American Financial Group, Inc.

American Financial Group, Inc.

AFGยทNYSE

$128.87

+0.47%
Financial ServicesInsurance - Property & Casualty

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.

At a Glance

Live Snapshot
Market Cap$10.71B
EPS10.0500
P/E Ratio12.82
Earnings Date08/04/2026
3Y+21.0%
5Y+44.0%
10Y+26.0%
3Y-6.0%
5Y+15.0%
10Y+30.0%
3Y+33.0%
5Y-30.0%
10Y+33.0%
American Financial Group, Inc.

American Financial Group, Inc. Profit Bridge

AFG ยท NYSE
Revenue8.17B
Cost of Goods Sold (4.39B)
Gross Profit3.79B
Operating Expenses (2.71B)
Operating Income1.07B
Interest Expense (80.00M)
Other Income/Expense0.00
Pretax Income1.07B
Income Tax (231.00M)
Net Income842.00M
Net Income
842.00M

Profitability Analysis

Gross Margin

46.3%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

13.1%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

10.3%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

American Financial Group, Inc. Income Statement

AFG โ€ข NYSE

American Financial Group, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
8.2B
8.3B
7.7B
6.8B
6.2B
5.7B
6.1B
7B
6.9B
6.5B
6.1B
5.7B
5.1B
5B
4.6B
4.5B
4.3B
4.3B
4.4B
4.3B
GROSS PROFIT
(4.4B)
(6.8B)
(6.4B)
(5.6B)
(4.9B)
(5.4B)
(5.5B)
(6.1B)
(5.6B)
(5.3B)
(5.2B)
(4.8B)
(4B)
(4B)
(3.7B)
(3.3B)
(2.2B)
(2.6B)
(2.3B)
(2.9B)
3.8B
1.5B
1.4B
1.2B
1.4B
301M
628M
933M
1.2B
1.2B
976M
980M
1.1B
938M
928M
1.2B
2.2B
1.7B
2.1B
1.4B
OPERATING INCOME
(2.7B)
(349M)
(282M)
(73M)
(37M)
-38M
-6M
(294M)
(507M)
(430M)
(411M)
(354M)
(397M)
(401M)
(370M)
(473M)
(1.3B)
(1.4B)
(1.4B)
(675M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(404M)
(1.3B)
(395M)
(1.3B)
(1.4B)
(1.3B)
(0.0)
1.1B
1.1B
1.1B
1.1B
1.3B
339M
634M
639M
724M
787M
565M
626M
689M
537M
558M
694M
812M
315.9M
638.9M
694.4M
PRE-TAX INCOME
(80M)
(76M)
(76M)
(85M)
(94M)
(88M)
(68M)
(62M)
(85M)
(77M)
(75M)
(74M)
(71M)
(75M)
(74M)
(78M)
(67M)
(70M)
(71.3M)
(72.5M)
-80M
-47M
-42M
-46M
-64M
-53M
-17M
17M
-85M
-77M
-75M
-74M
-71M
-75M
-74M
-78M
-67M
-70M
-71.3M
-72.5M
(2.7B)
(349M)
(282M)
(73M)
(37M)
-38M
-6M
(294M)
(507M)
(430M)
(411M)
(354M)
(397M)
-3M
-899M
(78M)
(67M)
(70M)
(71.3M)
(675M)
1.1B
1.1B
1.1B
1.1B
1.3B
339M
634M
639M
724M
787M
565M
626M
689M
537M
558M
694M
812M
315.9M
638.9M
694.4M
NET INCOME
(231M)
(237M)
(221M)
(225M)
(254M)
(25M)
(143M)
(122M)
(247M)
(119M)
(195M)
(220M)
(236M)
(135M)
(239M)
(268M)
(282M)
(115.9M)
(225.8M)
(234.6M)
842M
887M
852M
898M
2B
732M
897M
530M
475M
649M
352M
452M
471M
488M
342M
482M
519M
195.8M
383.2M
453.4M

SEC Filings

AFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 20, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 18, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

February 04, 2026
February 03, 2026
2026
8-K

8-K 2025

N/A

December 05, 2025
December 03, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 04, 2025
2025
8-K

8-K 2025

N/A

September 23, 2025
September 16, 2025
2025
Showing 1 to 10 of 421 filings