AFG - NYSE

American Financial Group, Inc.

AFG·NYSE

$128.87

+0.070%

Financial ServicesInsurance - Property & Casualty

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$10.71B

EPS10.0500

P/E Ratio12.82

Earnings Date08/04/2026

32.64B

Assets

31%

3Y+36.0%

5Y-56.0%

10Y-41.0%

27.82B

Total Liabilities

35%

3Y+39.0%

5Y-58.0%

10Y-45.0%

4.82B

Total Equity

3Y+19.0%

5Y-29.0%

10Y-2.0%

American Financial Group, Inc. Funding & Solvency Profile

AFG · NYSE

Current Assets

Cash & Cash Equivalents1.73B

Net Receivables8.38B

Inventory0.00

Other Current Assets0.00

Total Current Assets12 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets660.00M

Long-Term Investments14.74B

Other Non-Current Assets5.33B

Total Non-Current Assets20 B

Total Assets

32.64B

Financial Health Analysis

Current Ratio

0.50x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.77x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-12018000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

36% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

American Financial Group, Inc. Balance Sheet

AFG • NYSE

American Financial Group, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	1.7B	1.4B	1.2B	872M	2.1B	1.7B	2.3B	1.5B	2.3B	2.1B	1.2B	1.3B	1.6B	1.7B	1.3B	1.1B	1.1B	1.3B	815.9M	1.3B
Short-Term Investments	717M	0.0	0.0	0.0	0.0	9.1B	46.5B	42B	38.4B	36B	32.3B	30.7B	26.5B	24.1B	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	2.4B	1.4B	1.2B	872M	2.1B	10.7B	48.8B	43.5B	40.7B	38.2B	33.5B	32.1B	28.1B	25.8B	1.3B	1.1B	1.1B	1.3B	815.9M	1.3B
Net Receivables	8.4B	1.5B	1.5B	1.3B	1.3B	5.2B	5.7B	5.7B	0.0	0.0	0.0	0.0	4.8B	4.9B	4.4B	1.2B	1.3B	1B	1B	1B
Accounts Receivables	7.2B	1.5B	1.5B	1.3B	1.3B	4.5B	4.8B	4.6B	4.5B	3.7B	3.6B	4.1B	3.9B	4.4B	3.5B	535M	554M	629.7M	560.6M	599.4M
Other Receivables	1.2B	0.0	0.0	0.0	0.0	678M	975M	1.1B	1B	908M	820M	910M	854M	539M	895M	674M	774M	414.8M	475.4M	425M
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	-6.4B	0.0	1.6B	0.0	1.6B	1.5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	1.1B	0.0	0.0	0.0	0.0	768M	678M	610M	600M	539M	480M	469M	408M	471M	409M	422M	381M	0.0	762M	577.3M
Other Current Assets	0.0	0.0	0.0	0.0	0.0	-16.7B	5.7B	5.2B	0.0	0.0	0.0	0.0	4.1B	0.0	2.8B	30B	6.5B	23.9B	5.5B	6B
Total Current Assets	11.9B	2.9B	2.7B	2.2B	3.4B	0.0	54.5B	44.7B	3.5B	3.2B	2.3B	2.4B	28.8B	30.7B	35.9B	32.3B	27.5B	26.2B	25.6B	24.9B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	212M	176M	103M	118M	0.0	158M	-872M	-853M	-1B	-886M	0.0	0.0	0.0	0.0	0.0	-73.4M	-593.9M	0.0	0.0
Goodwill	327M	305M	305M	246M	246M	176M	207M	207M	199M	199M	199M	201M	185M	185M	186M	186M	207.6M	210.2M	204.4M	167.8M
Intangible Assets	333M	203M	213M	108M	106M	0.0	43M	54M	26M	34M	41M	49M	22M	28M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	660M	508M	518M	354M	352M	176M	250M	261M	225M	233M	240M	250M	207M	213M	186M	186M	207.6M	210.2M	204.4M	167.8M
Long-Term Investments	14.7B	14.4B	14B	13.6B	13.6B	11.2B	50.2B	45.3B	40.4B	36.5B	34.3B	32.7B	27.9B	25.4B	23.2B	20.4B	17.6B	14.7B	16.3B	15.6B
Tax Assets	0.0	463M	403M	383M	383M	0.0	1B	872M	853M	1B	886M	0.0	0.0	0.0	0.0	0.0	73.4M	593.9M	0.0	0.0
Other Non-Current Assets	5.3B	6.4B	6.8B	7.4B	7B	-11.4B	-1.2B	-26.8B	16.5B	15.3B	13.1B	12.2B	-14.9B	-25.4B	-23.2B	-20.4B	-17.6B	-14.7B	-16.3B	-15.6B
Total Non-Current Assets	20.7B	22.1B	21.9B	21.9B	21.5B	0.0	50.5B	18.7B	57.1B	51.9B	47.5B	45.1B	13.3B	185M	186M	186M	207M	210M	204M	167M
Other Assets	0.0	0.0	0.0	0.0	0.0	73.7B	-34.9B	0.0	0.0	0.0	0.0	0.0	0.0	8.3B	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	32.6B	25B	24.6B	24.1B	24.9B	73.7B	70.1B	63.5B	60.7B	55.1B	49.9B	47.5B	42.1B	39.2B	36B	32.5B	27.7B	26.4B	25.8B	25.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	1.2B	0.0	0.0	0.0	0.0	3.9B	3.8B	3.7B	3.7B	2.9B	2.8B	2.9B	2.6B	3.2B	475M	320M	462.7M	504.1M	1.6B	0.0
