WesBanco, Inc.

WesBanco, Inc.

WSBCยทNASDAQ

$33.61

-2.8%
Financial ServicesBanks - Regional

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

At a Glance

Live Snapshot
Market Cap$3.23B
EPS2.2600
P/E Ratio14.87
Earnings Date08/04/2026
3Y+130.0%
5Y+117.0%
10Y+295.0%
3Y+16.0%
5Y+83.0%
10Y+158.0%
3Y+42.0%
5Y+387.0%
10Y+135.0%
WesBanco, Inc.

WesBanco, Inc. Profit Bridge

WSBC ยท NASDAQ
Revenue1.43B
Cost of Goods Sold (531.82M)
Gross Profit902.97M
Operating Expenses (620.67M)
Operating Income282.30M
Interest Expense (457.64M)
Other Income/Expense-3.06M
Pretax Income279.24M
Income Tax (56.13M)
Net Income223.11M
Net Income
223.11M

Profitability Analysis

Gross Margin

62.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

19.7%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

15.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

20.1%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

WesBanco, Inc. Income Statement

WSBC โ€ข NASDAQ

WesBanco, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.4B
947.6M
824.9M
625.1M
609.5M
661.1M
594M
509.5M
416.8M
363.3M
331.7M
280.3M
282.9M
272.7M
281.1M
293.5M
322M
339.1M
289.3M
267.7M
GROSS PROFIT
(531.8M)
(366.6M)
(247.9M)
(37.7M)
-37.2M
(169.5M)
(95.5M)
(75.5M)
(52.1M)
(41M)
(33.1M)
(29.2M)
(41.5M)
(63.2M)
(90.1M)
(115M)
(149.4M)
(153.9M)
(125.6M)
(113.2M)
903M
581M
577M
587.5M
646.8M
491.6M
498.5M
434M
364.6M
322.1M
298.6M
251.1M
241.4M
209.5M
191M
178.4M
172.6M
185.2M
163.7M
154.5M
OPERATING INCOME
(620.7M)
(395.9M)
(382.9M)
(351.1M)
(344.9M)
(346.5M)
(305.3M)
(259.5M)
(216.4M)
(204.4M)
(189.5M)
(157.4M)
(156.7M)
(146.4M)
(137.4M)
(138.5M)
(149.6M)
(142.6M)
(111M)
(106.2M)
(340M)
(299.9M)
(247.3M)
(222M)
(208.1M)
(208.6M)
(193.4M)
(163.2M)
(145.9M)
(129.6M)
(122.1M)
(104.9M)
(106.3M)
(96.6M)
(92.1M)
(92.3M)
(88.3M)
(77.8M)
(61.9M)
(58.8M)
282.3M
185.1M
194M
236.4M
301.8M
145.1M
193.2M
174.5M
148.3M
117.7M
109.2M
93.7M
84.7M
63.1M
53.6M
40M
22.9M
42.6M
52.7M
48.3M
PRE-TAX INCOME
(457.6M)
(347.4M)
(230.2M)
(39.3M)
(27M)
(61.8M)
(84.3M)
(67.7M)
(42.1M)
(32.8M)
(24.7M)
(22.8M)
(32.4M)
(43.3M)
(54.8M)
(70.4M)
(99M)
(121.2M)
(117.1M)
(104.4M)
814.3M
478.2M
481.3M
474.3M
457.9M
479.5M
399.9M
347.2M
290.3M
253.3M
237M
193.2M
185.5M
168.4M
169.4M
166.1M
158.4M
160.5M
119.3M
122.8M
(280.7M)
(96M)
(135.6M)
(129M)
(136.8M)
(137.9M)
(111.9M)
(96.3M)
(70.4M)
(74.7M)
(67.4M)
(52.5M)
(50.4M)
(49.8M)
(45.2M)
(46.2M)
(61.4M)
(64.1M)
(49.2M)
(47.4M)
-3.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
279.2M
185.1M
194M
236.4M
301.8M
145.1M
193.2M
174.5M
148.3M
117.7M
109.2M
93.7M
84.7M
63.1M
53.6M
40M
22.9M
42.6M
52.7M
48.3M
NET INCOME
(56.1M)
(33.6M)
(35M)
(44.3M)
(59.6M)
(23M)
(34.3M)
(31.4M)
(53.8M)
(31M)
(28.4M)
(23.7M)
(20.8M)
(13.6M)
(9.8M)
(4.4M)
-992K
(4.5M)
(8M)
(9.3M)
223.1M
151.5M
159M
192.1M
242.3M
122M
158.9M
143.1M
94.5M
86.6M
80.8M
70M
63.9M
49.5M
43.8M
35.6M
23.9M
38.1M
44.7M
39M

SEC Filings

WSBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 02, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 13, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 04, 2026
March 04, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
Showing 1 to 10 of 692 filings