WaFd, Inc.

WaFd, Inc.

WAFDยทNASDAQ

$34.56

-1.3%
Financial ServicesBanks - Regional

WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.

At a Glance

Live Snapshot
Market Cap$2.55B
EPS2.6400
P/E Ratio13.09
Earnings Date07/09/2026
wafd

WaFd, Inc. Street Expectations Map

WAFD ยท NASDAQ

Wall Street analysts project that WAFD stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 35.00, with estimates ranging from a low of 34.00 to a high of 36.00.

Lowest Target
34.00
-1.62%
Consensus Target
35.00
1.27%
Highest Target
36.00
4.17%

The consensus 1-year price target stands at 35.00, with estimates ranging from a low of 34.00 to a high of 36.00.

Analyst Consensus Analysis

Upside Potential

+1.3%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

5.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

2.57x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

wafd

WaFd, Inc. Forward Estimates of Revenue

WAFD ยท NASDAQ
Latest Revenue
1.41B
FY 2025
Avg Estimate
788.31M
FY 2026
Estimate Range
783.54M - 793.09M
Analyst Spread

Forward Growth Analysis

Projected Growth-44.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

wafd

WaFd, Inc. Forward Estimates of Net Income

WAFD ยท NASDAQ
Latest Net Income
226.07M
FY 2025
Avg Estimate
262.43M
FY 2026
Estimate Range
257.23M - 267.64M
Analyst Spread

Forward Growth Analysis

Projected Growth+16.1%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

wafd

WaFd, Inc. Forward Estimates of EPS

WAFD ยท NASDAQ
Latest EPS
2.64
FY 2025
Avg Estimate
$3.27
FY 2026
Estimate Range
$3.21 - $3.33
Analyst Spread

Forward Growth Analysis

Projected Growth+23.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread4%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

wafd

WaFd, Inc. Forward Estimates of EBIT

WAFD ยท NASDAQ
Latest EBIT
289.64M
FY 2025
Avg Estimate
228.18M
FY 2026
Estimate Range
226.80M - 229.56M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

wafd

WaFd, Inc. Forward Estimates of EBITDA

WAFD ยท NASDAQ
Latest EBITDA
299.36M
FY 2025
Avg Estimate
269.29M
FY 2026
Estimate Range
267.66M - 270.93M
Analyst Spread

Forward Growth Analysis

Projected Growth-10.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

wafd

WaFd, Inc. Forward Estimates of SG&A Expense

WAFD ยท NASDAQ
Latest SG&A Expense
327.18M
FY 2025
Avg Estimate
186.45M
FY 2026
Estimate Range
185.32M - 187.58M
Analyst Spread

Forward Growth Analysis

Projected Growth-43.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

wafd

WaFd, Inc. Insider Positioning

WAFD ยท NASDAQ

During the last 12 months, insiders have purchased $100K and sold $987K worth of WAFD shares, resulting in $887K of net selling activity.

3 Months

Bought

0

0.00

Sold

22.0K

776.16K

Net Activity

-776K

-$776K

3-6 Months

Bought

0

0.00

Sold

5.3K

178.98K

Net Activity

-179K

-$179K

6-9 Months

Bought

6.0K

100.20K

Sold

1.0K

31.84K

Net Activity

+68K

+$68K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BBJ

Beardall Brent J

Director, Officer: President & Ceo

6.0K sharesโ€ข2 transactions

$100K

Top Sellers

1
RKE

Robison Kim E

Officer: Evp & Chief Operations Officer

22.0K sharesโ€ข1 transactions

$776K

2
CCE

Cooper Cathy E

Officer: Evp & Chief Consumer Banker

5.3K sharesโ€ข1 transactions

$179K

3
SS

Singleton Sean

Director

1.0K sharesโ€ข1 transactions

$32K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $887K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.10:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$776K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.