World Acceptance Corporation

World Acceptance Corporation

WRLDยทNASDAQ

$166.21

+0.38%
Financial ServicesFinancial - Credit Services

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

At a Glance

Live Snapshot
Market Cap$820.56M
EPS6.9700
P/E Ratio23.85
Earnings Date07/23/2026
wrld

World Acceptance Corporation Street Expectations Map

WRLD ยท NASDAQ

No Target Data

No analyst price targets available for wrld.

wrld

World Acceptance Corporation Forward Estimates of Revenue

WRLD ยท NASDAQ
Latest Revenue
585.74M
FY 2026
Avg Estimate
571.08M
FY 2027
Estimate Range
565.91M - 576.24M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.5%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

wrld

World Acceptance Corporation Forward Estimates of Net Income

WRLD ยท NASDAQ
Latest Net Income
35.01M
FY 2026
Avg Estimate
82.80M
FY 2027
Estimate Range
81.82M - 83.77M
Analyst Spread

Forward Growth Analysis

Projected Growth+136.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

wrld

World Acceptance Corporation Forward Estimates of EPS

WRLD ยท NASDAQ
Latest EPS
6.97
FY 2026
Avg Estimate
$15.04
FY 2027
Estimate Range
$14.86 - $15.21
Analyst Spread

Forward Growth Analysis

Projected Growth+115.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

wrld

World Acceptance Corporation Forward Estimates of EBIT

WRLD ยท NASDAQ
Latest EBIT
95.26M
FY 2026
Avg Estimate
93.04M
FY 2027
Estimate Range
92.20M - 93.88M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

wrld

World Acceptance Corporation Forward Estimates of EBITDA

WRLD ยท NASDAQ
Latest EBITDA
95.26M
FY 2026
Avg Estimate
104.25M
FY 2027
Estimate Range
103.30M - 105.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

wrld

World Acceptance Corporation Forward Estimates of SG&A Expense

WRLD ยท NASDAQ
Latest SG&A Expense
312.47M
FY 2026
Avg Estimate
222.04M
FY 2027
Estimate Range
220.03M - 224.05M
Analyst Spread

Forward Growth Analysis

Projected Growth-28.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

wrld

World Acceptance Corporation Insider Positioning

WRLD ยท NASDAQ

During the last 12 months, insiders have sold $2.81M worth of WRLD shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

1.3K

185.08K

Net Activity

-185K

-$185K

3-6 Months

Bought

0

0.00

Sold

9.1K

1.36M

Net Activity

-1.4M

-$1.36M

6-9 Months

Bought

0

0.00

Sold

7.6K

1.26M

Net Activity

-1.3M

-$1.26M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
DDC

Dyer Daniel Clinton

Officer: See Remarks

8.9K sharesโ€ข2 transactions

$1.33M

2
PRC

Prashad R Chad

Director, Officer: President And Ceo

5.8K sharesโ€ข1 transactions

$969K

3
CJLJ

Calmes John L Jr

Officer: See Remarks

1.2K sharesโ€ข2 transactions

$170K

4
CAL

Caulder Alice Lindsay

Officer: Svp, Human Resources

1.0K sharesโ€ข1 transactions

$167K

5
CJE

Childers Jason E.

Officer: Svp, Information Technology

759 sharesโ€ข1 transactions

$127K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.81M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$185K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.