WRLD - NASDAQ
World Acceptance Corporation
$166.21
+0.38%World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
At a Glance
Live SnapshotWorld Acceptance Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
World Acceptance Corporation Cash Flow Statement
WRLD • NASDAQ
| World Acceptance Corporation Cash Flow Statement | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | Mar 2009 | Mar 2008 | Mar 2007 | Mar 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
89.7M | 77.3M | 21.2M | 53.9M | 88.3M | 28.2M | 37.2M | 53.7M | 73.6M | 87.4M | 110.8M | 106.6M | 104.1M | 100.7M | 91.2M | 73.7M | 56.5M | 53M | 47.9M | 38.5M | |
10.1M | 10.9M | 10.9M | 11.7M | 12.4M | 12.2M | 8.1M | 8.3M | 7.4M | 7M | 7.3M | 7.3M | 7.8M | 8.2M | 8.1M | 8M | 8M | 3.3M | 6.3M | 5.3M | |
-2.3M | 10.7M | -2.1M | -10.9M | 7.4M | 572.9K | -3.7M | 8.8M | -894K | -785K | -3.8M | -4.1M | -10.9M | -4M | -2.8M | 608.2K | 3.2M | -3.1M | -1.3M | 6.8M | |
-19.7M | -1.7M | 9.1M | 17.6M | 19.3M | 29M | 17.6M | 5.4M | 4.8M | -6.4M | 16M | 14.9M | 11.2M | 6.6M | 5.3M | 4.9M | 4.7M | 0.0 | 0.0 | 0.0 | |
184M | 169.8M | 273.9M | 195.5M | 115.5M | 206.4M | 187.5M | 132.1M | 130.6M | 126.3M | 103.2M | 126.9M | 114.9M | 107.5M | 99M | 91.3M | 86.8M | 78.4M | 55.9M | 46M | |
(3.7M) | (9M) | (10.8M) | (30.9M) | (14.9M) | (15.7M) | (23.3M) | (38.7M) | (38M) | (62.5M) | (61M) | (67.4M) | (66.9M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-7.7M | -1.3M | -21.5M | 4.6M | -15.9M | 4.7M | -2.2M | 9.7M | 3.9M | -7.5M | 8.5M | -5.7M | 5M | 373.4K | -1.1M | 5.2M | -5.3M | 4.5M | 1.3M | 1.4M | |
254.2M | 265.8M | 291.6M | 272.4M | 227M | 281M | 244.7M | 218M | 219.4M | 206.1M | 241.9M | 246M | 232M | 219.4M | 199.8M | 183.6M | 153.9M | 136M | 110.1M | 98M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-3.7M | -5.9M | -5.8M | -6.1M | -11.7M | -11.3M | -9.8M | -11.2M | -10.9M | -8.7M | -8.6M | -7.7M | -7.6M | -7.7M | -7.1M | -6.1M | -11.5M | -9.7M | -8.3M | -5.9M | |
-18.4M | -1.6M | -22.6M | (0.0) | (0.0) | -61.3M | (37.5M) | -15.6M | -20.8M | -92.1K | -1.1M | -775K | -2M | -3.4M | -3M | -2.8M | -9.2M | -3.2M | -16.3M | -6.8M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -2.8M | -9.2M | -3.2M | -96M | -83M | |
-130.7M | -127.6M | -152.2M | -445.8M | -70.3M | -206.5M | -234.7M | -143.1M | -99.8M | -93.1M | -98.5M | -157.2M | -172M | -167.2M | -161.3M | -150.2M | -119.4M | -122.6M | 0.0 | 0.0 | |
-152.8M | -135.1M | -180.6M | -451.9M | -82M | -279.1M | -207M | -169.8M | -131.6M | -101.9M | -108.3M | -165.6M | -181.5M | -178.3M | -171.4M | -162M | -149.3M | -138.8M | -120.5M | -95.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-54.2M | -36.2M | -14.3M | -111.1M | -102.5M | -197.4M | -74.5M | -4.6M | -5M | 3.2M | -115.3M | -190.5M | -183M | -139.8M | -53.3M | -1.4M | -7.8M | -40.2M | -50.6M | -19M | |
-49M | -98.5M | -97.5M | 291.5M | -46.7M | 198.6M | 7M | -50.2M | -79.5M | -132M | -4.4M | 105.3M | 121M | 90M | 13.1M | -28.6M | -769.8K | 43.7M | 72.1M | 17.6M | |
-54.2M | -36.2M | -14.3M | -111.1M | -102.5M | -197.4M | -74.5M | -4.6M | -5M | (0.0) | -115.3M | -190.5M | -183M | -139.8M | -53.3M | -1.4M | -7.8M | -41.9M | -54.1M | -20.8M | |
-367K | -575K | -1.9M | 2.6M | 8.3M | -854.5K | -1.6M | -1.9M | 395K | 78K | 7.2M | 13.5M | 12M | 11.7M | 14.3M | 7.4M | 3M | 1.1M | -9.3M | 0.0 | |
-103.5M | -135.3M | -113.7M | 182.9M | -140.8M | 394.5K | -63.1M | -31.5M | -84.2M | -128.6M | -112.5M | -71.8M | -50M | -38.1M | -26M | -22.6M | -5.6M | 4.6M | 12.2M | -1.3M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.7M | 132.4K | -775K | -1.5M | -2.4M | -601K | 387.9K | -191K | 116.1K | 182.7K | -319.9K | 0.0 | 0.0 | 0.0 | |
-2.1M | -4.7M | -2.7M | 3.5M | 4.1M | 2.3M | -22.8M | 16.9M | 2.8M | -26M | 18.8M | 7.9M | 857.2K | 2.7M | 2.6M | -815.2K | -1.3M | 1.8M | 1.7M | 987.2K | |
11.8M | 16.5M | 19.2M | 15.7M | 11.6M | 9.3M | 32.1M | 15.2M | 12.4M | 38.3M | 19.6M | 11.6M | 10.8M | 8M | 5.4M | 6.3M | 7.6M | 5.8M | 4M | 3M | |
9.7M | 11.8M | 16.5M | 19.2M | 15.7M | 11.6M | 9.3M | 32.1M | 15.2M | 12.4M | 38.3M | 19.6M | 11.6M | 10.8M | 8M | 5.4M | 6.3M | 7.6M | 5.8M | 4M | |
250.5M | 259.9M | 285.7M | 266.4M | 215.3M | 255.2M | 224.6M | 206.9M | 208.4M | 197.3M | 232.8M | 238.3M | 224.4M | 211.7M | 192.7M | 177.5M | 142.4M | 126.3M | 101.8M | 92.1M |
SEC Filings
WRLD - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 10, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 17, 2026 | February 17, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 09, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 04, 2025 | December 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 |
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