United Bankshares, Inc.

United Bankshares, Inc.

UBSI·NASDAQ

$42.58

-0.42%
Financial ServicesBanks - Regional

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$5.87B
EPS3.2800
P/E Ratio12.98
Earnings Date07/23/2026

ubsi

Interest Expense

Last Annual Value

583.69M

3-Year CAGR

7%

5-Year CAGR

62%

10-Year CAGR

29%

United Bankshares, Inc.

United Bankshares, Inc. Competitors Analysis of Interest Expense

UBSI · NASDAQ
CompanyInterest Expense
CAGR 3Y
CAGR 5Y
CAGR 10Y
583.69M
6.6%62.0%29.2% 
529.00M
15.5%66.7%33.3%
408.78M
5.5%50.9%29.6%
ABCB logo
Ameris Bancorp
NASDAQ:ABCB
529.09M
5.9%61.8%39.0%
OZK logo
Bank OZK
NASDAQ:OZK
1.08B
16.1%67.6%33.3%
1.47B
-0.1%63.9%25.7%
912.49M
6.9%84.7%30.0%
507.93M
-1.0%59.6%21.4%
929.78M
12.3%56.8%30.1%
United Bankshares, Inc.

United Bankshares, Inc. Fair Value Envelope

UBSI · NASDAQ

Our analysis suggests that UBSI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $42.58, this represents a potential HIDDEN relative to our calculated worth for United Bankshares, Inc..

Intrinsic Value
Current Price: $42.58