WAFD - NASDAQ

WaFd, Inc.

WAFD·NASDAQ

$34.56

-1.3%

Financial ServicesBanks - Regional

WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.55B

EPS2.6400

P/E Ratio13.09

Earnings Date07/09/2026

26.70B

Assets

-5%

3Y+29.0%

5Y+42.0%

10Y+79.0%

23.66B

Total Liabilities

-6%

3Y+28.0%

5Y+41.0%

10Y+83.0%

3.04B

Total Equity

3Y+34.0%

5Y+51.0%

10Y+54.0%

WaFd, Inc. Funding & Solvency Profile

WAFD · NASDAQ

Current Assets

Cash & Cash Equivalents657.31M

Net Receivables211.37M

Inventory0.00

Other Current Assets0.00

Total Current Assets3 B

Non-Current Assets

Property, Plant & Equipment261.27M

Goodwill & Intangible Assets442.09M

Long-Term Investments21.65B

Other Non-Current Assets860.03M

Total Non-Current Assets23 B

Total Assets

26.70B

Financial Health Analysis

Current Ratio

0.15x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.78x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-19700854000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

13% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

WaFd, Inc. Balance Sheet

WAFD • NASDAQ

WaFd, Inc. Balance Sheet	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020	Sep 2019	Sep 2018	Sep 2017	Sep 2016	Sep 2015	Sep 2014	Sep 2013	Sep 2012	Sep 2011	Sep 2010	Sep 2009	Sep 2008	Sep 2007	Sep 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	657.3M	2.4B	980.6M	684M	2.1B	1.7B	419.2M	268.7M	313.1M	450.4M	284M	781.8M	203.6M	751.4M	816M	888.6M	498.4M	82.6M	61.4M	45.7M
Short-Term Investments	2.6B	2.6B	2B	2.1B	2.1B	2.2B	1.5B	1.3B	1.3B	1.9B	2.4B	3B	2.4B	1.8B	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	3.3B	5B	3B	2.7B	4.2B	4B	1.9B	1.6B	1.6B	2.4B	2.7B	3.8B	2.6B	2.5B	816M	888.6M	498.4M	82.6M	61.4M	45.7M
Net Receivables	211.4M	222.1M	95.5M	63.9M	54.5M	59.5M	48.9M	49.1M	41.6M	53.7M	54.9M	68.6M	93.2M	69.4M	52.3M	49M	53.3M	54.4M	49.6M	42.3M
Accounts Receivables	98.6M	102.8M	87M	63.9M	50.6M	53.8M	48.9M	47.3M	41.6M	37.7M	40.4M	52M	49.2M	46.9M	52.3M	49M	53.3M	54.4M	49.6M	42.3M
Other Receivables	112.8M	119.2M	8.5M	0.0	3.9M	5.7M	0.0	1.8M	0.0	16M	14.5M	16.5M	44M	22.5M	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	3.5B	5.2B	3.1B	2.8B	4.3B	4B	2B	1.6B	1.6B	2.4B	2.7B	3.9B	2.7B	2.6B	868.3M	937.6M	551.7M	137M	111M	88M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	261.3M	247.9M	237M	243.1M	255.2M	252.8M	274M	268M	263.7M	282M	276.2M	257.5M	206.2M	178.8M	166.6M	162.7M	133.5M	133.4M	74.8M	62.2M
Goodwill	414.7M	411.4M	304.8M	303.5M	303.5M	302.7M	301.4M	301.4M	293.2M	291.5M	291.5M	291.5M	260.3M	251.7M	251.7M	0.0	251.7M	251.7M	0.0	0.0
Intangible Assets	27.4M	37.1M	5.9M	5.6M	6.6M	7.2M	7.9M	9.9M	5.5M	5.5M	7.9M	11.4M	4M	4.4M	4.6M	257.7M	5.1M	8.5M	0.0	0.0
Goodwill & Intangible Assets	442.1M	448.4M	310.6M	309M	310M	309.9M	309.2M	311.3M	298.7M	297M	299.4M	302.9M	264.3M	256.1M	256.3M	257.7M	256.8M	260.2M	107.2M	56.3M
Long-Term Investments	21.7B	21.4B	17.9B	16.6B	14.2B	13.5B	13.4B	13.1B	12.5B	11.3B	10.8B	9.9B	9.5B	9.1B	12B	11.8B	11.5B	11.1B	9.8B	8.7B
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.1M	0.0	0.0	0.0	0.0
Other Non-Current Assets	860M	834.8M	955.7M	844.3M	602.2M	721.2M	563.8M	551.2M	540.8M	553.6M	459.3M	422.7M	476M	374.6M	198M	367.7M	176.1M	160.3M	150M	148.2M
Total Non-Current Assets	23.2B	22.9B	19.4B	18B	15.4B	14.8B	14.5B	14.2B	13.6B	12.5B	11.8B	10.9B	10.4B	9.9B	12.6B	12.5B	12B	11.7B	10.2B	9B
Total Assets	26.7B	28.1B	22.5B	20.8B	19.7B	18.8B	16.5B	15.9B	15.3B	14.9B	14.6B	14.8B	13.1B	12.5B	13.4B	13.5B	12.6B	11.8B	10.3B	9.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.5M	0.0	18.1M	33.7M	0.0	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.5M	0.0	18.1M	33.7M	0.0	0.0
