UFCS - NASDAQ
United Fire Group, Inc.
$43.18
-1.2%United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
At a Glance
Live SnapshotUnited Fire Group, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
United Fire Group, Inc. Cash Flow Statement
UFCS • NASDAQ
| United Fire Group, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
118.2M | 62M | -29.7M | 15M | 80.6M | -112.7M | 14.8M | 29.6M | 44.9M | 49.9M | 89.1M | 59.1M | 76.1M | 40.2M | 11K | 47.5M | -10.4M | -13.1M | 111.4M | 88.1M | |
0.0 | 10.9M | 10.5M | 7.7M | 6.6M | 6.7M | 11.2M | 5.2M | 4.6M | 6M | 6.5M | 6.9M | 5.6M | 8M | 5.6M | 2.9M | 3.5M | 3.6M | 3.6M | 3.5M | |
0.0 | -8.4M | -8.3M | -3.9M | 5.6M | -17.5M | 10.1M | -16.2M | -5.9M | 3.3M | -4.5M | 1.9M | -368K | 7.5M | -6.3M | 977K | -10.9M | -11.8M | 2.4M | 9.5M | |
0.0 | 5.5M | 3.2M | 2.8M | 3.4M | 5M | 6.2M | 5.2M | 4.8M | 3.7M | 2.5M | 1.9M | 1.8M | 1.8M | 0.0 | 1.8M | 2.1M | 1.8M | 1.4M | 0.0 | |
20M | 66.8M | 121.6M | 54.3M | 4.6M | 130.7M | -43M | 20.7M | 38.7M | 68.2M | 13.2M | 60K | 10.4M | 10.1M | 5M | -5.5M | 13.6M | 15.3M | -8.1M | -12.7M | |
(0.0) | (16.1M) | (1.3M) | (21.5M) | (5.4M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
131.6M | 203.5M | 74.4M | -77.2M | -70.9M | 29.3M | 94.4M | 65.7M | 83M | 83.2M | 83.2M | 81.3M | 67.9M | 104.5M | 70.2M | 23.6M | 102.5M | 48M | -4.9M | 16.2M | |
269.7M | 340.3M | 171.7M | -1.3M | 29.9M | 41.4M | 93.8M | 110.1M | 170.1M | 214.4M | 190M | 151.3M | 161.5M | 172.1M | 74.4M | 71.2M | 100.4M | 43.9M | 105.8M | 104.5M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-6.4M | -11.9M | -10.9M | -2.1M | -14M | -18.9M | -32.4M | -33.1M | -17.2M | -7.6M | -9.7M | -8.2M | -8.5M | -2.9M | -14M | -2.1M | -10.6M | -9.6M | -1.6M | -5M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -172.6M | (0.0) | (0.0) | (107.3M) | (16.3M) | (0.0) | |
-714M | -960.6M | -292.9M | -297.3M | -405.4M | -444.7M | -257.8M | -540.4M | -267.5M | -448.2M | -701.5M | -618.4M | -601.8M | -664M | -598.5M | -575.2M | -519.1M | -602.4M | -422.7M | -397.2M | |
379.8M | 670.6M | 162.1M | 280.4M | 451.1M | 376.2M | 311.7M | 263.8M | 205.1M | 328.1M | 670.3M | 567.7M | 508.3M | 555.6M | 610M | 482.5M | 399.6M | 504.8M | 408M | 372.1M | |
14.6M | 9.4M | -8.1M | -103K | 0.0 | -5.6M | -16.9M | 290.4M | 17.6M | 15.3M | 4.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -107.3M | -16.3M | 0.0 | |
-326M | -292.5M | -149.9M | -19.2M | (31.7M) | -92.9M | (4.5M) | -19.2M | -62M | -112.4M | -36.3M | -58.9M | -102M | -111.3M | -175.2M | -94.7M | -130.1M | -107.3M | -16.3M | -30.1M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-993K | 348K | -290K | 828K | -2.4M | -2.8M | -9.3M | 1.8M | -25M | 6.2M | 3.1M | -10.7M | 1.7M | -6.2M | -12.2M | -6.2M | -1.5M | -14.7M | -15.2M | 107.4M | |
28.9M | 67M | 0.0 | 0.0 | 0.0 | 50M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -45M | 42M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-16.3M | -16.2M | -16.2M | -15.9M | -15.1M | -28.5M | -32.7M | -105.4M | -27.3M | -24.6M | -21.7M | -19.7M | -17.5M | -15.3M | -15.5M | -15.8M | -16M | -16.2M | -15.3M | -13.2M | |
-993K | (0.0) | -290K | (0.0) | -2M | -2.7M | -11.7M | -5.4M | -29.8M | -3.7M | -2.4M | -12.9M | -1.6M | -7.3M | -12.4M | -6.3M | -1.5M | -14.8M | -16.1M | (0.0) | |
0.0 | 0.0 | 0.0 | 0.0 | -421K | 0.0 | 0.0 | -11.5M | -55.3M | -79.2M | -119.3M | -63.7M | -59M | -15.7M | 51M | 34.7M | 128.4M | -48.8M | -61.4M | -76.3M | |
11.6M | 51.1M | -16.5M | -15M | -17.5M | 18.7M | -42M | -115.2M | -107.5M | -97.6M | -137.8M | -94M | -74.8M | -97.8M | 65.2M | 12.7M | 111M | -79.6M | -91.9M | 17.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-44.6M | 98.9M | 5.4M | -35.5M | 44.2M | -32.8M | 56.3M | -31.1M | 6.4M | -302K | 15.9M | -1.6M | -15.3M | -37.1M | -35.5M | -10.8M | 81.3M | -143M | -2.5M | 92.3M | |
200.9M | 102M | 96.7M | 132.1M | 87.9M | 120.7M | 64.5M | 95.6M | 89.2M | 106.4M | 90.6M | 92.2M | 107.5M | 144.5M | 180.1M | 190.9M | 109.6M | 252.6M | 255M | 162.8M | |
156.3M | 200.9M | 102M | 96.7M | 132.1M | 87.9M | 120.7M | 64.5M | 95.6M | 89.2M | 106.4M | 90.6M | 92.2M | 107.5M | 144.5M | 180.1M | 190.9M | 109.6M | 252.6M | 255M | |
263.3M | 328.4M | 160.9M | -3.4M | 15.9M | 22.6M | 61.3M | 77.1M | 152.9M | 206.8M | 180.3M | 143.1M | 153M | 169.2M | 60.4M | 69.1M | 89.8M | 34.3M | 104.1M | 99.5M |
SEC Filings
UFCS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 20, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 21, 2025 | 2025 |
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