LendingTree, Inc.

LendingTree, Inc.

TREEยทNASDAQ

$36.62

-4.2%
Financial ServicesFinancial - Credit Services

LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.

At a Glance

Live Snapshot
Market Cap$510.95M
EPS11.1400
P/E Ratio3.29
Earnings Date07/30/2026
3Y+70.0%
5Y+90.0%
10Y+52.0%
3Y-64.0%
5Y-92.0%
10Y-92.0%
3Y-371.0%
5Y-146.0%
10Y+68.0%
TREE

LendingTree, Inc. Cash Conversion Engine

TREE ยท NASDAQ
Net Income151.31M
Depreciation & Amortization21.65M
Stock-Based Compensation29.46M
Change in Working Capital-8.75M
Others9.19M
Capital Expenditures-12.42M
Free Cash Flow60.68M

Cash Flow Quality Analysis

FCF Conversion Rate

40.1%

Weak cash conversion. Significant portion of earnings not converting to cashโ€”review working capital trends and capital intensity.

CapEx Intensity

17.0%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+18.9%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$8.75M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

LendingTree, Inc. Cash Flow Statement

TREE โ€ข NASDAQ

LendingTree, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
151.3M
-41.7M
-122.4M
-187.9M
73.1M
-22.6M
39.5M
109.3M
19.4M
31.2M
51.3M
-487K
-673K
-2.2M
-36M
-17.6M
-24.5M
-202.3M
-550.4M
8.7M
21.6M
24.2M
26.8M
45.4M
60.6M
67.3M
66.5M
31.5M
21.6M
6.2M
3.2M
3.4M
3.6M
4.5M
5.9M
8.9M
11.5M
51.4M
44.5M
35.7M
-129.8M
2.8M
-4.7M
132.7M
10.9M
-9.6M
-8.6M
-63.9M
-6.4M
6.4M
-30M
106K
64K
-92K
-1.8M
-1.3M
-382K
-13.3M
2.8M
206K
29.5M
28.6M
39.7M
59.6M
0.0
53.7M
52.2M
44.4M
23.4M
9.6M
8.5M
7.4M
5.6M
4.6M
3.8M
3.6M
3.9M
11.2M
0.0
0.0
9.2M
51.8M
110.5M
17M
-12.9M
-24.8M
18M
-8.1M
27.7M
-14.6M
-7.1M
-8.3M
-3M
227.5M
-65.3M
-101.4M
-100.8M
44.5M
492.9M
11.9M
(0.0)
(1.7M)
(1.3M)
(404K)
(0.0)
(561K)
(25K)
(541K)
(20.4M)
(3.1M)
(703K)
(3K)
(654K)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-8.8M
-3.4M
17.8M
-23.8M
-7M
-25.5M
-23.6M
-2.5M
13.1M
9.4M
3M
-2.7M
1.2M
-12.2M
-6.1M
84.4M
123.5M
66.5M
391.1M
240.1M
73.1M
62.3M
67.6M
43M
124.9M
38.6M
143.9M
110.7M
98.7M
48.3M
29M
-508K
6.8M
222M
-99.5M
-23.3M
13.2M
-41.9M
233M
74.9M
INVESTING ACTIVITIES
-12.4M
-11.2M
-12.5M
-11.4M
-35.1M
-42.1M
-20M
-14.9M
-8M
-34M
-7.2M
-3.9M
-2.8M
-2.6M
-6.1M
-7.2M
-3.9M
-4.1M
-9.4M
-13.3M
(2.5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-105.1M
-368.1M
-66.4M
-85.7M
-37K
-740K
(0.0)
(0.0)
(0.0)
-250K
-5.7M
-14.5M
-1.6M
-3.1M
(0.0)
(0.0)
(0.0)
-16.4M
-1.2M
-80M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
0.0
0.0
0.0
0.0
46.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2K
50K
7K
3.3M
0.0
24.1M
-13.2M
-2K
2.5M
12.2M
7.3M
13.4M
24.8M
-11.4M
451K
4M
-143K
33K
-100K
-9.9M
-11.2M
-12.5M
-27.9M
(13.4M)
-122.1M
-101.1M
-383M
-74.4M
-117.2M
(4.9M)
(2.7M)
(10.6M)
(22.2M)
-17.5M
-7M
-5.6M
-18.8M
-10.9M
-16.4M
FINANCING ACTIVITIES
0.0
0.0
0.0
-43M
-40M
0.0
-5.5M
-93.7M
-19.9M
-48.5M
91.3M
-2.6M
-3.3M
-879K
-962K
-9.1M
3.4M
11K
0.0
0.0
-76.8M
-46.3M
-239.3M
79.1M
-2.5M
266.1M
-50M
125M
300M
0.0
0.0
0.0
0.0
0.0
-2.3M
-50K
2.3M
-23.3M
-270.7M
-35.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-131K
-229K
-144K
-11.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-43M
-40M
(0.0)
-5.5M
-93.7M
-19.9M
-48.5M
-218K
-2.6M
-3.3M
-879K
-962K
-9.1M
(0.0)
(0.0)
(0.0)
(0.0)
-11.9M
-10.2M
-2.7M
-3.5M
-14.5M
-72.8M
-32.2M
-26.5M
-27M
-4.1M
-8.8M
-4.8M
-2.7M
-197.3M
97M
22.1M
-875K
111.7M
-4.9M
-10.6M
-88.7M
-56.5M
-242M
32.7M
-57M
193.3M
-87.7M
4.8M
253.1M
-52.6M
86.9M
-7.7M
-6M
-209.6M
93.7M
13.1M
4.8M
88.4M
-275.6M
-45.9M
CASH FLOW SUMMARY
-25.5M
-5.5M
-186.9M
47.6M
81.3M
109.7M
-44.8M
-267.5M
277.4M
-115.8M
120.8M
-5.5M
11.5M
34.6M
-23.3M
-17.3M
12.5M
27.7M
-53.6M
12.6M
106.6M
112.1M
299M
251.3M
170M
60.3M
105.2M
372.6M
91.1M
207M
86.2M
91.7M
80.2M
45.5M
68.8M
86.1M
73.6M
45.9M
99.5M
86.9M
81.1M
106.6M
112.1M
299M
251.3M
170M
60.3M
105.2M
368.6M
91.1M
207M
86.2M
91.7M
80.2M
45.5M
68.8M
86.1M
73.6M
45.9M
99.5M
60.7M
51M
55M
31.5M
89.8M
-3.6M
123.9M
95.8M
90.7M
14.3M
21.7M
-4.4M
4.1M
219.4M
-105.6M
-30.6M
9.4M
-46.1M
223.6M
61.7M

SEC Filings

TREE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 18, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 27, 2026
June 17, 2026
2026
10-K

10-K 2025 FY

FY

March 09, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
March 02, 2026
2026
8-K

8-K 2026

N/A

February 13, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 09, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 21, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
Showing 1 to 10 of 324 filings