United Fire Group, Inc.

United Fire Group, Inc.

UFCSยทNASDAQ

$43.18

-1.2%
Financial ServicesInsurance - Property & Casualty

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.

At a Glance

Live Snapshot
Market Cap$1.11B
EPS4.4800
P/E Ratio9.64
Earnings Date08/04/2026
ufcs

United Fire Group, Inc. Street Expectations Map

UFCS ยท NASDAQ

Wall Street analysts project that UFCS stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 57.00, with estimates ranging from a low of 57.00 to a high of 57.00.

Lowest Target
57.00
32.01%
Consensus Target
57.00
32.01%
Highest Target
57.00
32.01%

The consensus 1-year price target stands at 57.00, with estimates ranging from a low of 57.00 to a high of 57.00.

Analyst Consensus Analysis

Upside Potential

+32.0%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

ufcs

United Fire Group, Inc. Forward Estimates of Revenue

UFCS ยท NASDAQ
Latest Revenue
1.39B
FY 2025
Avg Estimate
1.29B
FY 2026
Estimate Range
1.24B - 1.33B
Analyst Spread

Forward Growth Analysis

Projected Growth-7.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

ufcs

United Fire Group, Inc. Forward Estimates of Net Income

UFCS ยท NASDAQ
Latest Net Income
118.19M
FY 2025
Avg Estimate
97.61M
FY 2026
Estimate Range
90.76M - 99.27M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ufcs

United Fire Group, Inc. Forward Estimates of EPS

UFCS ยท NASDAQ
Latest EPS
4.48
FY 2025
Avg Estimate
$3.67
FY 2026
Estimate Range
$3.50 - $3.83
Analyst Spread

Forward Growth Analysis

Projected Growth-18.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ufcs

United Fire Group, Inc. Forward Estimates of EBIT

UFCS ยท NASDAQ
Latest EBIT
159.20M
FY 2025
Avg Estimate
-3.33M
FY 2026
Estimate Range
-3.44M - -3.21M
Analyst Spread

Forward Growth Analysis

Projected Growth-102.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ufcs

United Fire Group, Inc. Forward Estimates of EBITDA

UFCS ยท NASDAQ
Latest EBITDA
159.20M
FY 2025
Avg Estimate
6.56M
FY 2026
Estimate Range
6.33M - 6.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-95.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ufcs

United Fire Group, Inc. Forward Estimates of SG&A Expense

UFCS ยท NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

ufcs

United Fire Group, Inc. Insider Positioning

UFCS ยท NASDAQ

During the last 12 months, insiders have sold $692K worth of UFCS shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

17.0K

654.97K

Net Activity

-655K

-$655K

6-9 Months

Bought

0

0.00

Sold

1.1K

37.09K

Net Activity

-37K

-$37K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
DCR

Drahozal Christopher R

Director

12.8K sharesโ€ข3 transactions

$490K

2
MDA

Mcintyre Dee Ann

10 Percent Owner

4.3K sharesโ€ข1 transactions

$165K

3
BJPE

Besong John Paul E

Director

1.1K sharesโ€ข1 transactions

$37K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $692K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.