Investments7.34B

Other Non-Current Assets1.60B

Total Non-Current Assets10 B

Total Assets

36.29B

Financial Health Analysis

Current Ratio

0.55x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.18x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-10741500000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

36% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Assurant, Inc. Balance Sheet

AIZ • NYSE

Assurant, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	1.8B	1.8B	1.6B	1.5B	2B	2.2B	1.9B	1.3B	996.8M	1B	1.3B	1.3B	1.7B	909.4M	1.2B	1.2B	1.3B	1B	805M	987.7M
Short-Term Investments	2.7B	7.5B	2.1B	6.4B	7.5B	7.1B	12.7B	11.6B	9.9B	9.8B	10.7B	11.6B	11.8B	12.5B	441.4M	358.7M	453.5M	703.4M	410.9M	314.1M
Cash & Short-Term Investments	4.6B	9.3B	3.7B	8B	9.5B	9.3B	14.6B	12.9B	10.9B	10.8B	12B	12.9B	13.5B	13.4B	1.6B	1.5B	1.8B	1.7B	1.2B	1.3B
Net Receivables	8.6B	9.8B	9B	9.5B	8.2B	8.2B	11.3B	10.8B	11.2B	10.3B	8.8B	8.7B	6.8B	7B	6.1B	542.9M	507.9M	557.3M	606.4M	612M
Accounts Receivables	8.4B	9.6B	8.8B	9.3B	8.1B	8.1B	11.2B	10.7B	10.9B	10.2B	8.6B	8.5B	6.7B	6.9B	6B	542.9M	507.9M	513.2M	580.4M	612M
Other Receivables	202.1M	210.1M	166.8M	195.8M	126.6M	78M	75.2M	80.6M	121.8M	145.6M	196.3M	201.8M	175.4M	0.0	0.0	0.0	0.0	0.0	26M	0.0
Other Current Assets	0.0	0.0	0.0	0.0	0.0	-17.5B	-25.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	13.1B	19B	12.7B	17.5B	17.7B	0.0	0.0	2.9B	2.2B	2.2B	2.5B	2.8B	2.8B	1.7B	1.8B	1.7B	1.8B	1.6B	1.4B	987.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	841.7M	768.3M	685.8M	645.1M	561.4M	446.1M	433.7M	392.5M	347.6M	343.6M	298.4M	277.6M	253.6M	250.8M	242.9M	267.2M	275.4M	278.6M	275.8M	275.2M
Goodwill	2.6B	2.6B	2.6B	2.6B	2.6B	2.6B	2.3B	2.3B	917.7M	830.9M	833.5M	841.2M	784.6M	640.7M	639.1M	619.8M	926.4M	1B	832.7M	790.5M
Intangible Assets	10.7B	10.5B	10.6B	10.6B	10.1B	1.8B	2.5B	3.2B	313M	272.4M	318.3M	427.4M	408.2M	325.1M	374.8M	393.7M	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	13.4B	13.1B	13.2B	13.2B	12.7B	4.4B	4.9B	5.5B	1.2B	1.1B	1.2B	1.3B	1.2B	965.8M	1B	1B	926.4M	1B	832.7M	790.5M
Long-Term Investments	7.3B	1.1B	6.1B	1.1B	1.2B	7.4B	15.1B	1.7B	746.5M	10.2B	11.2B	12.1B	12.2B	12.9B	12B	11.4B	10.9B	9.8B	11.2B	10.2B
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.4B	1.9B	-8.3B	-8.6B	-9.3B	129.1M	161.3M	32.5M	76.4M	167.2M	449.4M	108.4M	57.2M
Other Non-Current Assets	1.6B	991.7M	862.3M	738.3M	1.8B	-12.3B	-20.5B	18.6B	17.3B	16B	11.9B	12B	220.3M	-1.1B	-1.1B	-807.6M	-11.1B	-10.2B	-11.3B	-10.2B
Total Non-Current Assets	23.1B	16B	20.9B	15.7B	16.2B	0.0	0.0	28.6B	21.2B	19.1B	15.6B	16B	13.6B	12.9B	11.8B	11.6B	1.2B	1.3B	1.1B	1.1B
Other Assets	0.0	0.0	0.0	0.0	0.0	44.6B	44.3B	9.6B	8.4B	8.4B	11.9B	12.8B	13.3B	14.3B	13.5B	13.1B	22.8B	21.7B	24.3B	23.1B
Total Assets	36.3B	35B	33.6B	33.1B	33.9B	44.6B	44.3B	41.1B	31.8B	29.7B	30.1B	31.6B	29.7B	28.9B	27.1B	26.4B	25.8B	24.5B	26.8B	25.2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	2.7B	3.5B	3B	3.4B	2.7B	2.7B	3.6B	3.5B	4.3B	3.8B	4.4B	4.3B	3.9B	4.4B	420.6M	421.4M	5.1B	5.1B	5B	5.1B
Accounts Payable	2.1B	2.9B	2.4B	2.7B	2.1B	2B	3B	3.1B	3.9B	3.4B	4B	3.9B	3.5B	4.1B	130.1M	1.4B	1.5B	1.5B	1.4B	1.4B
Other Payables	640.6M	559.6M	542.8M	647.5M	692.7M	699.1M	540.5M	338.6M	365.1M	386.2M	393.3M	487.3M	-3.5B	339.7M	290.5M	-1B	3.6B	3.5B	3.6B	3.8B
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	429.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	0.0	0.0	0.0	224.7M	0.0	0.0	0.0	105.5M	393.7M	48.1M	0.0	54.8M	536.2M	60.2M	0.0	60.2M	0.0	316.7M	601.8M	426.1M
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.4M	0.0	30.4M	41.7M	30.1M	0.0	0.0	36.2M
