$148.02
-0.77%Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Strong net margins indicate efficient operations and favorable tax/interest management.
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
WTFC โข NASDAQ
| Wintrust Financial Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
4.2B | 4B | 3.3B | 2.2B | 1.9B | 1.9B | 1.8B | 1.5B | 1.3B | 1.1B | 984.6M | 880.1M | 848M | 841.5M | 753.7M | 737M | 686.2M | 610.6M | 685.1M | 645.3M | |
GROSS PROFIT | ||||||||||||||||||||
(1.6B) | (1.6B) | (1.2B) | (330.7M) | (91.3M) | (467.3M) | (384.1M) | (240.7M) | (144.2M) | (124.3M) | (109.9M) | (93.2M) | (126.1M) | (183.9M) | (247.1M) | (301.9M) | (383.7M) | (327.6M) | (364.9M) | (316.1M) | |
2.6B | 2.3B | 2.2B | 1.9B | 1.8B | 1.4B | 1.4B | 1.3B | 1.1B | 1B | 874.7M | 786.9M | 721.9M | 657.5M | 506.6M | 435.1M | 302.5M | 283M | 320.2M | 329.2M | |
OPERATING INCOME | ||||||||||||||||||||
(1.5B) | (1.4B) | (1.3B) | (1.2B) | (1.1B) | (1B) | (925.2M) | (821.8M) | (727.1M) | (672.6M) | (622.9M) | (540.5M) | (497.5M) | (477.4M) | (378.6M) | (334.3M) | (185M) | (252.4M) | (236.4M) | (225M) | |
(1B) | (919.9M) | (849.8M) | (784.2M) | (766M) | (687.4M) | (604.2M) | (538.4M) | (477.1M) | (446M) | (416.4M) | (361.2M) | (332.6M) | (311.4M) | (260.3M) | (240.1M) | (213.4M) | (156M) | (150.8M) | (143M) | |
1.1B | 947.1M | 845.1M | 700.6M | 637.8M | 389.8M | 480.1M | 460.1M | 390M | 331.9M | 251.8M | 246.4M | 224.4M | 180.1M | 128M | 100.8M | 117.5M | 30.6M | 83.8M | 104.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(1.5B) | (1.5B) | (1.1B) | (252.1M) | (150.5M) | (253.1M) | (330.2M) | (205.9M) | (114.4M) | (90.3M) | (76.9M) | (72.7M) | (80.1M) | (107.5M) | (144.4M) | (177.3M) | (215.7M) | (270.2M) | (350M) | (309.1M) | |
2.2B | 2B | 1.8B | 1.5B | 1.1B | 1B | 1.1B | 964.9M | 832.1M | 722.2M | 641.5M | 598.6M | 550.6M | 519.5M | 461.4M | 415.8M | 311.9M | 244.6M | 261.6M | 248.9M | |
(508.2M) | (482.8M) | (462.7M) | (393.1M) | (366.6M) | (352.7M) | (321M) | (283.4M) | (249.9M) | (226.6M) | (206.6M) | (179.2M) | (164.9M) | (165.9M) | (118.3M) | (94.2M) | -28.5M | (96.4M) | (85.6M) | (82M) | |
1.1B | 947.1M | 845.1M | 700.6M | 637.8M | 389.8M | 480.1M | 460.1M | 390M | 331.9M | 251.8M | 246.4M | 224.4M | 180.1M | 128M | 100.8M | 117.5M | 30.6M | 83.8M | 104.2M | |
NET INCOME | ||||||||||||||||||||
(294.6M) | (252M) | (222.5M) | (190.9M) | (171.6M) | (96.8M) | (124.4M) | (117M) | (132.3M) | (125M) | (95M) | (95M) | (87.2M) | (68.9M) | (50.5M) | (37.5M) | (44.4M) | (10.2M) | (28.2M) | (37.7M) | |
823.8M | 695M | 622.6M | 509.7M | 466.2M | 293M | 355.7M | 343.2M | 257.7M | 206.9M | 156.7M | 151.4M | 137.2M | 111.2M | 77.6M | 63.3M | 73.1M | 20.5M | 55.7M | 66.5M |
WTFC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 28, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 28, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 20, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 16, 2025 | December 15, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 08, 2025 | December 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 20, 2025 | October 20, 2025 | 2025 |
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