United Bankshares, Inc.

United Bankshares, Inc.

UBSI·NASDAQ

$42.58

-0.42%
Financial ServicesBanks - Regional

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

At a Glance

Live Snapshot
Market Cap$5.87B
EPS3.2800
P/E Ratio12.98
Earnings Date07/23/2026

ubsi

Sales/Maturities of Investments

Last Annual Value

2.28B

3-Year CAGR

57%

5-Year CAGR

22%

10-Year CAGR

27%

United Bankshares, Inc.

United Bankshares, Inc. Competitors Analysis of Sales/Maturities of Investments

UBSI · NASDAQ
CompanySales/Maturities of Investments
CAGR 3Y
CAGR 5Y
CAGR 10Y
2.28B
27.2%25.0%14.6% 
947.41M
-4.8%11.0%17.6%
0.00
N/AN/AN/A
ABCB logo
Ameris Bancorp
NASDAQ:ABCB
454.51M
34.4%4.5%8.2%
OZK logo
Bank OZK
NASDAQ:OZK
984.18M
19.6%-20.6%18.3%
1.07B
30.6%-4.7%-1.2%
2.77B
17.8%29.5%16.1%
1.79B
-3.3%5.2%1.8%
0.00
N/AN/AN/A
United Bankshares, Inc.

United Bankshares, Inc. Fair Value Envelope

UBSI · NASDAQ

Our analysis suggests that UBSI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $42.58, this represents a potential HIDDEN relative to our calculated worth for United Bankshares, Inc..

Intrinsic Value
Current Price: $42.58