WAFD - NASDAQ

WaFd, Inc.

WaFd, Inc.

WAFDยทNASDAQ

$34.56

-1.3%
Financial ServicesBanks - Regional

WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$2.55B
EPS2.6400
P/E Ratio13.09
Earnings Date07/09/2026
WaFd, Inc.

WaFd, Inc. Fair Value Envelope

WAFD ยท NASDAQ

Our analysis suggests that WAFD has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $34.56, this represents a potential HIDDEN relative to our calculated worth for WaFd, Inc..

HIDDEN
Intrinsic Value
Current Price: $34.56

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$202.8M
+ Cash & Equivalents$657.3M
Firm Value$860.1M
- Debt$1.8B
Equity Value-$957.1M
/ Shares Outstanding78,186,520B
DCF Value-$12
OVERVALUED BY 135%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$119.0M
$59.8M
$30.0M
$15.1M
$7.6M
$3.8M
$1.9M
$960.8K
$482.6K
$242.4K
Maintenance CapEx
-$2.9M
-$1.4M
-$727.8K
-$365.6K
-$183.7K
-$92.3K
-$46.3K
-$23.3K
-$11.7K
-$5.9K
Owner Earnings
$116.1M
$58.3M
$29.3M
$14.7M
$7.4M
$3.7M
$1.9M
$937.5K
$470.9K
$236.6K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$107.5M
$50.0M
$23.3M
$10.8M
$5.0M
$2.3M
$1.1M
$506.5K
$235.6K
$109.6K
Terminal Value represents 0.9% of Enterprise Value

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3

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5

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6

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