Wintrust Financial Corporation

Wintrust Financial Corporation

WTFCยทNASDAQ

$148.02

-0.77%
Financial ServicesBanks - Regional

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

At a Glance

Live Snapshot
Market Cap$9.98B
EPS11.5800
P/E Ratio12.78
Earnings Date07/20/2026
0.40%
Dividend Yield
-11%
3Y-44.0%
5Y-31.0%
10Y+5.0%
16.27%
Dividend Payout Ratio
-13%
3Y-7.0%
5Y+1.0%
10Y-14.0%
3Y+51.0%
5Y+81.0%
10Y+343.0%
Wintrust Financial Corporation

Wintrust Financial Corporation Dividend History

WTFC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

WTFC Dividend Payment History

WTFC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.5500

Annual Amount

$2.1000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 7, 2026
May 14, 2026May 28, 2026
$0.5500
$0.5500
Quarterly0.00%
Jan 22, 2026
Feb 5, 2026Feb 19, 2026
$0.5500
$0.5500
Quarterly+10.00%
Oct 23, 2025
Nov 6, 2025Nov 20, 2025
$0.5000
$0.5000
Quarterly0.00%
Jul 24, 2025
Aug 7, 2025Aug 21, 2025
$0.5000
$0.5000
Quarterly0.00%
Apr 4, 2025
May 8, 2025May 22, 2025
$0.5000
$0.5000
Quarterly0.00%
Jan 23, 2025
Feb 6, 2025Feb 20, 2025
$0.5000
$0.5000
Quarterly+11.11%
Oct 24, 2024
Nov 7, 2024Nov 22, 2024
$0.4500
$0.4500
Quarterly0.00%
Jul 25, 2024
Aug 8, 2024Aug 22, 2024
$0.4500
$0.4500
Quarterly0.00%
Apr 25, 2024
May 9, 2024May 23, 2024
$0.4500
$0.4500
Quarterly0.00%
Jan 25, 2024
Feb 8, 2024Feb 22, 2024
$0.4500
$0.4500
Quarterly+12.50%
Oct 26, 2023
Nov 9, 2023Nov 24, 2023
$0.4000
$0.4000
Quarterly0.00%
Jul 27, 2023
Aug 10, 2023Aug 24, 2023
$0.4000
$0.4000
Quarterly0.00%
Apr 27, 2023
May 11, 2023May 25, 2023
$0.4000
$0.4000
Quarterly0.00%
Jan 26, 2023
Feb 9, 2023Feb 23, 2023
$0.4000
$0.4000
Quarterly+17.65%
Oct 27, 2022
Nov 10, 2022Nov 25, 2022
$0.3400
$0.3400
Quarterly0.00%
Jul 28, 2022
Aug 11, 2022Aug 25, 2022
$0.3400
$0.3400
Quarterly0.00%
Apr 28, 2022
May 12, 2022May 26, 2022
$0.3400
$0.3400
Quarterly0.00%
Jan 27, 2022
Feb 10, 2022Feb 24, 2022
$0.3400
$0.3400
Quarterly+9.68%
Oct 28, 2021
Nov 11, 2021Nov 26, 2021
$0.3100
$0.3100
Quarterly0.00%
Jul 22, 2021
Aug 5, 2021Aug 19, 2021
$0.3100
$0.3100
Quarterly0.00%
Apr 22, 2021
May 6, 2021May 20, 2021
$0.3100
$0.3100
Quarterly0.00%
Jan 28, 2021
Feb 11, 2021Feb 25, 2021
$0.3100
$0.3100
Quarterly+10.71%
Oct 29, 2020
Nov 12, 2020Nov 27, 2020
$0.2800
$0.2800
Quarterly0.00%
Jul 23, 2020
Aug 6, 2020Aug 20, 2020
$0.2800
$0.2800
Quarterly0.00%
Apr 23, 2020
May 7, 2020May 21, 2020
$0.2800
$0.2800
Quarterly0.00%
Jan 23, 2020
Feb 6, 2020Feb 20, 2020
$0.2800
$0.2800
Quarterly+12.00%
Oct 24, 2019
Nov 7, 2019Nov 21, 2019
$0.2500
$0.2500
Quarterly0.00%
Jul 25, 2019
Aug 8, 2019Aug 22, 2019
$0.2500
$0.2500
Quarterly0.00%
Apr 25, 2019
May 9, 2019May 23, 2019
$0.2500
$0.2500
Quarterly0.00%
Jan 24, 2019
Feb 7, 2019Feb 21, 2019
$0.2500
$0.2500
Quarterly+31.58%
Oct 25, 2018
Nov 8, 2018Nov 23, 2018
$0.1900
$0.1900
Quarterly0.00%
Jul 26, 2018
Aug 9, 2018Aug 23, 2018
$0.1900
$0.1900
Quarterly0.00%
Apr 26, 2018
May 10, 2018May 24, 2018
$0.1900
$0.1900
Quarterly0.00%
Jan 25, 2018
Feb 8, 2018Feb 22, 2018
$0.1900
$0.1900
Quarterly+35.71%
Oct 26, 2017
Nov 9, 2017Nov 24, 2017
$0.1400
$0.1400
Quarterly0.00%
Jul 27, 2017
Aug 10, 2017Aug 24, 2017
$0.1400
$0.1400
Quarterly0.00%
Apr 28, 2017
May 11, 2017May 25, 2017
$0.1400
$0.1400
Quarterly0.00%
Jan 26, 2017
Feb 9, 2017Feb 23, 2017
$0.1400
$0.1400
Quarterly+16.67%
Oct 27, 2016
Nov 10, 2016Nov 25, 2016
$0.1200
$0.1200
Quarterly0.00%
Jul 28, 2016
Aug 11, 2016Aug 25, 2016
$0.1200
$0.1200
Quarterly0.00%
Apr 28, 2016
May 12, 2016May 26, 2016
$0.1200
$0.1200
Quarterly0.00%
Jan 28, 2016
Feb 11, 2016Feb 25, 2016
$0.1200
$0.1200
Quarterly+9.09%
Oct 29, 2015
Nov 12, 2015Nov 27, 2015
$0.1100
$0.1100
Quarterly0.00%
Jul 23, 2015
Aug 6, 2015Aug 20, 2015
$0.1100
$0.1100
Quarterly0.00%
Apr 23, 2015
May 7, 2015May 21, 2015
$0.1100
$0.1100
Quarterly0.00%
Jan 22, 2015
Feb 5, 2015Feb 19, 2015
$0.1100
$0.1100
Quarterly+10.00%
Oct 23, 2014
Nov 6, 2014Nov 20, 2014
$0.1000
$0.1000
Quarterly0.00%
Jul 24, 2014
Aug 7, 2014Aug 21, 2014
$0.1000
$0.1000
Quarterly0.00%
Apr 24, 2014
May 8, 2014May 22, 2014
$0.1000
$0.1000
Quarterly0.00%
Jan 23, 2014
Feb 6, 2014Feb 20, 2014
$0.1000
$0.1000
Semi-Annual-
wtfc

Wintrust Financial Corporation Payout Ratio Analysis

WTFC ยท NASDAQ
Dividends Paid
-169.42M
2025
Net Income
823.84M
2025
Payout Ratio
20.56%
2025

Dividend Sustainability Analysis

Payout Ratio
20.56%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
19.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-18.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.