$36.62
-4.2%LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.
Weak cash conversion. Significant portion of earnings not converting to cashโreview working capital trends and capital intensity.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
TREE โข NASDAQ
| LendingTree, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
151.3M | -41.7M | -122.4M | -187.9M | 73.1M | -22.6M | 39.5M | 109.3M | 19.4M | 31.2M | 51.3M | -487K | -673K | -2.2M | -36M | -17.6M | -24.5M | -202.3M | -550.4M | 8.7M | |
21.6M | 24.2M | 26.8M | 45.4M | 60.6M | 67.3M | 66.5M | 31.5M | 21.6M | 6.2M | 3.2M | 3.4M | 3.6M | 4.5M | 5.9M | 8.9M | 11.5M | 51.4M | 44.5M | 35.7M | |
-129.8M | 2.8M | -4.7M | 132.7M | 10.9M | -9.6M | -8.6M | -63.9M | -6.4M | 6.4M | -30M | 106K | 64K | -92K | -1.8M | -1.3M | -382K | -13.3M | 2.8M | 206K | |
29.5M | 28.6M | 39.7M | 59.6M | 0.0 | 53.7M | 52.2M | 44.4M | 23.4M | 9.6M | 8.5M | 7.4M | 5.6M | 4.6M | 3.8M | 3.6M | 3.9M | 11.2M | 0.0 | 0.0 | |
9.2M | 51.8M | 110.5M | 17M | -12.9M | -24.8M | 18M | -8.1M | 27.7M | -14.6M | -7.1M | -8.3M | -3M | 227.5M | -65.3M | -101.4M | -100.8M | 44.5M | 492.9M | 11.9M | |
(0.0) | (1.7M) | (1.3M) | (404K) | (0.0) | (561K) | (25K) | (541K) | (20.4M) | (3.1M) | (703K) | (3K) | (654K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-8.8M | -3.4M | 17.8M | -23.8M | -7M | -25.5M | -23.6M | -2.5M | 13.1M | 9.4M | 3M | -2.7M | 1.2M | -12.2M | -6.1M | 84.4M | 123.5M | 66.5M | 391.1M | 240.1M | |
73.1M | 62.3M | 67.6M | 43M | 124.9M | 38.6M | 143.9M | 110.7M | 98.7M | 48.3M | 29M | -508K | 6.8M | 222M | -99.5M | -23.3M | 13.2M | -41.9M | 233M | 74.9M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-12.4M | -11.2M | -12.5M | -11.4M | -35.1M | -42.1M | -20M | -14.9M | -8M | -34M | -7.2M | -3.9M | -2.8M | -2.6M | -6.1M | -7.2M | -3.9M | -4.1M | -9.4M | -13.3M | |
(2.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -105.1M | -368.1M | -66.4M | -85.7M | -37K | -740K | (0.0) | (0.0) | (0.0) | -250K | -5.7M | -14.5M | -1.6M | -3.1M | |
(0.0) | (0.0) | (0.0) | -16.4M | -1.2M | -80M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
0.0 | 0.0 | 0.0 | 0.0 | 46.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 2K | 50K | 7K | 3.3M | 0.0 | 24.1M | -13.2M | -2K | 2.5M | 12.2M | 7.3M | 13.4M | 24.8M | -11.4M | 451K | 4M | -143K | 33K | -100K | |
-9.9M | -11.2M | -12.5M | -27.9M | (13.4M) | -122.1M | -101.1M | -383M | -74.4M | -117.2M | (4.9M) | (2.7M) | (10.6M) | (22.2M) | -17.5M | -7M | -5.6M | -18.8M | -10.9M | -16.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | -43M | -40M | 0.0 | -5.5M | -93.7M | -19.9M | -48.5M | 91.3M | -2.6M | -3.3M | -879K | -962K | -9.1M | 3.4M | 11K | 0.0 | 0.0 | |
-76.8M | -46.3M | -239.3M | 79.1M | -2.5M | 266.1M | -50M | 125M | 300M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -2.3M | -50K | 2.3M | -23.3M | -270.7M | -35.4M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -131K | -229K | -144K | -11.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | (0.0) | (0.0) | -43M | -40M | (0.0) | -5.5M | -93.7M | -19.9M | -48.5M | -218K | -2.6M | -3.3M | -879K | -962K | -9.1M | (0.0) | (0.0) | (0.0) | (0.0) | |
-11.9M | -10.2M | -2.7M | -3.5M | -14.5M | -72.8M | -32.2M | -26.5M | -27M | -4.1M | -8.8M | -4.8M | -2.7M | -197.3M | 97M | 22.1M | -875K | 111.7M | -4.9M | -10.6M | |
-88.7M | -56.5M | -242M | 32.7M | -57M | 193.3M | -87.7M | 4.8M | 253.1M | -52.6M | 86.9M | -7.7M | -6M | -209.6M | 93.7M | 13.1M | 4.8M | 88.4M | -275.6M | -45.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-25.5M | -5.5M | -186.9M | 47.6M | 81.3M | 109.7M | -44.8M | -267.5M | 277.4M | -115.8M | 120.8M | -5.5M | 11.5M | 34.6M | -23.3M | -17.3M | 12.5M | 27.7M | -53.6M | 12.6M | |
106.6M | 112.1M | 299M | 251.3M | 170M | 60.3M | 105.2M | 372.6M | 91.1M | 207M | 86.2M | 91.7M | 80.2M | 45.5M | 68.8M | 86.1M | 73.6M | 45.9M | 99.5M | 86.9M | |
81.1M | 106.6M | 112.1M | 299M | 251.3M | 170M | 60.3M | 105.2M | 368.6M | 91.1M | 207M | 86.2M | 91.7M | 80.2M | 45.5M | 68.8M | 86.1M | 73.6M | 45.9M | 99.5M | |
60.7M | 51M | 55M | 31.5M | 89.8M | -3.6M | 123.9M | 95.8M | 90.7M | 14.3M | 21.7M | -4.4M | 4.1M | 219.4M | -105.6M | -30.6M | 9.4M | -46.1M | 223.6M | 61.7M |
TREE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 18, 2026 | May 18, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 27, 2026 | June 17, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 09, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 13, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 09, 2026 | January 06, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 21, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 31, 2025 | September 30, 2025 | 2025 |
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