ZION - NASDAQ

Zions Bancorporation, National Association

ZION·NASDAQ

$60.76

-1.1%

Financial ServicesBanks - Regional

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$8.94B

EPS6.0800

P/E Ratio9.99

Earnings Date07/20/2026

88.99B

Assets

3Y-1.0%

5Y+9.0%

10Y+41.0%

81.81B

Total Liabilities

-1%

3Y-3.0%

5Y+11.0%

10Y+47.0%

7.18B

Total Equity

17%

3Y+47.0%

5Y-9.0%

10Y-6.0%

Zions Bancorporation, National Association Funding & Solvency Profile

ZION · NASDAQ

Current Assets

Cash & Cash Equivalents2.88B

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets12 B

Non-Current Assets

Property, Plant & Equipment1.36B

Goodwill & Intangible Assets1.09B

Long-Term Investments69.32B

Other Non-Current Assets5.04B

Total Non-Current Assets76 B

Total Assets

88.99B

Financial Health Analysis

Current Ratio

0.16x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

11.39x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-66336000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

14% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Zions Bancorporation, National Association Balance Sheet

ZION • NASDAQ

Zions Bancorporation, National Association Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	2.9B	3.5B	2.2B	2B	10.9B	1.6B	1.4B	1.2B	1.3B	2.1B	6.9B	8B	9.4B	7.8B	8.2B	5.5B	2B	3.8B	2.6B	2B
Short-Term Investments	9.3B	9.1B	10.3B	11.9B	24B	15.7B	13.7B	14.7B	15.2B	13.4B	7.6B	3.8B	3.7B	3.1B	3.2B	4.2B	3.7B	2.7B	5.1B	5.1B
Cash & Short-Term Investments	12.2B	12.6B	12.5B	13.9B	34.9B	17.3B	15.2B	16B	16.5B	15.5B	14.5B	11.9B	13.1B	10.9B	11.5B	9.7B	5.7B	6.5B	7.7B	7B
Net Receivables	0.0	377M	383M	386M	327M	320M	334M	327M	364M	423M	441.7M	409M	387.9M	422.5M	379.7M	410.2M	466.5M	431.1M	502.6M	442.4M
Other Receivables	0.0	377M	383M	386M	327M	320M	334M	327M	364M	423M	441.7M	409M	387.9M	422.5M	379.7M	410.2M	466.5M	431.1M	502.6M	442.4M
Total Current Assets	12.2B	13B	12.9B	14.3B	35.3B	17.7B	15.5B	16.3B	16.9B	15.9B	15B	12.3B	13.4B	11.3B	11.9B	10.1B	6.1B	6.9B	8.2B	7.5B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	1.4B	1.4B	1.4B	1.4B	1.3B	1.2B	1.1B	1.1B	1.1B	1B	905.5M	829.8M	726.4M	708.9M	719.3M	721M	710.5M	687.1M	655.7M	609.5M
Goodwill	1.1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1B	1.7B	2B	1.9B
Intangible Assets	31M	25M	32M	38M	1M	2M	0.0	1M	2M	8.4M	16.3M	25.5M	36.4M	50.8M	67.8M	87.9M	113.4M	125.9M	149.5M	162.1M
Goodwill & Intangible Assets	1.1B	1.1B	1.1B	1.1B	1B	1B	1B	1B	1B	1B	1B	1B	1.1B	1.1B	1.1B	1.1B	1.1B	1.8B	2.2B	2.1B
Long-Term Investments	69.3B	68.4B	67.5B	66.1B	50.8B	53.4B	48.9B	47.1B	45.1B	43.1B	41.1B	40.7B	39.5B	38.2B	38.6B	37.7B	41.5B	44.6B	40.4B	35.5B
Other Non-Current Assets	5B	5B	4.4B	6.7B	4.8B	8.2B	2.6B	3.2B	2.2B	2.2B	1.6B	2.4B	1.3B	4.2B	924.8M	1.4B	1.7B	1.1B	1.5B	1.3B
Total Non-Current Assets	76.8B	75.8B	74.3B	75.2B	57.9B	63.8B	53.7B	52.4B	49.4B	47.3B	44.7B	44.9B	42.6B	44.2B	41.3B	40.9B	45B	48.2B	44.7B	39.5B
Total Assets	89B	88.8B	87.2B	89.5B	93.2B	81.5B	69.2B	68.7B	66.3B	63.2B	59.7B	57.2B	56B	55.5B	53.1B	51B	51.1B	55.1B	52.9B	47B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	2.9B	3.4B	4B	10.4B	903M	1.6B	2.1B	5.7B	5B	827M	347M	244.2M	340.3M	352.6M	722.9M	931.2M	950.7M	4.1B	7.6B	4B
