UFCS - NASDAQ
United Fire Group, Inc.
$43.18
-1.2%United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
At a Glance
Live SnapshotUnited Fire Group, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.
United Fire Group, Inc. Income Statement
UFCS • NASDAQ
| United Fire Group, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
1.4B | 1.3B | 1.1B | 988.2M | 1.1B | 1.1B | 1.2B | 1.1B | 1.1B | 986.2M | 897M | 940M | 870M | 810.7M | 705.1M | 590.7M | 572.2M | 601.4M | 638.5M | 635.6M | |
GROSS PROFIT | ||||||||||||||||||||
(764.4M) | (1B) | (1B) | (850.4M) | (855.6M) | (1.1B) | (1B) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
622M | 225.9M | 83.9M | 137.8M | 200.9M | -1.5M | 153.2M | 1.1B | 1.1B | 996.4M | 899.3M | 941.9M | 877M | 813.2M | 705M | 591.1M | 572.2M | 601.4M | 638.5M | 635.6M | |
OPERATING INCOME | ||||||||||||||||||||
(474.1M) | (148.9M) | (123.6M) | (125.8M) | (104.1M) | (168.1M) | (136.3M) | (1.1B) | (1.1B) | (986.2M) | (897M) | (940M) | (870M) | (810.7M) | (705.1M) | (590.7M) | (572.2M) | (601.4M) | (638.5M) | (635.6M) | |
147.9M | 77M | -39.7M | 12.1M | 96.8M | -169.5M | 16.9M | 2.3M | 44.9M | 996.4M | 899.3M | 941.9M | 877M | 46.1M | -4.4M | 59.6M | -30M | -17.5M | 159.4M | 125.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(11.3M) | (7.3M) | (3.3M) | (3.2M) | (3.2M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (42.8M) | (43M) | (41.7M) | (40.2M) | (43.1M) | (49.2M) | |
-11.3M | 79.2M | 64.5M | 58.4M | 51.8M | 57.6M | 66M | 70.4M | 60M | 51.2M | 49.7M | 107M | 109.5M | 114.5M | -42.8M | -43M | -41.7M | -40.2M | -43.1M | -49.2M | |
(474.1M) | (148.9M) | (123.6M) | (125.8M) | (104.1M) | (168.1M) | (136.3M) | (1.1B) | (1.1B) | (986.2M) | (897M) | (940M) | (870M) | (810.7M) | (705.1M) | (590.7M) | (572.2M) | (601.4M) | (638.5M) | (635.6M) | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -11.4M | 0.0 | -938.9M | -783.9M | -865.4M | -775.1M | 0.0 | 0.0 | -1.2M | 1.3M | -15.7M | -105K | -406K | |
147.9M | 77M | -39.7M | 12.1M | 96.8M | -169.5M | 16.9M | -9.2M | 15.7M | 57.5M | 121.5M | 76.5M | 101.9M | 46.1M | -12.7M | 58.4M | -28.7M | -33.1M | 159.3M | 125.5M | |
NET INCOME | ||||||||||||||||||||
(29.7M) | (15.1M) | -10M | -3M | (16.2M) | -56.8M | (2.1M) | -11.4M | -29.2M | (8.4M) | (32.3M) | (17.3M) | (25.8M) | (5.9M) | -12.7M | (10.9M) | -18.3M | -20.1M | (47.9M) | (37.4M) | |
118.2M | 62M | -29.7M | 15M | 80.6M | -112.7M | 14.8M | 27.7M | 51M | 49.9M | 89.1M | 59.1M | 76.1M | 40.2M | 11K | 47.5M | -10.4M | -13.1M | 111.4M | 88.1M |
SEC Filings
UFCS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 20, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 07, 2026 | May 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 21, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.