ZION - NASDAQ
Zions Bancorporation, National Association
$60.76
-1.1%Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
At a Glance
Live SnapshotZions Bancorporation, National Association Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Zions Bancorporation, National Association Income Statement
ZION • NASDAQ
| Zions Bancorporation, National Association Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
4.9B | 5B | 4.6B | 3.3B | 3B | 2.9B | 3.2B | 3B | 2.7B | 2.5B | 2.2B | 2.3B | 2.3B | 2.5B | 2.7B | 2.8B | 3.2B | 3.2B | 3.6B | 3.4B | |
GROSS PROFIT | ||||||||||||||||||||
(1.6B) | (1.9B) | (1.6B) | (307M) | -217M | (566M) | (450M) | (211M) | (144M) | (180M) | (158M) | (74.9M) | (157.9M) | (321M) | (506.9M) | (1.4B) | (2.6B) | (1.7B) | (1.5B) | (1.1B) | |
3.3B | 3.1B | 3B | 3B | 3.2B | 2.4B | 2.8B | 2.8B | 2.6B | 2.3B | 2B | 2.3B | 2.1B | 2.1B | 2.2B | 1.3B | 515.5M | 1.5B | 2.1B | 2.2B | |
OPERATING INCOME | ||||||||||||||||||||
(2.1B) | (2B) | (2.1B) | (1.9B) | (1.7B) | (1.7B) | (1.7B) | (1.7B) | (1.7B) | (1.6B) | (1.6B) | (1.6B) | (1.7B) | (1.6B) | (1.7B) | (1.7B) | (2.1B) | (1.8B) | (1.4B) | (1.3B) | |
(1.5B) | (1.4B) | (1.4B) | (1.3B) | (1.2B) | (1.2B) | (1.2B) | (1.1B) | (1.1B) | (1B) | (1B) | (1B) | (974.3M) | (954.8M) | (965.4M) | (952.2M) | (942.3M) | (861.1M) | (869.8M) | (816.6M) | |
1.2B | 1B | 886M | 1.2B | 1.4B | 672M | 1.1B | 1.1B | 936M | 705M | 451M | 621.4M | 406.4M | 541.6M | 521.3M | -403.2M | -1.6B | -314.7M | 737.5M | 912.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(1.6B) | (1.9B) | (1.5B) | (185M) | (59M) | (152M) | (411M) | (251M) | (127M) | (87M) | (118M) | (173M) | (245.1M) | (306.8M) | (432.4M) | (592.5M) | (617.8M) | (1B) | (1.3B) | (1.1B) | |
2.6B | 2.4B | 2.4B | 2.5B | 2.2B | 2.2B | 2.3B | 2.2B | 2.1B | 1.9B | 1.7B | 1.7B | 1.7B | 1.7B | 1.8B | 1.7B | 1.9B | 2B | 1.9B | 1.8B | |
(624M) | (634M) | (697M) | (554M) | (537M) | (524M) | (572M) | (535M) | (579M) | (550M) | (553M) | (635.7M) | (740.2M) | (641.2M) | (693.2M) | (766.2M) | (1.2B) | (967.7M) | (534.8M) | (513.8M) | |
1.2B | 1B | 886M | 1.2B | 1.4B | 672M | 1.1B | 1.1B | 936M | 705M | 451M | 621.4M | 406.4M | 541.6M | 521.3M | -403.2M | -1.6B | -314.7M | 737.5M | 912.9M | |
NET INCOME | ||||||||||||||||||||
(276M) | (228M) | (206M) | (245M) | (317M) | (133M) | (237M) | (259M) | (344M) | (236M) | (142M) | (223M) | (143M) | (193.4M) | (198.6M) | -106.8M | -401.3M | -43.4M | (235.7M) | (318M) | |
899M | 784M | 680M | 907M | 1.1B | 539M | 816M | 884M | 592M | 469M | 309M | 398.5M | 263.8M | 349.5M | 323.8M | -292.7M | -1.2B | -266.3M | 493.7M | 583.1M |
SEC Filings
ZION - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 22, 2025 | December 22, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 |
Related Guides
Continue your ZION research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.