United Bankshares, Inc.

United Bankshares, Inc.

UBSI·NASDAQ

$42.58

-0.42%
Financial ServicesBanks - Regional

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$5.87B
EPS3.2800
P/E Ratio12.98
Earnings Date07/23/2026
6.00%
Return on Invested Capital
-3%
3Y+11.0%
5Y+12.0%
10Y+48.0%
8.45%
Return on Equity
13%
3Y+1.0%
5Y+26.0%
10Y+28.0%
1.38%
Return on Assets
11%
3Y+7.0%
5Y+25.0%
10Y+36.0%
United Bankshares, Inc.

United Bankshares, Inc. Management Team

UBSI · NASDAQ
MR

Mr. Richard Matthew Adams Jr., M.D.

Chief Executive Officer & Director

Compensation

$3,135,584

Born 1968(Age 58)
male
MR

Mr. Richard M. Adams Sr.

Executive Chairman of the Board

Compensation

$2,957,418

Born 1947(Age 79)
male
MD

Mr. Douglas Bryon Ernest

Executive Vice President & Chief Credit Officer

Born 1964(Age 62)
male
MW

Mr. W. Mark Tatterson

Executive Vice President & Chief Financial Officer

Compensation

$1,456,731

Born 1975(Age 51)
male
MR

Mr. Ross M. Draber

Executive Vice President & Chief Operating Officer

Born 1988(Age 38)
male
MD

Mr. Darren K. Williams

Executive Vice President and Chief Information & Risk Officer

Compensation

$999,958

Born 1972(Age 54)
male
MM

Mr. Matthew Lee Humphrey

Executive Vice President and Head of Wealth & Investment Management

Born 1980(Age 46)
male
MW

Mr. W. Mark Tatterson

Executive Vice President, Chief Financial Officer & Treasurer

Compensation

$1,456,731

Born 1975(Age 51)
male
MA

Ms. Ami Lee Shaver

Executive Vice President, Chief Human Resources Officer and Director of Retail Sales & Service

Born 1971(Age 55)
female
MJ

Mr. James J. Consagra Jr., CPA

President

Compensation

$2,436,433

Born 1961(Age 65)
male
MJ

Ms. Julie Ritche Gurtis

President & Executive Vice President

Born 1963(Age 63)
female
ubsi

United Bankshares, Inc. Insider Positioning

UBSI · NASDAQ

During the last 12 months, insiders have purchased $4K worth of UBSI shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

101

4.20K

Sold

0

0.00

Net Activity

+4K

+$4K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
RLII

Rice Lacy I Iii

Director

101 shares1 transactions

$4K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $4K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.

SEC Filings

UBSI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 01, 2026
May 13, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 01, 2025
May 14, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 02, 2024
May 15, 2024
2024
DEF 14A

DEF 14A

N/A

March 30, 2023
March 30, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 30, 2022
May 11, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 30, 2021
May 12, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 30, 2020
May 12, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 29, 2019
May 15, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 09, 2018
May 30, 2018
2018
DEF 14A

DEF 14A 2017

N/A

April 05, 2017
May 25, 2017
2017
Showing 1 to 10 of 34 filings