Zions Bancorporation, National Association

Zions Bancorporation, National Association

ZIONยทNASDAQ

$60.76

-1.1%
Financial ServicesBanks - Regional

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

At a Glance

Live Snapshot
Market Cap$8.94B
EPS6.0800
P/E Ratio9.99
Earnings Date07/20/2026
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Zions Bancorporation, National Association Street Expectations Map

ZION ยท NASDAQ

Wall Street analysts project that ZION stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 68.55, with estimates ranging from a low of 65.00 to a high of 75.00.

Lowest Target
65.00
6.98%
Consensus Target
68.55
12.82%
Highest Target
75.00
23.44%

The consensus 1-year price target stands at 68.55, with estimates ranging from a low of 65.00 to a high of 75.00.

Analyst Consensus Analysis

Upside Potential

+12.8%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

14.6% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Zions Bancorporation, National Association Forward Estimates of Revenue

ZION ยท NASDAQ
Latest Revenue
4.94B
FY 2025
Avg Estimate
3.51B
FY 2026
Estimate Range
3.41B - 3.57B
Analyst Spread

Forward Growth Analysis

Projected Growth-29.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage13 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Forward Estimates of Net Income

ZION ยท NASDAQ
Latest Net Income
899.00M
FY 2025
Avg Estimate
892.79M
FY 2026
Estimate Range
832.90M - 938.67M
Analyst Spread

Forward Growth Analysis

Projected Growth-0.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage13 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread12%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Forward Estimates of EPS

ZION ยท NASDAQ
Latest EPS
6.08
FY 2025
Avg Estimate
$6.07
FY 2026
Estimate Range
$5.66 - $6.38
Analyst Spread

Forward Growth Analysis

Projected Growth-0.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread12%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Forward Estimates of EBIT

ZION ยท NASDAQ
Latest EBIT
1.18B
FY 2025
Avg Estimate
1.02B
FY 2026
Estimate Range
991.72M - 1.04B
Analyst Spread

Forward Growth Analysis

Projected Growth-13.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage13 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Forward Estimates of EBITDA

ZION ยท NASDAQ
Latest EBITDA
1.29B
FY 2025
Avg Estimate
1.10B
FY 2026
Estimate Range
1.07B - 1.12B
Analyst Spread

Forward Growth Analysis

Projected Growth-14.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage13 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Forward Estimates of SG&A Expense

ZION ยท NASDAQ
Latest SG&A Expense
1.52B
FY 2025
Avg Estimate
1.26B
FY 2026
Estimate Range
1.22B - 1.28B
Analyst Spread

Forward Growth Analysis

Projected Growth-17.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage13 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Zions Bancorporation, National Association Insider Positioning

ZION ยท NASDAQ

During the last 12 months, insiders have purchased $266K and sold $2.25M worth of ZION shares, resulting in $1.98M of net selling activity.

3 Months

Bought

0

0.00

Sold

4.8K

297.69K

Net Activity

-298K

-$298K

3-6 Months

Bought

4.5K

265.63K

Sold

29.0K

1.82M

Net Activity

-1.6M

-$1.56M

6-9 Months

Bought

0

0.00

Sold

2.5K

130.49K

Net Activity

-130K

-$130K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
SHH

Simmons Harris H

Director, Officer: Chairman & Ceo

4.5K sharesโ€ข1 transactions

$266K

Top Sellers

1
MSJ

Mclean Scott J

Officer, Other: President

17.3K sharesโ€ข1 transactions

$1.06M

2
SJA

Smith Jennifer Anne

Officer: Executive Vice President

14.0K sharesโ€ข5 transactions

$866K

3
SSD

Stephens Steven Dan

Officer, Other: Executive Vice President

4.8K sharesโ€ข1 transactions

$314K

4
AJD

Arbuckle Jason D.

Officer: Svp - Controller

190 sharesโ€ข1 transactions

$12K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.98M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.12:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$298K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

4 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.