World Acceptance Corporation

World Acceptance Corporation

WRLDยทNASDAQ

$166.21

+0.38%
Financial ServicesFinancial - Credit Services

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

At a Glance

Live Snapshot
Market Cap$820.56M
EPS6.9700
P/E Ratio23.85
Earnings Date07/23/2026
7.13%
Return on Invested Capital
-46%
3Y+258.0%
5Y-26.0%
10Y-22.0%
3.33%
Return on Equity
-84%
3Y-40.0%
5Y-85.0%
10Y-79.0%
3.33%
Return on Assets
-63%
3Y+75.0%
5Y-64.0%
10Y-64.0%
World Acceptance Corporation

World Acceptance Corporation Management Team

WRLD ยท NASDAQ
MD

Mr. Daniel Clinton Dyer

Executive Vice President & Chief Branch Operations Officer

Compensation

$514,882

Born 1973(Age 53)
male
MJ

Mr. John L. Calmes Jr.

Executive Vice President, Chief Financial & Strategy Officer and Treasurer

Compensation

$530,468

Born 1980(Age 46)
male
MR

Mr. Ravin Chad Prashad

President, Chief Executive Officer & Director

Compensation

$882,460

Born 1981(Age 45)
male
MS

Mr. Scott McIntyre

Senior Vice President of Accounting

Compensation

$341,773

Born 1977(Age 49)
male
MA

Ms. Alice Lindsay Caulder

Senior Vice President of Human Resources

Compensation

$344,978

Born 1976(Age 50)
female
MJ

Mr. Jason E. Childers

Senior Vice President of Information Technology Strategic Solutions

Compensation

$337,101

Born 1975(Age 51)
male
VG

Victoria G. Hammond

Senior Vice President of Marketing

MJ

Mr. Jackie C. Willyard

Senior Vice President of Operations

Compensation

$299,401

Born 1963(Age 63)
male
MJ

Mr. Jeff L. Tinney

Senior Vice President of Operations

Compensation

$322,495

Born 1963(Age 63)
male
ML

Mr. Luke J. Umstetter

Senior Vice President, General Counsel, Chief Compliance Officer & Secretary

Compensation

$386,623

Born 1980(Age 46)
male
wrld

World Acceptance Corporation Insider Positioning

WRLD ยท NASDAQ

During the last 12 months, insiders have sold $2.81M worth of WRLD shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

1.3K

185.08K

Net Activity

-185K

-$185K

3-6 Months

Bought

0

0.00

Sold

9.1K

1.36M

Net Activity

-1.4M

-$1.36M

6-9 Months

Bought

0

0.00

Sold

7.6K

1.26M

Net Activity

-1.3M

-$1.26M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
DDC

Dyer Daniel Clinton

Officer: See Remarks

8.9K sharesโ€ข2 transactions

$1.33M

2
PRC

Prashad R Chad

Director, Officer: President And Ceo

5.8K sharesโ€ข1 transactions

$969K

3
CJLJ

Calmes John L Jr

Officer: See Remarks

1.2K sharesโ€ข2 transactions

$170K

4
CAL

Caulder Alice Lindsay

Officer: Svp, Human Resources

1.0K sharesโ€ข1 transactions

$167K

5
CJE

Childers Jason E.

Officer: Svp, Information Technology

759 sharesโ€ข1 transactions

$127K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.81M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$185K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

WRLD - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2025

N/A

July 23, 2025
March 31, 2025
2025
DEF 14A

DEF 14A 2024

N/A

July 22, 2024
March 31, 2024
2024
DEF 14A

DEF 14A 2023

N/A

July 17, 2023
March 31, 2023
2023
DEF 14A

DEF 14A 2022

N/A

July 18, 2022
March 31, 2022
2022
DEF 14A

DEF 14A 2021

N/A

July 02, 2021
March 31, 2021
2021
DEF 14A

DEF 14A 2020

N/A

July 17, 2020
March 31, 2020
2020
DEF 14A

DEF 14A 2019

N/A

July 12, 2019
March 31, 2019
2019
DEF 14A

DEF 14A 2018

N/A

July 16, 2018
March 31, 2018
2018
DEF 14A

DEF 14A 2017

N/A

July 31, 2017
March 31, 2017
2017
DEF 14A

DEF 14A 2016

N/A

June 27, 2016
August 03, 2016
2016
Showing 1 to 10 of 30 filings