Aflac Incorporated

Aflac Incorporated

AFLยทNYSE

$114.50

+0.77%
Financial ServicesInsurance - Life

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

At a Glance

Live Snapshot
Market Cap$58.28B
EPS6.8600
P/E Ratio16.69
Earnings Date08/04/2026
0.56%
Dividend Yield
11%
3Y-12.0%
5Y-10.0%
10Y+1.0%
30.71%
Dividend Payout Ratio
45%
3Y+47.0%
5Y+81.0%
10Y+3.0%
3Y+22.0%
5Y+54.0%
10Y+75.0%
Aflac Incorporated

Aflac Incorporated Dividend History

AFL ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

AFL Dividend Payment History

AFL ยท NYSE

Total Payments

50

Latest Dividend

$0.6100

Annual Amount

$2.9600

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 27, 2026
May 20, 2026Jun 1, 2026
$0.6100
$0.6100
Quarterly0.00%
Nov 11, 2025
Feb 18, 2026Mar 2, 2026
$0.6100
$0.6100
Quarterly+5.17%
Nov 4, 2025
Nov 19, 2025Dec 1, 2025
$0.5800
$0.5800
Quarterly0.00%
Aug 5, 2025
Aug 20, 2025Sep 2, 2025
$0.5800
$0.5800
Quarterly0.00%
Apr 30, 2025
May 21, 2025Jun 2, 2025
$0.5800
$0.5800
Quarterly0.00%
Dec 2, 2024
Feb 19, 2025Mar 3, 2025
$0.5800
$0.5800
Quarterly+16.00%
Oct 30, 2024
Nov 20, 2024Dec 2, 2024
$0.5000
$0.5000
Quarterly0.00%
Jul 31, 2024
Aug 21, 2024Sep 2, 2024
$0.5000
$0.5000
Quarterly0.00%
May 1, 2024
May 22, 2024Jun 3, 2024
$0.5000
$0.5000
Quarterly0.00%
Nov 1, 2023
Feb 21, 2024Mar 1, 2024
$0.5000
$0.5000
Quarterly+19.05%
Nov 1, 2023
Nov 15, 2023Dec 1, 2023
$0.4200
$0.4200
Quarterly0.00%
Jul 31, 2023
Aug 23, 2023Sep 1, 2023
$0.4200
$0.4200
Quarterly0.00%
Apr 26, 2023
May 17, 2023Jun 1, 2023
$0.4200
$0.4200
Quarterly0.00%
Nov 8, 2022
Feb 15, 2023Mar 1, 2023
$0.4200
$0.4200
Quarterly+5.00%
Oct 31, 2022
Nov 16, 2022Dec 1, 2022
$0.4000
$0.4000
Quarterly0.00%
Aug 1, 2022
Aug 24, 2022Sep 1, 2022
$0.4000
$0.4000
Quarterly0.00%
Apr 27, 2022
May 18, 2022Jun 1, 2022
$0.4000
$0.4000
Quarterly0.00%
Nov 15, 2021
Feb 16, 2022Mar 1, 2022
$0.4000
$0.4000
Quarterly+21.21%
Oct 27, 2021
Nov 17, 2021Dec 1, 2021
$0.3300
$0.3300
Quarterly0.00%
Jul 28, 2021
Aug 18, 2021Sep 1, 2021
$0.3300
$0.3300
Quarterly0.00%
Apr 28, 2021
May 19, 2021Jun 1, 2021
$0.3300
$0.3300
Quarterly0.00%
Nov 18, 2020
Feb 17, 2021Mar 1, 2021
$0.3300
$0.3300
Quarterly+17.86%
Oct 27, 2020
Nov 18, 2020Dec 1, 2020
$0.2800
$0.2800
Quarterly0.00%
Jul 28, 2020
Aug 19, 2020Sep 1, 2020
$0.2800
$0.2800
Quarterly0.00%
Apr 29, 2020
May 20, 2020Jun 1, 2020
$0.2800
$0.2800
Quarterly0.00%
Feb 4, 2020
Feb 19, 2020Mar 2, 2020
$0.2800
$0.2800
Quarterly+3.70%
Oct 24, 2019
Nov 20, 2019Dec 2, 2019
$0.2700
$0.2700
Quarterly0.00%
Jul 25, 2019
Aug 21, 2019Sep 3, 2019
$0.2700
$0.2700
Quarterly0.00%
Apr 25, 2019
May 22, 2019Jun 3, 2019
$0.2700
$0.2700
Quarterly0.00%
Jan 31, 2019
Feb 20, 2019Mar 1, 2019
$0.2700
$0.2700
Quarterly+3.85%
Oct 24, 2018
Nov 21, 2018Dec 3, 2018
$0.2600
$0.2600
Quarterly0.00%
Jul 26, 2018
Aug 22, 2018Sep 1, 2018
$0.2600
$0.2600
Quarterly0.00%
Apr 25, 2018
May 23, 2018Jun 1, 2018
$0.2600
$0.2600
Quarterly0.00%
Jan 31, 2018
Feb 21, 2018Mar 1, 2018
$0.5200
$0.2600
Quarterly+15.56%
Oct 24, 2017
Nov 15, 2017Dec 1, 2017
$0.4500
$0.2250
Quarterly+4.65%
Jul 28, 2017
Aug 23, 2017Sep 1, 2017
$0.4300
$0.2150
Quarterly0.00%
Apr 28, 2017
May 24, 2017Jun 1, 2017
$0.4300
$0.2150
Quarterly0.00%
Feb 1, 2017
Feb 15, 2017Mar 1, 2017
$0.4300
$0.2150
Quarterly0.00%
Oct 28, 2016
Nov 16, 2016Dec 1, 2016
$0.4300
$0.2150
Quarterly+4.88%
Jul 29, 2016
Aug 24, 2016Sep 1, 2016
$0.4100
$0.2050
Quarterly0.00%
Apr 27, 2016
May 18, 2016Jun 1, 2016
$0.4100
$0.2050
Quarterly0.00%
Feb 1, 2016
Feb 16, 2016Mar 1, 2016
$0.4100
$0.2050
Quarterly0.00%
Oct 27, 2015
Nov 18, 2015Dec 1, 2015
$0.4100
$0.2050
Quarterly+5.13%
Jul 29, 2015
Aug 19, 2015Sep 1, 2015
$0.3900
$0.1950
Quarterly0.00%
Apr 29, 2015
May 20, 2015Jun 1, 2015
$0.3900
$0.1950
Quarterly0.00%
Feb 3, 2015
Feb 17, 2015Mar 2, 2015
$0.3900
$0.1950
Quarterly0.00%
Oct 28, 2014
Nov 19, 2014Dec 1, 2014
$0.3900
$0.1950
Quarterly+5.41%
Jul 29, 2014
Aug 20, 2014Sep 2, 2014
$0.3700
$0.1850
Quarterly0.00%
Apr 29, 2014
May 21, 2014Jun 2, 2014
$0.3700
$0.1850
Quarterly0.00%
Feb 4, 2014
Feb 14, 2014Mar 3, 2014
$0.3700
$0.1850
Quarterly-
afl

Aflac Incorporated Payout Ratio Analysis

AFL ยท NYSE
Dividends Paid
-1.20B
2025
Net Income
3.65B
2025
Payout Ratio
32.86%
2025

Dividend Sustainability Analysis

Payout Ratio
32.86%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
46.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-10.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.