AFL - NYSE

Aflac Incorporated

AFL·NYSE

$114.50

+0.77%

Financial ServicesInsurance - Life

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$58.28B

EPS6.8600

P/E Ratio16.69

Earnings Date08/04/2026

116.47B

Assets

-1%

3Y-12.0%

5Y-29.0%

10Y-10.0%

86.98B

Total Liabilities

-5%

3Y-22.0%

5Y-34.0%

10Y-20.0%

29.49B

Total Equity

13%

3Y+46.0%

5Y-12.0%

10Y+44.0%

Aflac Incorporated Funding & Solvency Profile

AFL · NYSE

Current Assets

Cash & Cash Equivalents6.25B

Net Receivables835.00M

Inventory0.00

Other Current Assets718.00M

Total Current Assets8 B

Non-Current Assets

Property, Plant & Equipment351.00M

Goodwill & Intangible Assets9.03B

Long-Term Investments97.52B

Other Non-Current Assets1.77B

Total Non-Current Assets100 B

Total Assets

116.47B

Financial Health Analysis

Debt-to-Equity Ratio

2.95x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

8 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Aflac Incorporated Balance Sheet

AFL • NYSE

Aflac Incorporated Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	6.2B	6.2B	4.3B	3.9B	5.1B	5.1B	4.9B	4.3B	3.5B	4.9B	4.4B	4.7B	2.5B	2B	2.2B	2.1B	2.3B	941M	1.6B	1.2B
Short-Term Investments	0.0	65.3B	73.3B	75.7B	98.7B	105.9B	91.3B	82.9B	84.3B	76.7B	67.8B	68.3B	61B	61.6B	54B	135M	114M	87M	61M	0.0
Cash & Short-Term Investments	6.2B	71.5B	77.6B	79.7B	103.7B	111B	96.2B	87.2B	87.8B	81.6B	72.1B	72.9B	63.6B	63.6B	56.3B	2.3B	2.4B	1B	1.6B	1.2B
Net Receivables	835M	779M	848M	647M	672M	796M	828M	851M	827M	669M	705M	842M	1.2B	976M	680M	661M	764M	920M	732M	535M
Accounts Receivables	835M	779M	848M	647M	672M	796M	828M	851M	827M	669M	705M	842M	1.2B	976M	680M	661M	764M	920M	732M	535M
Other Current Assets	718M	-72.3B	-78.4B	-80.3B	-104.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	7.8B	0.0	0.0	0.0	0.0	111.8B	97B	88.1B	88.6B	82.2B	72.8B	73.8B	64.7B	64.6B	57B	2.9B	3.2B	1.9B	2.4B	1.7B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	351M	387M	445M	530M	538M	601M	581M	443M	434M	433M	427M	429M	481M	564M	617M	620M	593M	597M	496M	458M
Goodwill	0.0	263M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	9B	8.8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	9B	9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	97.5B	82B	92.2B	95.9B	122.3B	-105.9B	-91.3B	-82.9B	-84.3B	-76.7B	-67.8B	-68.3B	-61B	-61.6B	-54B	-135M	-114M	-87M	-61M	0.0
Other Non-Current Assets	1.8B	-91.4B	-92.6B	-96.4B	-122.8B	158.5B	146.5B	134.8B	132.5B	123.9B	112.8B	113.8B	117.1B	127.5B	112.7B	97.6B	80.4B	76.9B	63B	57.6B
Total Non-Current Assets	108.7B	0.0	0.0	0.0	0.0	53.3B	55.8B	52.3B	48.6B	47.6B	45.4B	46B	56.6B	66.5B	59.3B	98.1B	80.9B	77.4B	63.4B	58.1B
Other Assets	0.0	117.6B	126.7B	131.7B	157.5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	116.5B	117.6B	126.7B	131.7B	157.5B	165.1B	152.8B	140.4B	137.2B	129.8B	118.3B	119.8B	121.3B	131.1B	116.2B	101B	84.1B	79.3B	65.8B	59.8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	573M	154M	698M	4.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	838M	191M	483M	1.7B	808M	807M
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	838M	191M	483M	1.7B	732M	807M
Other Payables	0.0	573M	154M	698M	4.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	548M	649M	0.0	300M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	1.4B	573M	577M	698M	4.3B	4.7B	5.4B	4B	4.7B	5.4B	4.3B	5.3B	3.7B	3.9B	2.6B	2B	1.7B	1.2B	2.5B	2.5B