Accrued Expenses	0.0	0.0	275.4M	289.9M	215.4M	250.8M	138.2M	94.3M	131.3M	188.6M	100.7M	106.8M	82.5M	76.5M	65.2M	87.6M	58.7M	81.1M	0.0	0.0
Short Term Debt	1.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	800M	800M	800.6M	1.2B	1.3B	0.0
Tax Payables	0.0	0.0	0.0	3.3M	0.0	0.0	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.5M	0.0	18.1M	0.0	0.0	0.0
Other Current Liabilities	21.4B	21.4B	16.1B	16B	15.5B	13.8B	12B	11.4B	10.8B	10.6B	10.6B	10.7B	9.1B	8.6B	8.7B	8.9B	7.8B	7.2B	6B	5.3B
Total Current Liabilities	23.2B	21.4B	16.3B	16.3B	15.8B	14B	12.1B	11.5B	11B	10.8B	10.7B	10.8B	9.2B	8.7B	9.5B	9.7B	8.7B	8.5B	7.3B	5.3B
NON-CURRENT LIABILITIES
Long Term Debt	70.2M	3.3B	3.7B	2.1B	1.7B	2.7B	2.3B	2.3B	2.2B	2.1B	1.8B	1.9B	1.9B	1.9B	2B	1.9B	2.1B	2B	2.8B	2.4B
Other Non-Current Liabilities	405.2M	367.8M	52.6M	53.4M	47M	49.5M	57.8M	57.4M	56.6M	42.9M	50.2M	29M	42.4M	40M	39.5M	39.5M	38.4M	37.2M	-1.1B	124.6M
Total Non-Current Liabilities	475.4M	3.7B	3.7B	2.2B	1.8B	2.7B	2.3B	2.4B	2.3B	2.1B	1.9B	2B	2B	1.9B	2B	1.9B	2.1B	2B	1.7B	2.5B
Total Liabilities	23.7B	25.1B	20B	18.5B	17.5B	16.8B	14.4B	13.9B	13.2B	12.9B	12.6B	12.8B	11.1B	10.6B	11.5B	11.6B	10.8B	10.5B	9B	7.8B
SHAREHOLDERS' EQUITY
Treasury Stock	-1.7B	-1.6B	-1.6B	-1.6B	-1.6B	-1.2B	-1.1B	-1B	-838.1M	-739.7M	-651.8M	-525.1M	-420.8M	-310.6M	-268.7M	-209M	-209M	-210.3M	-213.9M	-204.9M
Preferred Stock	300M	300M	300M	300M	300M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	154.4M	154M	136.5M	136.3M	136M	135.7M	135.5M	135.3M	135M	134.3M	133.7M	133.3M	132.6M	130M	129.9M	129.6M	129.3M	105.1M	104.9M	104.5M
Additional Paid-In Capital	2.2B	2.2B	1.7B	1.7B	1.7B	1.7B	1.7B	1.7B	1.7B	1.6B	1.6B	1.6B	1.6B	1.6B	1.6B	1.6B	1.6B	1.3B	1.3B	1.2B
Retained Earnings	2.1B	2B	1.9B	1.7B	1.5B	1.4B	1.3B	1.2B	1B	943.9M	829.8M	709.7M	594.5M	480.8M	376.7M	292.4M	196.2M	174.3M	185.7M	123.1M
Accumulated Other Comprehensive Income/Loss	57M	55.9M	46.9M	52.5M	69.8M	17M	15.3M	8.3M	5M	-11.2M	353K	20.7M	6.4M	13.3M	85.8M	49.7M	54.4M	2.5M	-13M	-6M
Total Stockholders' Equity	3B	3B	2.4B	2.3B	2.1B	2B	2B	2B	2B	2B	2B	2B	1.9B	1.9B	1.9B	1.8B	1.7B	1.3B	1.3B	1.3B
Total Equity	3B	3B	2.4B	2.3B	2.1B	2B	2B	2B	2B	2B	2B	2B	1.9B	1.9B	1.9B	1.8B	1.7B	1.3B	1.3B	1.3B
SUMMARY
Total Liabilities & Equity	26.7B	28.1B	22.5B	20.8B	19.7B	18.8B	16.5B	15.9B	15.3B	14.9B	14.6B	14.8B	13.1B	12.5B	13.4B	13.5B	12.6B	11.8B	10.3B	9.1B
Total Investments	24.3B	23.9B	19.9B	18.6B	16.3B	15.7B	14.9B	14.4B	13.8B	13.3B	13.2B	12.9B	11.8B	10.8B	12B	11.8B	11.5B	11.1B	9.8B	8.7B
Total Debt	1.8B	3.3B	3.7B	2.1B	1.7B	2.7B	2.3B	2.3B	2.2B	2.1B	1.8B	1.9B	1.9B	1.9B	2.8B	2.7B	2.9B	3.2B	4.1B	2.4B
Net Debt	1.2B	937.2M	2.7B	1.4B	-370.8M	997M	1.8B	2.1B	1.9B	1.6B	1.5B	1.1B	1.7B	1.1B	1.9B	1.8B	2.4B	3.1B	4B	2.3B
Shares Outstanding	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520	78,186,520

SEC Filings

WAFD - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 12, 2026	May 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 04, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 17, 2026	April 16, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 02, 2026	April 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 02, 2026	February 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 03, 2026	2026	View Filing
10-Q 10-Q 2025 Q4 Q4	February 04, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 03, 2026	February 03, 2026	2026	View Filing

Showing 1 to 10 of 472 filings

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