United Bankshares, Inc.

United Bankshares, Inc.

UBSIยทNASDAQ

$42.58

-0.42%
Financial ServicesBanks - Regional

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$5.87B
EPS3.2800
P/E Ratio12.98
Earnings Date07/23/2026
0.92%
Dividend Yield
-6%
3Y-11.0%
5Y-
10Y+7.0%
42.70%
Dividend Payout Ratio
5%
3Y-14.0%
5Y-
10Y-41.0%
3Y+8.0%
5Y+16.0%
10Y+128.0%
United Bankshares, Inc.

United Bankshares, Inc. Dividend History

UBSI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

UBSI Dividend Payment History

UBSI ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3800

Annual Amount

$1.8800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 13, 2026
Jun 12, 2026Jul 1, 2026
$0.3800
$0.3800
Quarterly0.00%
Feb 23, 2026
Mar 13, 2026Apr 1, 2026
$0.3800
$0.3800
Quarterly0.00%
Nov 20, 2025
Dec 12, 2025Jan 2, 2026
$0.3800
$0.3800
Quarterly+2.70%
Aug 25, 2025
Sep 12, 2025Oct 1, 2025
$0.3700
$0.3700
Quarterly0.00%
May 14, 2025
Jun 13, 2025Jul 1, 2025
$0.3700
$0.3700
Quarterly0.00%
Feb 24, 2025
Mar 14, 2025Apr 1, 2025
$0.3700
$0.3700
Quarterly0.00%
Nov 8, 2024
Dec 13, 2024Jan 2, 2025
$0.3700
$0.3700
Quarterly0.00%
Aug 26, 2024
Sep 13, 2024Oct 1, 2024
$0.3700
$0.3700
Quarterly0.00%
May 15, 2024
Jun 14, 2024Jul 1, 2024
$0.3700
$0.3700
Quarterly0.00%
Feb 26, 2024
Mar 8, 2024Apr 1, 2024
$0.3700
$0.3700
Quarterly0.00%
Nov 10, 2023
Dec 8, 2023Jan 2, 2024
$0.3700
$0.3700
Quarterly+2.78%
Aug 28, 2023
Sep 8, 2023Oct 2, 2023
$0.3600
$0.3600
Quarterly0.00%
May 10, 2023
Jun 9, 2023Jul 3, 2023
$0.3600
$0.3600
Quarterly0.00%
Feb 27, 2023
Mar 10, 2023Apr 3, 2023
$0.3600
$0.3600
Quarterly0.00%
Nov 18, 2022
Dec 9, 2022Jan 3, 2023
$0.3600
$0.3600
Quarterly0.00%
Aug 30, 2022
Sep 9, 2022Oct 3, 2022
$0.3600
$0.3600
Quarterly0.00%
May 12, 2022
Jun 10, 2022Jul 1, 2022
$0.3600
$0.3600
Quarterly0.00%
Feb 28, 2022
Mar 11, 2022Apr 1, 2022
$0.3600
$0.3600
Quarterly0.00%
Nov 19, 2021
Dec 2, 2021Jan 3, 2022
$0.3600
$0.3600
Quarterly+2.86%
Aug 30, 2021
Sep 10, 2021Oct 1, 2021
$0.3500
$0.3500
Quarterly0.00%
May 12, 2021
Jun 11, 2021Jul 1, 2021
$0.3500
$0.3500
Quarterly0.00%
Feb 22, 2021
Mar 12, 2021Apr 1, 2021
$0.3500
$0.3500
Quarterly0.00%
Nov 20, 2020
Dec 11, 2020Jan 4, 2021
$0.3500
$0.3500
Quarterly0.00%
Aug 31, 2020
Sep 11, 2020Oct 1, 2020
$0.3500
$0.3500
Quarterly0.00%
May 12, 2020
Jun 12, 2020Jul 1, 2020
$0.3500
$0.3500
Quarterly0.00%
Feb 24, 2020
Mar 13, 2020Apr 1, 2020
$0.3500
$0.3500
Quarterly0.00%
Nov 15, 2019
Dec 13, 2019Jan 2, 2020
$0.3500
$0.3500
Quarterly+2.94%
Aug 26, 2019
Sep 13, 2019Oct 1, 2019
$0.3400
$0.3400
Quarterly0.00%
May 15, 2019
Jun 14, 2019Jul 1, 2019
$0.3400
$0.3400
Quarterly0.00%
Feb 25, 2019
Mar 8, 2019Apr 1, 2019
$0.3400
$0.3400
Quarterly0.00%
Nov 16, 2018
Dec 14, 2018Jan 2, 2019
$0.3400
$0.3400
Quarterly0.00%
Aug 27, 2018
Sep 14, 2018Oct 1, 2018
$0.3400
$0.3400
Quarterly0.00%
May 30, 2018
Jun 8, 2018Jul 2, 2018
$0.3400
$0.3400
Quarterly0.00%
Feb 26, 2018
Mar 9, 2018Apr 2, 2018
$0.3400
$0.3400
Quarterly0.00%
Nov 10, 2017
Dec 8, 2017Jan 2, 2018
$0.3400
$0.3400
Quarterly+3.03%
Aug 28, 2017
Sep 8, 2017Oct 2, 2017
$0.3300
$0.3300
Quarterly0.00%
May 26, 2017
Jun 9, 2017Jul 3, 2017
$0.3300
$0.3300
Quarterly0.00%
Feb 27, 2017
Mar 10, 2017Apr 3, 2017
$0.3300
$0.3300
Quarterly0.00%
Nov 4, 2016
Dec 9, 2016Jan 3, 2017
$0.3300
$0.3300
Quarterly0.00%
Aug 29, 2016
Sep 9, 2016Oct 3, 2016
$0.3300
$0.3300
Quarterly0.00%
May 19, 2016
Jun 10, 2016Jul 1, 2016
$0.3300
$0.3300
Quarterly0.00%
Feb 29, 2016
Mar 11, 2016Apr 1, 2016
$0.3300
$0.3300
Quarterly0.00%
Nov 6, 2015
Dec 11, 2015Jan 4, 2016
$0.3300
$0.3300
Quarterly+3.13%
Aug 24, 2015
Sep 11, 2015Oct 1, 2015
$0.3200
$0.3200
Quarterly0.00%
May 21, 2015
Jun 12, 2015Jul 1, 2015
$0.3200
$0.3200
Quarterly0.00%
Feb 23, 2015
Mar 13, 2015Apr 1, 2015
$0.3200
$0.3200
Quarterly0.00%
Nov 7, 2014
Dec 12, 2014Jan 2, 2015
$0.3200
$0.3200
Quarterly0.00%
Aug 25, 2014
Sep 12, 2014Oct 1, 2014
$0.3200
$0.3200
Quarterly0.00%
May 21, 2014
Jun 13, 2014Jul 1, 2014
$0.3200
$0.3200
Quarterly0.00%
Feb 24, 2014
Mar 14, 2014Apr 1, 2014
$0.3200
$0.3200
Quarterly-
ubsi

United Bankshares, Inc. Payout Ratio Analysis

UBSI ยท NASDAQ
Dividends Paid
-209.00M
2025
Net Income
464.60M
2025
Payout Ratio
44.99%
2025

Dividend Sustainability Analysis

Payout Ratio
44.99%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
43.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-4.1%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.