WSBC - NASDAQ

WesBanco, Inc.

WSBC·NASDAQ

$33.61

-2.8%

Financial ServicesBanks - Regional

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$3.23B

EPS2.2600

P/E Ratio14.87

Earnings Date08/04/2026

27.70B

Assets

48%

3Y+64.0%

5Y+69.0%

10Y+183.0%

23.66B

Total Liabilities

49%

3Y+63.0%

5Y+73.0%

10Y+180.0%

4.03B

Total Equity

44%

3Y+66.0%

5Y+46.0%

10Y+201.0%

WesBanco, Inc. Funding & Solvency Profile

WSBC · NASDAQ

Current Assets

Cash & Cash Equivalents204.86M

Net Receivables106.65M

Inventory0.00

Other Current Assets0.00

Total Current Assets312 M

Non-Current Assets

Property, Plant & Equipment263.24M

Goodwill & Intangible Assets1.72B

Long-Term Investments24.42B

Other Non-Current Assets1.10B

Total Non-Current Assets26 B

Total Assets

27.70B

Financial Health Analysis

Current Ratio

0.25x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.87x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-956378000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

WesBanco, Inc. Balance Sheet

WSBC • NASDAQ

WesBanco, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	204.9M	568.1M	595.4M	408.4M	1.3B	905.4M	234.8M	169.2M	117.6M	128.2M	86.7M	94M	95.6M	125.6M	140.3M	79.1M	82.9M	141.2M	130.2M	96.6M
Short-Term Investments	0.0	212.6M	2.2B	2.5B	3B	2B	2.4B	2.1B	1.3B	1.2B	1.4B	917.4M	934.4M	1B	1B	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	204.9M	780.7M	2.8B	2.9B	4.3B	2.9B	2.6B	2.3B	1.4B	1.4B	1.5B	1B	1B	1.1B	1.2B	79.1M	82.9M	141.2M	130.2M	96.6M
Net Receivables	106.7M	78.3M	77.4M	68.5M	60.8M	66.8M	43.6M	38.9M	29.7M	28.3M	25.8M	18.5M	19M	19.4M	19.3M	20.5M	20M	20M	23.7M	19.2M
Accounts Receivables	0.0	78.3M	77.4M	68.5M	60.8M	66.8M	43.6M	38.9M	29.7M	28.3M	25.8M	18.5M	19M	19.4M	19.3M	20.5M	20M	20M	23.7M	19.2M
Other Receivables	106.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	311.5M	859M	2.9B	3B	4.3B	3B	2.7B	2.3B	1.4B	1.4B	1.5B	1B	1B	1.2B	1.2B	99.7M	102.9M	161.1M	153.9M	115.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	263.2M	219.1M	233.6M	220.9M	229M	249.4M	261M	166.9M	130.7M	133.3M	112.2M	93.1M	93.2M	88.9M	82.2M	85.9M	89.6M	93.7M	94.1M	67.4M
Goodwill	1.6B	1.1B	1.1B	1.1B	1.1B	1.1B	1.1B	861.9M	573.9M	573.8M	480.6M	312.1M	312.1M	312.8M	274.1M	0.0	0.0	0.0	0.0	0.0
Intangible Assets	141.1M	27.3M	35.5M	44.6M	54.9M	66.3M	80.4M	57M	15.3M	19.4M	10.3M	7.4M	9.3M	11.6M	9.1M	20.5M	20M	20M	23.7M	19.2M
Goodwill & Intangible Assets	1.7B	1.1B	1.1B	1.1B	1.2B	1.2B	1.1B	918.9M	589.3M	593.2M	490.9M	319.5M	321.4M	324.5M	283.2M	285.6M	288.3M	267.9M	276.7M	145.1M
Long-Term Investments	24.4B	15.7B	12.7B	11.9B	10.7B	11.5B	11.1B	8.6B	7.3B	7.3B	6B	4.6B	4.5B	4.3B	3.8B	4.7B	4.7B	4.5B	4.7B	3.6B
Other Non-Current Assets	1.1B	746.1M	743.6M	710.5M	565.7M	547M	515.3M	413.4M	361.1M	375.7M	306.7M	212.4M	229.4M	239.7M	211.2M	225.7M	234.1M	205.4M	200.8M	153.7M
Total Non-Current Assets	27.4B	17.8B	14.8B	13.9B	12.6B	13.5B	13B	10.1B	8.4B	8.4B	7B	5.3B	5.1B	4.9B	4.4B	5.3B	5.3B	5.1B	5.2B	4B
Total Assets	27.7B	18.7B	17.7B	16.9B	16.9B	16.4B	15.7B	12.5B	9.8B	9.8B	8.5B	6.3B	6.1B	6.1B	5.5B	5.4B	5.4B	5.2B	5.4B	4.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	14.2M	11.1M	4.6M	1.9M	4.3M	8.1M	4.6M	3.2M	2.2M	1.7M	1.6M	2.4M	3.9M	5M	6.6M	9.2M	10.5M	13M	10.2M
Accounts Payable	0.0	14.2M	11.1M	4.6M	1.9M	4.3M	8.1M	4.6M	3.2M	2.2M	1.7M	1.6M	2.4M	3.9M	5M	6.6M	9.2M	10.5M	13M	10.2M
Short Term Debt	1.3B	192.1M	105.9M	135.1M	141.9M	242M	282.4M	581M	184.8M	199.4M	81.4M	80.7M	150.5M	143M	196.9M	187.4M	188.5M	297.8M	329.5M	202.6M