Accounts Payable	1.2B	0.0	0.0	0.0	0.0	3.9B	3.8B	3.7B	3.7B	2.9B	2.8B	2.9B	2.6B	3.2B	475M	320M	462M	504.1M	363.8M	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.4M	0.0	1.3B	0.0
Short Term Debt	0.0	40M	37M	36M	38M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	3.7B	2.6B	2.5B	2.3B	2.2B	0.0	768M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	19B	0.0	0.0	0.0	0.0	-3.9B	-3.8B	-3.7B	-3.7B	-2.9B	-2.8B	-2.9B	-2.6B	-3.2B	-475M	-320M	-462.7M	-504.1M	6.4B	0.0
Total Current Liabilities	23.9B	2.6B	2.5B	2.4B	2.2B	0.0	814M	57.2B	54B	48.9B	44.2B	41.6B	36.6B	3.2B	30.6B	27B	23.1B	22.9B	21.8B	21.3B
NON-CURRENT LIABILITIES
Long Term Debt	1.8B	1.7B	1.6B	1.6B	2.1B	2B	1.5B	1.3B	1.3B	1.3B	998M	1.1B	913M	953M	934M	952M	827.6M	1B	936.9M	921M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	639M	-8.1B	-8.7B	-8.2B	-657M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	359M	267M	153M	307M	0.0	834M	507M	706M	659M	657M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	2.1B	15.7B	15.8B	15.9B	15.2B	-2B	0.0	0.0	0.0	0.0	35.5B	0.0	0.0	0.0	-934M	-952M	-827.6M	-1B	-936.9M	-921M
Total Non-Current Liabilities	3.9B	17.9B	17.8B	17.7B	17.6B	0.0	1.5B	1.3B	1.3B	1.3B	998M	1.1B	913M	953M	934M	952M	828M	1B	937M	921M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	66.9B	61.6B	-2M	-4M	-3M	-156M	-175M	-134M	30.3B	-146M	-150M	-137.6M	-112.1M	-99.5M	-283.7M
Capital Lease Obligations	0.0	192M	161M	80M	98M	0.0	134M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	27.8B	20.5B	20.4B	20B	19.9B	66.9B	63.9B	58.5B	55.3B	50.2B	45.1B	42.5B	37.4B	34.4B	31.4B	27.8B	23.8B	23.8B	22.7B	21.9B
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	112.8M	137.1M	0.0	0.0
Common Stock	83M	84M	84M	85M	85M	86M	90M	89M	88M	87M	87M	88M	90M	89M	0.0	105M	298.2M	216.5M	113.5M	119.3M
Additional Paid-In Capital	1.4B	1.4B	1.4B	1.4B	1.3B	1.3B	1.3B	1.2B	1.2B	1.1B	1.2B	1.2B	1.1B	1.1B	1.1B	1.2B	1.2B	1.2B	1.2B	1.2B
Retained Earnings	3.4B	3.2B	3.1B	3.1B	3.5B	4.1B	4B	3.6B	3.2B	3.3B	3B	2.9B	2.8B	2.6B	2.8B	2.7B	2.3B	1.8B	1.7B	1.5B
Accumulated Other Comprehensive Income/Loss	-50M	-240M	-319M	-543M	119M	1.3B	863M	48M	813M	375M	304M	727M	524M	831M	557M	479M	162.7M	-703M	12.6M	55.5M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	330M	0.0	276.1M	115.6M	113.5M	0.0
Total Stockholders' Equity	4.8B	4.5B	4.3B	4.1B	5B	6.8B	6.3B	5B	5.3B	4.9B	4.6B	4.9B	4.6B	4.6B	4.5B	4.5B	3.8B	2.5B	3B	2.9B
Total Equity	4.8B	4.5B	4.3B	4.1B	5B	6.8B	6.3B	5B	5.3B	4.9B	4.8B	5.1B	4.7B	4.7B	4.7B	4.6B	3.9B	2.6B	3.1B	3.2B
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2M	4M	3M	178M	175M	170M	170M	146M	150M	137.8M	111.6M	99.9M	283.9M
SUMMARY
Total Liabilities & Equity	32.6B	25B	24.6B	24.1B	24.9B	73.7B	70.1B	63.5B	60.7B	55.1B	49.9B	47.5B	42.1B	39.2B	36B	32.5B	27.7B	26.4B	25.8B	25.1B
Total Investments	15.5B	14.4B	14B	13.6B	13.6B	11.8B	96.7B	47B	43.7B	39.3B	36.5B	34.9B	31.3B	28.4B	23.2B	20.4B	17.6B	14.7B	16.3B	15.6B
Total Debt	1.8B	1.9B	1.8B	1.7B	2.2B	2B	1.5B	1.3B	1.3B	1.3B	1B	1.1B	913M	953M	934M	952M	827.6M	1B	936.9M	921M
Net Debt	93M	493M	609M	820M	67M	298M	-841M	-213M	-1B	-824M	-200M	-282M	-726M	-752M	-390M	-147M	-291.9M	-234.3M	121M	-408M
Shares Outstanding	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006	83,402,006

SEC Filings

AFG - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 30, 2026	April 29, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 03, 2026	May 20, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 25, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 18, 2026	February 13, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 03, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 05, 2025	December 03, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 23, 2025	September 16, 2025	2025	View Filing

Showing 1 to 10 of 421 filings

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