Deferred Revenue	20.9B	20.2B	20.1B	19.8B	18.6B	0.0	0.0	-105.5M	-393.7M	-48.1M	0.0	0.0	0.0	0.0	134M	154.5M	164.9M	187.4M	0.0	0.0
Other Current Liabilities	266.4M	277.7M	392.7M	366.6M	364.2M	-2.7B	-3.6B	1.3B	957.8M	1.1B	2.7B	2.8B	2.9B	2.9B	3B	3B	3.2B	5.3B	5.3B	5.4B
Total Current Liabilities	23.9B	24B	23.5B	23.7B	21.7B	0.0	0.0	34B	26.5B	24.5B	24.3B	25.2B	23.2B	22.8B	21.1B	20.6B	20B	19.8B	21.7B	20.3B
NON-CURRENT LIABILITIES
Long Term Debt	2.2B	2.1B	2.1B	1.9B	2.2B	2.3B	2B	2B	1.1B	1.1B	1.2B	1.2B	1.6B	972.4M	972.3M	972.2M	972.1M	972M	971.9M	971.8M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	129.1M	161.3M	32.5M	0.0	0.0	0.0	108.4M	57.2M
Other Non-Current Liabilities	4.3B	3.9B	3.3B	3.2B	4.5B	-2.3B	-2B	0.0	26.5B	0.0	24.3B	25.2B	23.1B	0.0	21.1B	21.6B	20B	18.1B	19.9B	21.3B
Total Non-Current Liabilities	6.5B	6B	5.4B	5.1B	6.7B	0.0	0.0	2B	27.6B	1.1B	25.5B	26.4B	24.9B	972M	22.1B	21.6B	21B	19.1B	21B	21.3B
Other Liabilities	0.0	0.0	0.0	0.0	0.0	38.7B	38.6B	-21.9M	-10.5M	28K	40M	159K	210K	241K	-57.5M	481K	-453K	81K	-20.7M	-22.6M
Total Liabilities	30.4B	29.9B	28.8B	28.9B	28.5B	38.7B	38.6B	36B	27.6B	25.6B	25.6B	26.4B	24.9B	23.8B	22.1B	21.6B	21B	20.8B	22.6B	21.3B
SHAREHOLDERS' EQUITY
Treasury Stock	-122.8M	-122.8M	-122.8M	-122.8M	-122.8M	-267.4M	-5.3B	-5B	-4.9B	-4.5B	-3.6B	-3.3B	-3.1B	-2.7B	-2.3B	-1.8B	-1.2B	-1.2B	-1.1B	-828M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	2.9M	2.9M	2.9M	1.7B	1.3B	451.3M	183.7M	9.2M	0.0	0.0	5M	8.2M	11.2M	21.2M	22.2M
Common Stock	500K	500K	600K	600K	700K	600K	1.6M	1.6M	1.5M	1.5M	1.5M	1.5M	1.5M	1.5M	1.5M	1.5M	1.4M	1.4M	1.4M	1.4M
Additional Paid-In Capital	1.7B	1.7B	1.7B	1.6B	1.7B	2B	4.5B	4.5B	3.2B	3.2B	3.1B	3.1B	3.1B	3.1B	3B	3B	3B	2.9B	2.9B	2.9B
Retained Earnings	4.8B	4.4B	4B	3.7B	4B	3.5B	6B	5.8B	4B	4B	4.4B	4.6B	4.4B	4B	3.6B	3.3B	3.1B	2.7B	2.3B	1.7B
Accumulated Other Comprehensive Income/Loss	-544.2M	-836.1M	-765M	-986.2M	-150M	709.8M	411.5M	-155.4M	234M	94.6M	118.5M	555.8M	426.8M	830.4M	554.9M	285.5M	65.9M	-670.9M	53.9M	88.1M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	155.7M	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	5.9B	5.1B	4.8B	4.2B	5.5B	6B	5.7B	5.1B	4.3B	4.1B	4.5B	5.2B	4.8B	5.2B	5B	4.8B	4.9B	3.7B	4.1B	3.8B
Total Equity	5.9B	5.1B	4.8B	4.2B	5.5B	6B	5.7B	5.1B	4.3B	4.1B	4.5B	5.2B	4.8B	5.2B	5B	4.8B	4.9B	3.7B	4.1B	3.9B
Minority Interest	0.0	0.0	0.0	0.0	0.0	3.4M	29.3M	21.9M	10.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	21.2M	22.2M
SUMMARY
Total Liabilities & Equity	36.3B	35B	33.6B	33.1B	33.9B	44.6B	44.3B	41.1B	31.8B	29.7B	30.1B	31.6B	29.7B	28.9B	27.1B	26.4B	25.8B	24.5B	26.8B	25.2B
Total Investments	10.1B	8.5B	8.2B	7.5B	8.7B	8.2B	16.6B	16.3B	13.3B	12.5B	14.3B	15.5B	16B	15.9B	15.2B	14.7B	14.5B	13.1B	12.7B	10.2B
Total Debt	2.2B	2.1B	2.1B	2.1B	2.2B	2.3B	2B	2B	1.1B	1.1B	1.2B	1.2B	1.6B	972.4M	972.3M	972.2M	972.1M	972M	1.5B	971.8M
Net Debt	372.8M	275.4M	453M	593.2M	161.7M	45.3M	139.8M	752M	71.4M	35M	-116.9M	-147.6M	-79.1M	63M	-194.4M	-178.4M	-346.5M	-68.7M	708.5M	-15.9M
Shares Outstanding	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110	50,081,110

SEC Filings

AIZ - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 05, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 06, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 19, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 10, 2026	February 10, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 28, 2026	January 28, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 04, 2025	November 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 18, 2025	August 14, 2025	2025	View Filing

Showing 1 to 10 of 437 filings

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