Tax Payables	0.0	0.0	0.0	479.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	14.1B	13.2B	13.1B	13.6B	12.4B	11B	8.8B	7B	7B	6.1B	5B	5.1B	4.9B	4.4B	4.2B	4B	3.5B	3.9B	3B
Total Current Liabilities	1.3B	14.3B	13.3B	13.3B	13.7B	12.7B	11.3B	9.4B	7.2B	7.2B	6.1B	5.1B	5.2B	5.1B	4.6B	4.4B	4.2B	3.8B	4.3B	3.2B
NON-CURRENT LIABILITIES
Long Term Debt	358.5M	1.3B	1.6B	986.4M	316.8M	741.3M	1.6B	1.2B	1.1B	1.1B	1.1B	329.3M	145.6M	225M	274.3M	359.6M	607.6M	708M	516.8M	446.5M
Other Non-Current Liabilities	22B	274.7M	264.5M	248.1M	207.5M	251.9M	216.3M	-181.5M	76.8M	74.4M	50.8M	47.8M	37.1M	48.4M	32.3M	28.6M	29.1M	42.5M	36.8M	26.4M
Total Non-Current Liabilities	22.4B	1.6B	1.9B	1.2B	524.3M	993.2M	1.8B	1.1B	1.2B	1.2B	1.2B	377.1M	182.8M	273.4M	306.5M	388.2M	636.7M	750.5M	553.6M	473M
Capital Lease Obligations	38.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	23.7B	15.9B	15.2B	14.5B	14.2B	13.7B	13.1B	10.5B	8.4B	8.4B	7.3B	5.5B	5.4B	5.4B	4.9B	4.8B	4.8B	4.6B	4.8B	3.7B
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	-292.2M	-303M	-309M	-199.8M	-25.9M	-9.5M	-274K	0.0	0.0	-2.6M	-2.2M	-6M	0.0	-96K	-1.1M	-1.5M	-1.7M	-2M	-61.9M
Preferred Stock	224.2M	144.5M	144.5M	144.5M	144.5M	144.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	72.3M	0.0	0.0
Common Stock	200.1M	157M	141.8M	141.8M	141.8M	141.8M	141.8M	113.8M	91.8M	91.5M	80.3M	61.2M	61.2M	60.9M	55.5M	55.5M	55.5M	55.5M	55.5M	49.2M
Additional Paid-In Capital	2.5B	1.8B	1.6B	1.6B	1.6B	1.6B	1.6B	1.2B	684.7M	680.5M	516.3M	244.7M	245M	241.7M	191.7M	192M	192.3M	193.2M	190.2M	123.2M
Retained Earnings	1.3B	1.2B	1.1B	1.1B	977.8M	831.7M	824.7M	737.6M	645.8M	597.1M	549.9M	504.6M	460.4M	419.2M	388.8M	361.5M	340.8M	344.4M	336.3M	316.5M
Accumulated Other Comprehensive Income/Loss	-135.6M	-220.7M	-228.7M	-264.2M	-6.8M	29.9M	-103K	-38.9M	-32.5M	-27.7M	-21.7M	-20.1M	-13.9M	-7.6M	-2.1M	131K	2.9M	-3.2M	276K	-10.1M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-1.2M	-1.3M	-1.2M	0.0	0.0
Total Stockholders' Equity	4B	2.8B	2.5B	2.4B	2.7B	2.8B	2.6B	2B	1.4B	1.3B	1.1B	788.2M	746.6M	714.2M	633.8M	606.9M	588.7M	659.4M	580.3M	416.9M
Total Equity	4B	2.8B	2.5B	2.4B	2.7B	2.8B	2.6B	2B	1.4B	1.3B	1.1B	788.2M	746.6M	714.2M	633.8M	606.9M	588.7M	659.4M	580.3M	416.9M
SUMMARY
Total Liabilities & Equity	27.7B	18.7B	17.7B	16.9B	16.9B	16.4B	15.7B	12.5B	9.8B	9.8B	8.5B	6.3B	6.1B	6.1B	5.5B	5.4B	5.4B	5.2B	5.4B	4.1B
Total Investments	24.4B	15.9B	14.9B	14.4B	13.7B	13.5B	13.5B	10.8B	8.6B	8.5B	7.4B	5.6B	5.4B	5.3B	4.8B	4.7B	4.7B	4.5B	4.7B	3.6B
Total Debt	1.7B	1.5B	1.7B	1.1B	458.7M	983.2M	1.9B	1.8B	1.3B	1.3B	1.2B	410M	296.1M	368M	471.1M	547M	796.1M	1B	846.3M	649.1M
Net Debt	1.5B	903.2M	1.1B	713.1M	-792.7M	77.8M	1.7B	1.7B	1.2B	1.2B	1.1B	316M	200.6M	242.4M	330.8M	467.9M	713.2M	864.6M	716.1M	552.5M
Shares Outstanding	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225	96,045,225

SEC Filings

WSBC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 30, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 16, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 02, 2026	April 02, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 13, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 04, 2026	March 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 02, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing

Showing 1 to 10 of 692 filings

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