Other Current Liabilities	0.0	-573M	-154M	-698M	-4.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	548M	649M	0.0	300M	0.0	0.0	838M	191M	483M	1.7B	808M	807M
NON-CURRENT LIABILITIES
Long Term Debt	8.4B	7.4B	7.2B	7.3B	7.8B	7.7B	6.4B	5.8B	4.7B	4.7B	5B	5B	4.9B	4.3B	3.3B	3B	2.6B	1.7B	2.3B	1.4B
Deferred Tax Liabilities (Non-Current)	1.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	77.2B	-7.5B	-7.4B	-7.4B	-8B	123.6B	117.2B	111.2B	107.3B	104B	95.6B	96.1B	101.8B	110.8B	99.2B	86.8B	72.6B	69.2B	53.9B	49.2B
Total Non-Current Liabilities	87B	0.0	0.0	0.0	0.0	131.5B	123.8B	116.9B	112.1B	108.7B	100.5B	101.1B	106.7B	115.1B	102.5B	89.8B	75.2B	71B	56.2B	50.7B
Other Liabilities	0.0	91.5B	104.7B	111.6B	124.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	0.0	96M	124M	147M	117M	154M	161M	13M	22M	21M	20M	14M	6M	9M	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	87B	91.5B	104.7B	111.6B	124.3B	131.5B	123.8B	116.9B	112.6B	109.3B	100.5B	101.4B	106.7B	115.1B	103.3B	90B	75.7B	72.7B	57B	51.5B
SHAREHOLDERS' EQUITY
Treasury Stock	-29.8B	-26.2B	-23.4B	-20.6B	-18.2B	-15.9B	-14.4B	-12.8B	-11.5B	-10.2B	-8.8B	-7.6B	-6.4B	-5.7B	-5.6B	-5.4B	-5.3B	-5.3B	-3.9B	-3.4B
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	369M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	136M	136M	136M	135M	135M	135M	135M	135M	67M	67M	67M	67M	67M	67M	66M	66M	66M	66M	66M	66M
Additional Paid-In Capital	3B	2.9B	2.8B	2.6B	2.5B	2.4B	2.3B	2.2B	2.1B	2B	1.8B	1.7B	1.6B	1.5B	1.4B	1.3B	1.2B	1.2B	1.1B	895M
Retained Earnings	54.7B	52.3B	48B	44.4B	41.4B	38B	34.3B	31.8B	29.9B	26B	24B	22.2B	19.9B	17.4B	15.6B	14.2B	12.4B	11.3B	10.6B	9.3B
Accumulated Other Comprehensive Income/Loss	1.5B	-3B	-5.5B	-6.4B	7.4B	8.9B	6.6B	2.2B	4B	2.6B	625M	2B	-563M	2.7B	2.1B	862M	29M	-582M	934M	1.4B
Total Stockholders' Equity	29.5B	26.1B	22B	20.1B	33.3B	33.6B	29B	23.5B	24.4B	20.5B	17.4B	18.7B	14.6B	16B	13.5B	11.1B	8.4B	6.6B	8.8B	8.3B
Total Equity	29.5B	26.1B	22B	20.1B	33.3B	33.6B	29B	23.5B	24.4B	20.5B	17.4B	18.7B	14.6B	16B	13.5B	11.1B	8.4B	6.6B	8.8B	8.3B
SUMMARY
Total Liabilities & Equity	116.5B	117.6B	126.7B	131.7B	157.5B	165.1B	152.8B	140.4B	137.2B	129.8B	118.3B	119.8B	121.3B	131.1B	117.1B	101B	84.1B	79.3B	65.8B	59.8B
Total Investments	97.5B	147.3B	165.5B	171.6B	221B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Debt	8.4B	7.5B	7.4B	7.4B	8B	7.9B	6.6B	5.8B	5.3B	5.4B	5B	5.3B	4.9B	4.4B	3.3B	3B	2.6B	1.7B	1.5B	1.4B
Net Debt	2.2B	1.3B	3.1B	3.5B	2.9B	2.8B	1.7B	1.4B	1.8B	501M	661M	624M	2.4B	2.3B	1B	917M	276M	780M	-98M	223M
Shares Outstanding	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616	541,000,616

SEC Filings

AFL - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 28, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 14, 2026	May 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 04, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
S-3 S-3 N/A	April 23, 2026	April 23, 2026		View Filing
DEF 14A DEF 14A 2026 N/A	March 19, 2026	May 04, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 25, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 04, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 05, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 417 filings

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