Other Current Liabilities	75.6B	76.2B	75B	71.7B	82.8B	69.7B	57.1B	54.1B	52.6B	53.2B	50.4B	47.8B	46.4B	46.1B	42.9B	40.9B	41.8B	41.3B	36.9B	35B
Total Current Liabilities	78.5B	79.6B	79B	82.1B	83.7B	71.2B	59.1B	59.8B	57.6B	54.1B	50.7B	48.1B	46.7B	46.5B	43.6B	41.9B	42.8B	45.4B	44.5B	39B
NON-CURRENT LIABILITIES
Long Term Debt	1.5B	946M	538M	647M	1B	1.3B	1.7B	724M	382M	534M	811.5M	1.1B	2.3B	2.3B	2B	1.9B	2B	2.5B	2.5B	2.4B
Other Non-Current Liabilities	1.8B	2.1B	2B	1.9B	1B	1B	958M	690M	629M	1B	623.6M	654.8M	590.8M	640.5M	613M	578.9M	588.5M	669.1M	641.5M	621.9M
Total Non-Current Liabilities	3.3B	3B	2.6B	2.6B	2B	2.4B	2.7B	1.4B	1B	1.5B	1.4B	1.7B	2.9B	3B	2.6B	2.5B	2.6B	3.2B	3.1B	3B
Capital Lease Obligations	4M	4M	4M	4M	4M	4M	4M	0.0	1M	1M	912K	1.1M	639K	682K	721K	758K	473K	752K	2.8M	2.8M
Total Liabilities	81.8B	82.7B	81.5B	84.7B	85.7B	73.6B	61.8B	61.2B	58.6B	55.6B	52.2B	49.8B	49.6B	49.5B	46.2B	44.4B	45.4B	48.6B	47.6B	41.9B
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-16.2M	-14.5M	-11.3M	-9.6M
Preferred Stock	66M	66M	440M	440M	440M	566M	566M	566M	566M	710M	828.5M	1B	1B	1.1B	2.4B	2.1B	1.5B	1.6B	240M	240M
Common Stock	1.7B	1.7B	1.7B	1.8B	1.9B	2.7B	2.7B	3.8B	4.4B	4.7B	4.8B	4.7B	4.2B	4.2B	4.2B	4.2B	3.3B	2.6B	2.2B	2.2B
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.8B	0.0	0.0	0.0	0.0	0.0	0.0	4.2B	4.2B	3.3B	2.6B	2.2B	2.2B
Retained Earnings	7.3B	6.7B	6.2B	5.8B	5.2B	4.3B	4B	3.5B	2.8B	2.3B	2B	1.8B	1.5B	1.2B	1B	889.3M	1.3B	2.4B	2.9B	2.6B
Accumulated Other Comprehensive Income/Loss	-1.9B	-2.4B	-2.7B	-3.1B	-80M	325M	43M	-4.1B	-139M	-122M	-54.6M	-128M	-192.1M	-446.2M	-4.8B	-4.6B	-436.9M	-2.7B	-2.3B	-2.3B
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-3.3B	0.0	0.0	0.0
Total Stockholders' Equity	7.2B	6.1B	5.7B	4.9B	7.5B	7.9B	7.4B	7.6B	7.7B	7.6B	7.5B	7.4B	6.5B	6.1B	7B	6.6B	5.7B	6.5B	5.3B	5B
Total Equity	7.2B	6.1B	5.7B	4.9B	7.5B	7.9B	7.4B	7.6B	7.7B	7.6B	7.5B	7.4B	6.5B	6B	7B	6.6B	5.7B	6.5B	5.3B	5B
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-3.4M	-2.1M	-1.1M	17.6M	27.3M	30.9M	42.8M
SUMMARY
Total Liabilities & Equity	89B	88.8B	87.2B	89.5B	93.2B	81.5B	69.2B	68.7B	66.3B	63.2B	59.7B	57.2B	56B	55.5B	53.1B	51B	51.1B	55.1B	52.9B	47B
Total Investments	78.6B	77.5B	77.8B	78B	74.9B	69.1B	62.6B	61.8B	60.2B	56.4B	48.8B	44.5B	43.2B	41.3B	41.8B	41.9B	45.1B	47.3B	45.5B	40.6B
Total Debt	4.3B	4.4B	4.5B	11.1B	1.9B	2.9B	3.8B	6.4B	5.4B	1.4B	1.2B	1.3B	2.6B	2.7B	2.7B	2.9B	3B	6.6B	10.1B	6.3B
Net Debt	1.5B	866M	2.3B	9.1B	-9B	1.3B	2.3B	5.1B	4B	-786M	-5.7B	-6.7B	-6.7B	-5.1B	-5.6B	-2.6B	960.5M	2.8B	7.5B	4.4B
Shares Outstanding	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170	147,640,170

SEC Filings

ZION - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 19, 2026	March 19, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 20, 2026	January 20, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 22, 2025	December 22, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 685 filings

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