WesBanco, Inc.

WesBanco, Inc.

WSBCยทNASDAQ

$33.61

-2.8%
Financial ServicesBanks - Regional

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

At a Glance

Live Snapshot
Market Cap$3.23B
EPS2.2600
P/E Ratio14.87
Earnings Date08/04/2026
3Y+42.0%
5Y+387.0%
10Y+136.0%
3Y-93.0%
5Y-223.0%
10Y-137.0%
3Y+700.0%
5Y-70.0%
10Y-161.0%
WSBC

WesBanco, Inc. Cash Conversion Engine

WSBC ยท NASDAQ
Net Income223.10M
Depreciation & Amortization20.18M
Stock-Based Compensation8.74M
Change in Working Capital-10.08M
Others48.46M
Capital Expenditures-10.43M
Free Cash Flow279.99M

Cash Flow Quality Analysis

FCF Conversion Rate

125.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

3.6%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+39.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$10.08M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

WesBanco, Inc. Cash Flow Statement

WSBC โ€ข NASDAQ

WesBanco, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
223.1M
151.5M
159M
192.1M
242.3M
122M
158.9M
143.1M
94.5M
86.6M
80.8M
70M
63.9M
49.5M
43.8M
35.6M
23.9M
38.1M
44.7M
39M
20.2M
15.3M
14.4M
13M
13.4M
14.1M
11.6M
10.5M
10.4M
9.2M
8.1M
7.4M
7M
6.1M
6.2M
6.9M
10.3M
6.4M
4.7M
4.2M
0.0
-3.2M
-3.7M
4.5M
18.7M
-10.5M
8.5M
7.2M
27.1M
10.8M
10.7M
8.7M
6.5M
-80K
874K
-3.2M
0.0
-5.4M
-2.1M
-395K
8.7M
7.5M
8.3M
6.2M
6.5M
5.7M
5.3M
4.4M
3M
2M
1.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
48.5M
23.9M
19.7M
17.8M
39M
-50.3M
-23.1M
15.4M
4.7M
-1.5M
4.6M
5.1M
16.5M
9.9M
44.1M
52M
40.4M
29.9M
6.3M
12.2M
(31.7M)
(26.8M)
(35.6M)
(24.9M)
(35.7M)
(37M)
(31.4M)
(18.7M)
(22.9M)
(22.1M)
(15.9M)
(11.7M)
(18.1M)
(11.9M)
(10.6M)
(4.6M)
(8.7M)
(7M)
(0.0)
(0.0)
-10.1M
16M
-28.4M
-29.6M
16.5M
-21.5M
2.2M
11.4M
2.4M
15.9M
-17.4M
3.7M
17.5M
11.4M
13.7M
12.8M
-33.2M
-4.2M
5M
18.2M
290.4M
211M
169.3M
204.1M
336.3M
59.6M
163.4M
191.9M
142.1M
123.1M
88.4M
94.8M
111.5M
76.8M
108.7M
104.1M
41.4M
64.8M
58.6M
73.3M
INVESTING ACTIVITIES
(0.0)
-10.3M
-22.5M
-8M
-8.5M
-7.6M
-12.2M
-4.7M
-6M
-2.1M
-9.6M
-7.4M
-8.8M
-6M
-2.5M
-2.7M
-2.6M
-7.1M
-9.4M
-5.7M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(60M)
(278.7M)
(0.0)
(4.9M)
-28.6M
(0.0)
(0.0)
(10.9M)
(0.0)
(0.0)
(578.6M)
(0.0)
(7M)
-14.4M
-1.4B
-383.4M
-4.5M
-803.4M
-2.3B
-668.6M
-615.2M
-931.6M
-318.8M
-307.3M
-917M
-247.2M
-282.4M
-513.3M
-764.8M
-797M
-1.3B
-245.9M
-239.7M
-281.2M
0.0
385.3M
418.9M
692.7M
948.5M
1.2B
731.9M
430.5M
337.3M
673.5M
1B
279M
336.8M
717.7M
584.7M
624.3M
937.6M
258.2M
219M
537.6M
1.3B
-1B
-927.1M
-949.5M
1.1B
-495.4M
-60.6M
175.3M
-89.9M
-174.4M
-285.5M
-197.4M
-210.1M
-153.9M
4.6M
131.4M
86.7M
71.5M
123.1M
3.8M
-71M
-1B
-535.2M
-1.1B
-328.5M
(57.8M)
(103.8M)
-51.9M
-77.4M
(194M)
-210.3M
-173M
-164.5M
(55.4M)
-178M
-43.9M
(338.8M)
(76.7M)
(100.1M)
(240.2M)
FINANCING ACTIVITIES
-150.5M
191M
-3.5M
-116M
-179.9M
-24.5M
-10.1M
1.2M
1M
-1.3M
-2.5M
1.9M
-3.6M
14K
26K
30K
-75M
52.5M
-30.1M
-14.1M
-436.2M
-266.8M
610.2M
661.3M
-525.7M
-906.9M
67.4M
118.9M
-2.7M
-78.3M
386.1M
132.7M
-90.5M
-223.9M
-75.1M
-242.5M
-159.9M
109.9M
-24.6M
-269.1M
-140.3M
-97.5M
-92.4M
-91.5M
-96.6M
-87.9M
-66.6M
-53.6M
-44.9M
-37.8M
-33M
-25.1M
-22.2M
-18.1M
-16M
-14.9M
-28.9M
-29.6M
-30.2M
-23.1M
-151.1M
(0.0)
-3.5M
-116M
-179.9M
-24.5M
-10.2M
-426K
(0.0)
-3M
-2.5M
(0.0)
-6.2M
-24K
(0.0)
(0.0)
-75M
(0.0)
-30.1M
(0.0)
821.4M
965.2M
38.6M
-432.8M
1.1B
1.4B
-192.3M
-154.9M
-28.7M
-158.8M
-235.9M
-32.9M
139.4M
95M
221.5M
193.5M
-174.8M
-338.6M
-39.9M
-21.1M
168.6M
791.9M
552.9M
21.1M
338.1M
553.3M
-201.5M
-88.4M
-75.3M
-276.2M
114.6M
76.6M
23M
-147M
130.5M
-63.9M
-438.5M
-130.8M
-124.9M
-327.5M
CASH FLOW SUMMARY
388M
-27.2M
187M
-842.9M
345.9M
670.7M
65.6M
51.6M
-10.6M
41.5M
-7.3M
-1.5M
-30.1M
-14.7M
61.2M
-3.7M
-58.3M
10.7M
33.9M
-14M
568.1M
595.4M
408.4M
1.3B
905.4M
234.8M
169.2M
117.6M
128.2M
86.7M
94M
95.6M
125.6M
140.3M
79.1M
82.9M
141.2M
130.5M
96.6M
110.6M
956.1M
568.1M
595.4M
408.4M
1.3B
905.4M
234.8M
169.2M
117.6M
128.2M
86.7M
94M
95.6M
125.6M
140.3M
79.1M
82.9M
141.2M
130.5M
96.6M
280M
200.7M
146.8M
196.2M
327.8M
52.1M
151.2M
187.2M
136M
121.6M
79.1M
87.4M
102.6M
70.8M
106.2M
101.4M
38.8M
57.6M
49.2M
67.6M

SEC Filings

WSBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 02, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 13, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 04, 2026
March 04, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
10-K

10-K 2025 FY

FY

March 02, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
Showing 1 to 10 of 692 filings